The top-rated truck insurance agent in Sterling Heights, Michigan is Catherine Van Tiem: Allstate Insurance, rated 4.9 stars across 271 reviews. Other highly rated options include The Salvati Insurance Group, Inc., AAA Insurance - R. Petros Insurance Agency, Frolka Insurance Agency Goosehead Insurance. This directory lists 16 truck insurance agents serving Sterling Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Catherine Van Tiem: Allstate Insurance | 42770 Van Dyke Ave | (586) 792-9000 |
| 2 | The Salvati Insurance Group, Inc. | 42370 Van Dyke Ave Ste 711 | (248) 720-1130 |
| 3 | AAA Insurance - R. Petros Insurance Agency | 35830 Van Dyke Ave | (586) 722-7269 |
| 4 | Frolka Insurance Agency Goosehead Insurance | 44444 Mound Rd Suite 400C | (810) 224-9438 |
| 5 | Lakeside Insurance Agency | 13900 Lakeside Cir | (586) 286-5000 |
| 6 | Beyond Insurance Group | 42140 Van Dyke Ave #210 | (586) 330-9727 |
| 7 | L.A. Insurance | 42903 Van Dyke Ave | (586) 254-8484 |
| 8 | Clear View Insurance | 13854 Lakeside Cir Ste 212 | (586) 742-0316 |
| 9 | Millennium Insurance Agency LLC -34865 Mound Rd | 34865 Mound Rd | (248) 410-1858 |
| 10 | Gallagher Insurance, Risk Management & Consulting | 13900 Lakeside Cir | (586) 323-5700 |
Catherine Van Tiem: Allstate Insurance serves the Sterling Heights, Michigan area and surrounding Macomb County as a truck insurance agent. This agency helps local owner-operators and smaller fleets secure commercial auto policies needed to comply with state and federal regulations. Clients can get help choosing appropriate liability limits and physical damage coverage for their specific vehicles. The agent also assists with cargo insurance to protect goods in transit and other specialized endorsements for regional trucking operations.
The Salvati Insurance Group, Inc. serves businesses and commercial fleet operators throughout the Sterling Heights area in need of truck insurance coverage. This agency provides tailored policies for local trucking operations, addressing liability protection, cargo insurance, and physical damage coverage essential for commercial vehicles on Michigan roads. It assists owners in navigating regulatory requirements and managing risk specific to freight and logistics. The agency also extends its services to clients across neighboring communities in Macomb County and the greater Detroit metropolitan region.
AAA Insurance - R. Petros Insurance Agency in Sterling Heights, MI provides a range of services for commercial trucking clients, including liability coverage and physical damage protection for over-the-road vehicles. The agency helps local owner-operators and small fleets meet Michigan’s insurance requirements through customized policy plans and regular policy review options. They serve properties such as single-family homes, apartments, retail spaces, and restaurants where trucks operate or are stored.
Frolka Insurance Agency Goosehead Insurance in Sterling Heights, Michigan provides specialized truck insurance services tailored to commercial vehicle needs. The agency generally assists clients with coverage selection and policy management for various trucking operations. As a local agent, it helps regional truckers navigate insurance requirements for Michigan’s unique Seasonal weight restrictions and road conditions that affect fleet scheduling and cargo hauling during the spring thaw period, ensuring compliance with state Department of Transportation regulations during this critical operational season.
Lakeside Insurance Agency serves the Sterling Heights, Michigan, area and surrounding communities. The agency handles trucking insurance for local and regional commercial vehicle operators. It offers policies that cover liability, physical damage, and cargo protection. The company provides standard coverage options and ensures each policy meets regulatory requirements for trucking operations in the state. To handle a typical job, it evaluates the specific risks associated with each client’s fleet and their typical routes to find appropriate coverage limits.
With winter weather compounding the usual risks of highway transport, trucking operators in Macomb County need reliable guidance on commercial vehicle protection. Beyond Insurance Group in Sterling Heights assists local fleets in navigating liability requirements and cargo coverage options. Their agents help drivers match policies to seasonal exposure changes and compliance standards. Before binding any plan, an inspection of the truck’s operating radius and safety record is performed to determine the appropriate initial assessment.
Serving Sterling Heights and the surrounding communities in Macomb County, L.A. Insurance handles a full range of truck insurance needs for local owner-operators and small fleet businesses. The company works with policies that address liability and cargo protection, as well as physical damage for commercial vehicles on Michigan roads. To manage a typical truck insurance job, L.A. Insurance evaluates the specific routes a client drives and then matches coverage options to the unique risks presented by each vehicle’s operating environment.
Serving the community as a truck insurance agent, Millennium Insurance Agency LLC -34865 Mound Rd specializes in both comprehensive and commercial auto coverage for operators throughout Sterling Heights, MI. The agency assists clients with essential risk protection tailored to fleet and independent vehicle needs. Policy add-ons frequently arranged include cargo, general liability, and roadside assistance coverages. Common commercial sectors the agency can serve include local offices, warehouses, and food service delivery businesses requiring tailored insurance solutions.
For trucking companies, clients choose between a one-time policy purchase and a recurring service option that provides ongoing risk management. Gallagher Insurance, Risk Management & Consulting in Sterling Heights, MI, offers tailored coverage that protects commercial fleets from cargo loss, liability claims, and vehicle damage. Local regulations and road conditions in Michigan influence each policy’s structure. Their service runs on either a one-time consultation basis or a recurring scheduled schedule, depending on the client’s operational needs and renewal preferences.
What Does a a Truck Insurance Agent in Sterling Heights Cost?
Truck insurance costs in Michigan vary widely based on driving record, cargo type, and annual mileage. A basic policy for a single semi-truck can range from 8,000 to 15,000 dollars per year. Full coverage with high liability limits may cost 12,000 to 25,000 dollars annually. This is general information, not insurance advice.
About truck insurance agents in Sterling Heights
Truck insurance agents in Sterling Heights help owner-operators and fleets find coverage that meets Michigan Department of Insurance and Financial Services rules. Michigan requires commercial auto policies to include unlimited personal injury protection for truck drivers. Local agents understand the unique risks of hauling freight through Macomb County and across the state.
Frequently Asked Questions
What minimum liability coverage do trucks need in Michigan?
Michigan law requires commercial trucks to carry at least 300,000 dollars in bodily injury liability per person and 100,000 dollars in property damage liability. Higher limits are often needed for interstate hauling.
Do Michigan truck insurance agents offer physical damage coverage?
Yes, most agents can add comprehensive and collision coverage to protect your truck from theft, fire, or accident damage. This coverage is optional but recommended for financed rigs.
How does Michigan no-fault insurance apply to truck drivers?
Michigan no-fault law requires unlimited personal injury protection for truck drivers. This covers medical bills and lost wages after an accident, regardless of fault. An agent can explain how this interacts with your health insurance.
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