The top-rated truck insurance agent in Flint, Michigan is L.A. Insurance, rated 4.8 stars across 459 reviews. Other highly rated options include Pioneer State Mutual Insurance Co, Security First Insurance Agency, Inc, BGM Insurance Agency, Inc. This directory lists 21 truck insurance agents serving Flint.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | L.A. Insurance | 2927 Saginaw St | (810) 785-9000 |
| 2 | Pioneer State Mutual Insurance Co | 1510 Elms Rd | (810) 733-2300 |
| 3 | Security First Insurance Agency, Inc | 3526 Miller Rd G | (810) 732-5800 |
| 4 | BGM Insurance Agency, Inc | 1063 E Hill Rd | (810) 244-9200 |
| 5 | Al Bourdeau Insurance Agency | 3835 Davison Rd | (810) 742-3411 |
| 6 | Eve Insurance | 4508 Beecher Rd | (810) 733-0666 |
| 7 | Brett Albert - State Farm Insurance Agent | 5112 Pierson Rd | (810) 732-8911 |
| 8 | Ron Gillum Jr - State Farm Insurance Agent | 1510 W Court St Suite 1 | (810) 239-3550 |
| 9 | Phillips Insurance - An Independent Agency Since 1917 | 6045 Corunna Rd # B | (810) 230-0020 |
| 10 | Blackmore Rowe Insurance | G-6235 Corunna Rd Suite H | (810) 720-8244 |
L.A. Insurance provides truck insurance coverage for residential clients in Flint, Michigan. The agency also handles commercial policies for local trucking businesses throughout the Flint area. General liability and cargo protection options are common concerns addressed for regional operators. Drivers can arrange tailored coverage to meet legal requirements and basic operational risks. Follow-up consultations help update policies as needs change between regular scheduled service visits for renewals or vehicle adjustments.
Pioneer State Mutual Insurance Co serves the Flint, Michigan metro area as a truck insurance agent for local commercial operators. The company offers policies designed to protect long-haul and regional trucks, with coverage tailored to fleet owners and independent drivers. Policies under this category help manage risks associated with cargo, liability, and potential physical damage to vehicles. In this area, Pioneer State Mutual handles specialized liability protection and provides coverage options for refrigerated cargo that meets industry standards.
Security First Insurance Agency, Inc in Flint, MI provides a range of truck insurance agent services tailored to commercial vehicle operators. It offers specialized coverage options designed to meet the unique risks of local and long-haul trucking. The agency features comprehensive service plans that help clients manage policy renewals and claims efficiently. Regular maintenance programs include policy reviews to ensure adequate protection for shifting fleet needs. It services single-family homes, apartments, retail locations, and restaurants.
BGM Insurance Agency, Inc serves clients in Flint, Michigan and the surrounding Genesee County communities, handling commercial truck insurance policies for local owner-operators and small fleet businesses. The agency works with standard liability, physical damage, cargo, and excess coverage options that are required for regional hauling operations. For each policy, the agency first reviews the specific routes, cargo types, and driving histories of the insured drivers before matching coverage limits to state and federal filing requirements.
Al Bourdeau Insurance Agency serves trucking companies, owner-operators, and commercial fleets needing liability, cargo, and physical damage coverage in Flint, Michigan. The agency works to match each business with appropriate policies that address local road risks and regulatory requirements. Clients receive guidance on coverage for both local hauls and longer routes through the region. The agency also assists businesses in the surrounding Genesee County communities, including Burton.
Eve Insurance provides tailored commercial truck insurance policies for owner-operators and fleets in the Flint area. The agency also handles general transportation risk management, helping clients comply with Michigan’s financial responsibility requirements. Coverage options address cargo liability, physical damage, and non-trucking liability. During winter months, it assists local truckers with adjusting policies to account for increased accident risks due to icy roads and poor visibility on I-69 and surrounding routes.
For trucking operations in the Flint area, one-time service options cover a single policy purchase for a specific vehicle or short-term need, while recurring service provides ongoing adjustments and renewals for a growing fleet. This insurance agency addresses liability, cargo, and physical damage coverage needs for local commercial carriers. Recommendations are tailored to each operator’s miles and cargo type. Service runs on an as-needed basis for policy changes or claims support, with scheduled annual reviews to update coverage as regulations or equipment change.
Ron Gillum Jr - State Farm Insurance Agent in Flint, Michigan, is recognized for providing truck insurance policies to local commercial drivers. The agency serves owner-operators and fleet managers seeking liability, physical damage, and cargo coverage. It also supports regional hauler needs through tailored policy options. Adding coverage for non-trucking liability when the vehicle is used for personal trips completes the protection plan for cross-country drivers.
Winter weather and road conditions in the Flint area mean straightforward truck insurance answers matter for working fleets. Blackmore Rowe Insurance helps operators find coverage that fits their needs. This firm focuses on the policies local truckers require, including liability and physical damage options. Their office in Flint coordinates directly with drivers to match coverage types to individual rigs and cargo. Rate comparisons and policy discussions happen before any commitment. An initial vehicle inspection and a review of current hauling schedules begin the assessment process.
What Does a a Truck Insurance Agent in Flint Cost?
Truck insurance costs in Michigan are higher than many states due to unlimited medical benefits. A basic policy for a single semi-truck can range from 8000 to 15000 per year. Full coverage with high liability limits and cargo insurance may cost 12000 to 25000 annually. Rates vary by driving history vehicle age and freight type. This is general information not insurance advice.
About truck insurance agents in Flint
Truck insurance agents in Flint Michigan help owner-operators and fleets find coverage that meets state requirements. Michigan law mandates no-fault insurance with unlimited medical benefits for all commercial vehicles including trucks. A local agent can explain how these rules apply to your specific operation and help you compare policies from multiple carriers.
Frequently Asked Questions
What minimum insurance does a truck need in Michigan?
Michigan requires commercial trucks to carry no-fault personal injury protection with unlimited medical benefits. You also need property protection insurance and residual bodily injury liability. Minimum liability limits are 20/40/10 but many carriers require higher limits for interstate trucks.
How do Flint truck insurance agents help with Michigan no-fault law?
Flint agents explain how Michigan no-fault applies to trucks including the unlimited medical coverage requirement. They can help you choose a policy that meets state law while covering cargo and physical damage. Agents also advise on filing forms like the Michigan Commercial Auto Insurance Certificate.
Can a truck insurance agent help me save money in Flint?
Yes agents compare quotes from multiple insurers to find competitive rates. They may suggest higher deductibles or safety program discounts. However rates depend on your driving record vehicle type and cargo so savings vary by case.
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