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HomeTruck Insurance AgentsMichigan › Bay City

Find Truck Insurance Agents Near You in Bay City, MI

Browse truck insurance agents serving Bay City, Michigan. Updated 2026-07-14.

The top-rated truck insurance agent in Bay City, Michigan is Farmers Insurance - Mark Townsend, rated 4.8 stars across 159 reviews. Other highly rated options include Brent Mishler - State Farm Insurance Agent, Jon LaPorte - State Farm Insurance Agent, Weaver Group Insurance Agency. This directory lists 20 truck insurance agents serving Bay City.

Showing 20 truck insurance agents in Bay City, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Mark Townsend509 E Midland St(989) 469-0009
2Brent Mishler - State Farm Insurance Agent3583 Wilder Rd UNIT 5(989) 686-8680
3Jon LaPorte - State Farm Insurance Agent1416 State St #1(989) 895-5570
4Weaver Group Insurance Agency916 Washington Ave STE 204(989) 391-5085
5Thomas Campbell - State Farm Insurance Agent902 S Euclid Ave(989) 686-0100
6Lori Harrison - State Farm Insurance Agent815 Columbus Ave(989) 895-5536
7MCI Insurance701 N Madison Ave(989) 892-5541
8The Kory Agency900 S Euclid Ave(989) 391-5200
9Jeff Hunt - State Farm Insurance Agent4359 Wilder Rd(989) 686-7840
10Superior Insurance Group916 Washington Ave SUITE 210(989) 893-7651
FI
509 E Midland St
Farmers Insurance - Mark Townsend
Truck Insurance Agent · Bay City, MI

Farmers Insurance - Mark Townsend serves Bay City, MI, and the surrounding region as a truck insurance agent. The agency connects local commercial truck owners with policies that address liability, cargo, and physical damage coverage needs. Because trucking involves unique risks on Michigan roads, the office works to match clients with protection suited to their fleet size and hauling operations. Specific services handled in this area include coverage for heavy trucks and long-haul trucking policies.

BM
3583 Wilder Rd UNIT 5
Brent Mishler - State Farm Insurance Agent
Truck Insurance Agent · Bay City, MI

Brent Mishler - State Farm Insurance Agent offers truck insurance services for owner-operators and small fleets in the Bay City, MI area. These general truck insurance policies typically include liability, physical damage, and cargo coverage, tailored to meet state and federal requirements. Routine policy reviews and claims support help maintain continuous protection on the road. The agency can also service policies for single-family homes, apartments, retail locations, and restaurants, providing a full range of property insurance within its truck-focused practice.

JL
1416 State St #1
Jon LaPorte - State Farm Insurance Agent
Truck Insurance Agent · Bay City, MI

Homeowners, business owners, and commercial fleet operators in Bay City rely on Jon LaPorte - State Farm Insurance Agent for tailored truck insurance policies. The agency helps clients protect their vehicles and cargo from common risks on local roads and highways. Customized coverage plans address liability, physical damage, and other operational needs. Bay City truckers depend on this agent for straightforward advice and responsive claims assistance. The agency also serves clients throughout the nearby Saginaw metropolitan area.

WG
916 Washington Ave STE 204
Weaver Group Insurance Agency
Truck Insurance Agent · Bay City, MI

Weaver Group Insurance Agency serves Bay City and the surrounding communities of Mid-Michigan, specializing in truck insurance for local and regional operators. It handles coverage for commercial vehicles, including liability, physical damage, and cargo protection for owner-operators and small fleets. The team works to tailor policies that address common risks like load security and fuel surcharges. When handling a typical client inquiry, it first reviews the specific operation needs and driving territory to build an appropriate coverage plan.

TC
902 S Euclid Ave
Thomas Campbell - State Farm Insurance Agent
Truck Insurance Agent · Bay City, MI

Thomas Campbell, a truck insurance agent in Bay City, MI, distinguishes between one-time coverage for a single trip and recurring commercial auto policies for fleet operators or owner-operators. His agency typically arranges liability protection covering cargo and bodily injury. Trucking insurance is vital for navigating Michigan’s unique no-fault laws and road conditions. Services run on a one-time, scheduled, or as-needed basis, with policy renewals aligned to the client’s annual business cycle.

LH
815 Columbus Ave
Lori Harrison - State Farm Insurance Agent
Truck Insurance Agent · Bay City, MI

Lori Harrison - State Farm Insurance Agent in Bay City, MI, provides specialized coverage for commercial trucking operations, including liability and physical damage protection. Beyond truck insurance, the agency handles general personal and business insurance needs for local clients. It helps address seasonal concerns such as increased road risk from winter ice and snow, ensuring truck operators remain properly covered during hazardous Michigan driving months.

MI
701 N Madison Ave
MCI Insurance
Truck Insurance Agent · Bay City, MI

When winter storms hit the highways around Bay City, commercial drivers need reliable coverage to protect their rigs and cargo. MCI Insurance specializes in helping local truck operators match their policies to the risks of the season, from icy roads to seasonal freight demands. As a truck insurance agent in this region, the team understands the specific liability and physical-damage exposures that Michigan haulers face. New clients can begin by bringing their current declarations page and a description of their typical routes for a thorough policy review and coverage gap inspection.

KA
900 S Euclid Ave
The Kory Agency
Truck Insurance Agent · Bay City, MI

The Kory Agency in Bay City, MI provides truck insurance policies designed to meet the needs of commercial vehicle operators. Liability coverage is paired with specialty add-ons such as cargo protection and physical damage insurance for fleet assets. The company also offers policies for non-trucking liability and equipment breakdown incidents. These coverages serve local businesses operating from offices, warehouses, and food service establishments.

JH
4359 Wilder Rd
Jeff Hunt - State Farm Insurance Agent
Truck Insurance Agent · Bay City, MI

Jeff Hunt - State Farm Insurance Agent in Bay City, MI is known for providing local truck insurance coverage tailored to commercial driving needs. The agency serves independent operators and small fleet owners operating throughout the region, addressing their liability and physical damage concerns. As a standard part of its service range, the agent helps drivers meet Michigan’s specific regulatory requirements for commercial vehicles. For an added specialty service, the agency can include cargo insurance to protect goods in transit, offering more complete protection for trucking clients.

SI
916 Washington Ave SUITE 210
Superior Insurance Group
Truck Insurance Agent · Bay City, MI

Superior Insurance Group provides residential truck insurance services for owner-operators and independent drivers in the Bay City area. The agency also covers commercial fleet policies for local transport and logistics businesses across the region. Agents evaluate vehicle usage, cargo types, and route risks to match appropriate liability and physical damage coverage. Clients receive detailed policy explanations and claims assistance tailored to their specific hauling needs. Account representatives follow up with renewal reviews and risk updates between regular service intervals to adjust coverage as circumstances change.

FI
264 Uptown Dr
Farmers Insurance - Miranda Keenan
Truck Insurance Agent · Bay City, MI
(989) 671-9899
agents.farmers.com/mi/saginaw/miranda-keenan
MH
509 S Euclid Ave
Michael Hayes Agency/Farm Bureau Insurance
Truck Insurance Agent · Bay City, MI
(989) 684-4160
michfb.com/insurance/find-an-agent/michael-hayes-509-s-euclid-ave
HK
501 E Midland St
Hine-Knopp-Vernon Insurance Agency
Truck Insurance Agent · Bay City, MI
(989) 894-2769
hineknoppvernoninsurance.net
FI
501 S Euclid Ave
Future Insurance Agency
Truck Insurance Agent · Bay City, MI
(989) 922-0049
futureins.com
AI
702 S Euclid Ave
AAA Insurance - Kolm Insurance Group
Truck Insurance Agent · Bay City, MI
(989) 316-1170
locator.acg.aaa.com/mi/bay-city/aaa-insurance-kolm-insurance-group
DI
3741 Wilder Rd # C
DuRussel Insurance Agency
Truck Insurance Agent · Bay City, MI
(989) 671-8206
durussel.com
AI
903 Saginaw St
Aird Insurance Group - Farm Bureau Insurance
Truck Insurance Agent · Bay City, MI
(989) 792-9687
airdinsurancegroup.com
LA
916 N Euclid Ave
The Lenar Agency
Truck Insurance Agent · Bay City, MI
(989) 401-7770
FI
2105 10th St
Fremont Insurance
Truck Insurance Agent · Bay City, MI
(989) 891-9324
VU
1108 W Jenny St
Valley United Insurance
Truck Insurance Agent · Bay City, MI
(989) 686-7099
valleyunitedinsurance.com

What Does a a Truck Insurance Agent in Bay City Cost?

Annual premiums for truck insurance in Michigan typically range from 8000 to 25000 dollars for a single semi-truck depending on driving record cargo type and coverage limits. Owner-operators with clean records may pay around 10000 to 15000 dollars per year. Fleets with multiple trucks often receive lower per-unit rates. This is general information and not insurance advice.

About truck insurance agents in Bay City

Truck insurance agents in Bay City Michigan help owner-operators and fleets find liability physical damage and cargo coverage. Michigan requires commercial trucks to carry no-fault personal injury protection and minimum liability limits. Local agents understand the unique risks of shipping on I-75 and US-10 through the Great Lakes Bay Region.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Michigan?

Michigan law requires commercial trucks to have at least 300000 dollars in liability coverage for bodily injury per accident and 50000 dollars for property damage. Trucks hauling hazardous materials or operating interstate must meet higher federal limits.

Do I need a specific type of insurance for a dump truck or semi in Bay City?

Yes dump trucks and semi-trucks often require specialized policies that include motor truck cargo coverage and on-hook towing. Agents in Bay City can match coverage to your specific freight type and operating radius.

How does Michigan no-fault insurance apply to commercial trucks?

Michigan no-fault law applies to commercial trucks registered in the state. You must carry personal injury protection for the driver and passengers. The truck owner can also be sued for damages above the no-fault threshold in serious injury cases.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.