The top-rated truck insurance agent in Battle Creek, Michigan is Chad Heeter - State Farm Insurance Agent, rated 4.9 stars across 502 reviews. Other highly rated options include Farmers Insurance - Terry Smith, Matt Gorham - State Farm Insurance Agent, Paul Clark - State Farm Insurance Agent. This directory lists 20 truck insurance agents serving Battle Creek.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Heeter - State Farm Insurance Agent | 181 North Ave | (269) 968-8177 |
| 2 | Farmers Insurance - Terry Smith | 153 E Columbia Ave | (269) 213-8275 |
| 3 | Matt Gorham - State Farm Insurance Agent | 7055 Tower Rd Suite H | (269) 962-4041 |
| 4 | Paul Clark - State Farm Insurance Agent | 2861 Capital Ave SW | (269) 979-4000 |
| 5 | Chase Anthes - State Farm Insurance Agent | 19915 Capital Ave NE #204 | (269) 962-5117 |
| 6 | Jeff Kiessling - State Farm Insurance Agent | 676 Capital Ave SW | (269) 965-4565 |
| 7 | Allen-Harmon-Mason-Selinger | 230 Helmer Rd N | (269) 441-5156 |
| 8 | Insurance Network Agency, Inc. | 732 Capital Ave SW | (269) 968-0577 |
| 9 | C.L. Van Deventer Insurance Agency Of Battle Creek | 100 Helmer Rd N | (269) 651-8066 |
| 10 | Tyler Peterson: Allstate Insurance | 32 Michigan Ave | (269) 841-5345 |
Chad Heeter - State Farm Insurance Agent serves the Battle Creek, Michigan area as a truck insurance agent. The agency provides commercial auto coverage tailored for local trucking operations, helping drivers meet regulatory requirements and protect their vehicles. It also handles liability policies for cargo and equipment. Among the specific services offered here are physical damage insurance for trucks and business interruption coverage for fleets.
Farmers Insurance - Terry Smith in Battle Creek, Michigan, provides truck insurance agent services tailored to commercial vehicle operators. The agency assists with coverage options such as liability, cargo, and physical damage protection, while also helping clients review their maintenance schedules to minimize road risks. Regular policy check-ins are offered to adjust coverage as fleets or driving routes change. The company services clients operating out of single-family homes, apartments, and retail properties.
Serving Battle Creek and the surrounding communities in south-central Michigan, Matt Gorham - State Farm Insurance Agent handles truck coverage for local commercial fleets and independent owner-operators. The business works with various policies that address liability, cargo, and physical damage needs typical for regional hauls. For a typical assignment, the agency begins by reviewing a client’s operational radius, vehicle types, and hauling frequency. It then presents multiple coverage options matched to those specific risks, allowing the driver or fleet manager to choose the protection level that fits their budget.
Paul Clark serves local trucking businesses and fleet operators in Battle Creek, Michigan, offering commercial vehicle insurance policies designed to meet state requirements and operational needs. Coverage can address liability, cargo protection, and physical damage for trucks of various sizes. The agency also assists independent owner-operators with tailored insurance solutions for their rigs. In addition to serving the Battle Creek area, Paul Clark also covers surrounding communities such as Springfield and the broader Calhoun County region.
Chase Anthes - State Farm Insurance Agent in Battle Creek, MI, understands the distinct needs of local truck operators, separating one-time liability filings from ongoing comprehensive coverage options. Their policies address vehicle, cargo, and general liability risks common on regional routes. Coverage can be arranged to meet specific operational schedules, whether freight businesses require short-term single-trip protection or continuous annual policies. Service runs on both a scheduled basis for policy renewals and as-needed for mid-term adjustments.
Jeff Kiessling - State Farm Insurance Agent in Battle Creek, MI, offers specialized truck insurance policies tailored for local commercial vehicles, along with general auto, home, and life insurance services. Helping trucking businesses manage liability, cargo coverage, and physical damage protection is a core part of its work. During harsh Michigan winters, it assists drivers and fleet owners in securing insurance that covers weather-related claims, such as loss of load or accident damage on icy roads.
Allen-Harmon-Mason-Selinger serves Battle Creek and the surrounding area as a truck insurance agent. The company assists commercial operators with essential liability and cargo coverage, and further offers specialty add-ons such as physical damage protection and roadside assistance for long-haul vehicles. Their work helps independent owner-operators and small fleets manage regulatory compliance issues. The agency can provide quotes for various operations, including local delivery offices, warehouse facilities, and food service distribution centers.
As the harsh Michigan winters and frequent road construction on I-94 impact Battle Creek’s commercial fleets, Insurance Network Agency, Inc. serves local trucking operators by addressing their unique risk exposures and liability requirements. This agency connects owner-operators and small fleets with necessary commercial coverage, from cargo insurance to physical damage protection, tailored to regional routes. Moving beyond a simple quote, the process at this firm begins with a thorough vehicle and safety audit inspection to accurately assess coverage needs.
C.L. Van Deventer Insurance Agency Of Battle Creek is known for providing truck insurance agent services to local commercial fleets and owner-operators in the Battle Creek, MI area. The firm handles the complex liability and cargo coverage needs that come with regional hauling. It understands the specific safety and regulatory demands of the trucking industry. As a specialty service, the agency can assist clients in securing non-trucking liability coverage for when a tractor is used for personal errands or downtime.
What Does a a Truck Insurance Agent in Battle Creek Cost?
Truck insurance costs in Michigan vary widely based on driving history, cargo type, and annual mileage. A typical policy for a single truck can range from 3,000 to 8,000 dollars per year for basic liability. Full coverage including cargo and physical damage may cost 8,000 to 15,000 dollars annually. This is general information and not insurance advice.
About truck insurance agents in Battle Creek
Truck insurance agents in Battle Creek Michigan help commercial drivers and fleet owners meet state requirements. Michigan law mandates minimum liability coverage of 300,000 dollars for commercial trucks. Local agents can also advise on cargo insurance and physical damage coverage for Battle Creek routes.
Frequently Asked Questions
What are Michigan minimum insurance requirements for commercial trucks?
Michigan requires commercial trucks to have liability insurance of at least 300,000 dollars for bodily injury per accident. Higher limits may be needed for certain cargo or interstate operations. An agent can explain your specific requirements.
Do I need a special license to sell truck insurance in Michigan?
Yes, agents must hold a valid Michigan insurance producer license with property and casualty authority. They must also complete continuing education credits every two years to maintain their license.
How does Michigan no-fault law affect truck insurance?
Michigan no-fault law applies to personal vehicles but commercial trucks have different rules. Truck insurance policies often include liability coverage that follows fault-based rules for accidents. An agent can help you understand the difference.
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