The top-rated truck insurance agent in Clinton Township, Michigan is First Independent Insurance Agency, rated 4.9 stars across 594 reviews. Other highly rated options include Royal Oath Insurance Group, AAA Insurance - Schnaidt Agency, Steve Barkley - State Farm Insurance Agent. This directory lists 20 truck insurance agents serving Clinton Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Independent Insurance Agency | 15945 Canal Rd | (586) 247-2220 |
| 2 | Royal Oath Insurance Group | 42536 Hayes Rd Suite 400 | (586) 238-3535 |
| 3 | AAA Insurance - Schnaidt Agency | 35927 Southbound Gratiot Ave | (586) 838-2555 |
| 4 | Steve Barkley - State Farm Insurance Agent | 37211 Harper Ave Ste 5A | (586) 948-9009 |
| 5 | MI Insurance Agency | 40684 Hayes Rd | (586) 354-3462 |
| 6 | Inspire Insurance Agency Inc | 20666 Hall Rd | (586) 421-5961 |
| 7 | L.A. Insurance | 37041 Gratiot Ave | (586) 954-4690 |
| 8 | McGovern Agency | 37102 S Groesbeck Hwy | (586) 464-2400 |
| 9 | Wendy Sliger - State Farm Insurance Agent | 40524 Hayes Rd | (586) 263-0330 |
| 10 | Global One Insurance Agency | 39200 Hayes Rd | (586) 350-0828 |
First Independent Insurance Agency serves the Clinton Township, Michigan, area with specialized commercial truck insurance solutions. The agency provides vital coverage for owner-operators and small to mid-sized fleets operating throughout the region. Their policies protect against cargo liability, physical damage, and general business risks common to the local trucking industry. Additional services include coverage for non-trucking liability when a vehicle is used for personal reasons. The firm handles specific endorsements for towing, rental reimbursement, and bobtail insurance tailored to this geographic market.
Royal Oath Insurance Group in Clinton Township, MI, provides a range of commercial truck insurance services, including liability, cargo, and physical damage coverage. It offers tailored policies designed to protect owner-operators and fleet businesses from common road risks. Ongoing account reviews and dedicated claim support help maintain continuous coverage. The agency services properties such as single-family homes, apartments, retail establishments, and restaurants.
AAA Insurance - Schnaidt Agency serves trucking companies and owner-operators in Clinton Township, MI, offering liability, physical damage, cargo, and optional coverages for commercial fleets. The agency helps clients assess risks common to local routes, including highway transport and regional delivery. It also provides guidance on compliance with Michigan’s insurance requirements for commercial vehicles. Its service area extends across Macomb County, including neighboring Sterling Heights and other communities in the metro Detroit region.
Steve Barkley, a State Farm Insurance Agent in Clinton Township, MI, helps trucking clients distinguish between one-time liability coverage options for a single haul and recurring policies that protect an ongoing fleet. Their tailored commercial auto packages cover cargo, physical damage, and medical payments for drivers transporting goods regionally. Local operators receive guidance on meeting Michigan’s minimum insurance requirements while securing adequate protection for their specific equipment. Service can run on either a one-time or an as-needed basis, depending on the policy period and each client’s shipping schedule.
MI Insurance Agency serves Clinton Township and the surrounding communities of Macomb County. This truck insurance agent handles policies for commercial trucks, including long-haul and local delivery vehicles. It focuses on protecting fleet owners and independent operators from liability, cargo damage, and physical loss. To manage a typical job, it first reviews the client's driving history and vehicle usage to identify specific coverage gaps. Then it compares options from multiple insurers to secure appropriate protection.
Inspire Insurance Agency Inc in Clinton Township, MI specializes in tailored coverage for commercial trucking operations, including liability and cargo protection. It serves local owner-operators and fleet businesses with general insurance planning. Its work focuses on assessing unique risks for vehicles operating across Michigan’s highways. The agency helps operators address seasonal hazards such as winter weather conditions that increase accident potential, ensuring coverage adjustments are made before colder months heighten driving dangers.
L.A. Insurance provides specialized coverage for commercial vehicles operating in Clinton Township, Michigan, and the surrounding region. The agency focuses on protecting trucking businesses with appropriate liability and physical damage policies tailored to fleet needs. It also offers additional endorsements for cargo, towing, and roadside assistance. These services support trucks moving goods between offices, warehouses, and food service establishments across local distribution networks.
As winter weather arrives in Clinton Township, Monroe County truck operators face icy roads and increased cargo protection needs. The McGovern Agency provides commercial vehicle insurance that meets state requirements for regional fleets and independent drivers. Their services cover liability, physical damage, and cargo insurance tailored for Michigan trucking routes. Policy recommendations address seasonal hazards common along I–94 and local highways. An agent begins by inspecting the operation’s equipment and driving records during an initial risk assessment to determine appropriate coverage limits.
Wendy Sliger - State Farm Insurance Agent in Clinton Township, Michigan, specializes in tailoring commercial truck policies for local owner-operators and small fleet businesses. The agency covers essential protections such as liability, physical damage, and cargo insurance to address the unique risks of regional hauling routes. This service range ensures drivers maintain compliance with motor carrier requirements while safeguarding their equipment and livelihood. Additionally, the agent can supplement a standard truck policy with rental reimbursement coverage to minimize downtime during repairs.
Global One Insurance Agency in Clinton Township, Michigan, specializes in providing residential-style coverage options tailored for independent truck operators who base their vehicles at home. The agency also offers comprehensive commercial policies for larger fleets servicing the greater Detroit area and surrounding regions. Policies are designed to address the unique risks of long-haul and local trucking operations across Michigan. After initial policy setup, the agency follows up to review coverage changes and coordinates repeat service needs between regular visit cycles.
What Does a a Truck Insurance Agent in Clinton Township Cost?
Truck insurance costs in Michigan vary widely based on your driving record, the value of your truck, and the type of cargo you haul. A basic liability policy for a single truck might start around $3,000 to $5,000 per year, while full coverage with physical damage can range from $8,000 to $15,000 or more. Rates are higher for new drivers or those with violations. This is general information and not insurance advice.
About truck insurance agents in Clinton Township
Truck insurance agents in Clinton Township Michigan help owner operators and fleet managers find coverage that meets state requirements. Michigan requires commercial trucks to carry no-fault personal injury protection and property protection insurance. A local agent can explain how these rules apply to your specific operation.
Frequently Asked Questions
What coverage is required for a truck in Clinton Township Michigan?
Michigan law requires commercial trucks to have no-fault personal injury protection (PIP) and property protection insurance (PPI). You also need liability coverage that meets the minimum limits set by the Michigan Secretary of State.
How do I find a truck insurance agent in Clinton Township?
You can search online for independent agents in Macomb County who specialize in commercial auto insurance. Many agencies in Clinton Township advertise truck insurance services and can provide quotes for different carriers.
Does Michigan require underinsured motorist coverage for trucks?
Michigan does not require underinsured motorist coverage for commercial trucks, but many agents recommend it. You can choose to add this coverage to your policy for extra protection against drivers with low limits.
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