The top-rated truck insurance agent in Southfield, Michigan is Tim Miller – State Farm Insurance Agent, rated 4.8 stars across 230 reviews. Other highly rated options include Cantor Insurance Group, L.A. Insurance, AAA Insurance - Saad Insurance Agency. This directory lists 16 truck insurance agents serving Southfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Miller – State Farm Insurance Agent | 18500 W 10 Mile Rd | (248) 559-3000 |
| 2 | Cantor Insurance Group | 26777 Central Park Blvd | (248) 848-0200 |
| 3 | L.A. Insurance | 24490 W 10 Mile Rd | (248) 353-0300 |
| 4 | AAA Insurance - Saad Insurance Agency | 24681 Northwestern Hwy Ste 1100 | (313) 649-7676 |
| 5 | Insurance One Agency | 26261 Evergreen Rd Ste. 530 | (800) 752-0680 |
| 6 | Farmers Insurance - Gregory Blackwell | 15900 W 10 Mile Rd Ste 204 | (248) 833-0070 |
| 7 | Peoples Insurance Agency LTD | 16250 Northland Dr #150 | (248) 327-7083 |
| 8 | Erica Lindsay The Insurance Lady, Agency LLC | 24681 Northwestern Hwy STE 3006 | (313) 355-0330 |
| 9 | Brandon Bell Insurance Agency | 24901 Northwestern Hwy # 410 | (313) 533-7400 |
| 10 | Cagwin Agency | 28300 Franklin Rd # F | (248) 443-6823 |
Tim Miller – State Farm Insurance Agent serves the Southfield, Michigan area as a local truck insurance agent. This agency specializes in providing commercial coverage for trucks operating in and around metro Detroit. Polices are tailored to meet the specific risks of freight and delivery vehicles, including liability and physical damage protection. For local operators, the agent handles cargo insurance and coverage for non-trucking liability.
Cantor Insurance Group in Southfield, Michigan provides a range of commercial truck insurance policies tailored to local and long-haul operations. Its service options include coverage for liability, cargo, and physical damage, along with maintenance plans that assist with risk management and driver safety programs. The company helps trucking businesses meet regulatory requirements while protecting their fleets. It services properties such as single-family homes, apartments, retail storefronts, and restaurants that may rely on delivery or logistics vehicles.
L.A. Insurance serves trucking companies in Southfield, Michigan, and the surrounding communities throughout the greater Detroit metropolitan area. It handles insurance needs for commercial truck operators, covering a range of policies for tractor-trailers, delivery vehicles, and fleet managers. The agency works with local carriers to ensure each client meets state and federal regulatory requirements. A typical job begins with a review of the client’s current coverage, followed by a comparison of policy options to match operational needs and risk exposure.
AAA Insurance - Saad Insurance Agency serves business owners and independent truck operators in Southfield, MI, who need specialized commercial truck insurance. The agency provides coverage plans that help protect trucks, cargo, and liability exposure on the road. Insurance agents work with clients to understand unique hauling requirements and match policies to operational needs. This agency also covers trucking companies and owner-operators throughout the greater Detroit metro area, including neighboring communities like Farmington Hills.
Insurance One Agency serves Southfield and the surrounding communities in southeastern Michigan, focusing specifically on the needs of local truck operators. It handles essential commercial coverage for owner-operators and small fleets navigating regional routes. The agency addresses common concerns such as liability protection, physical damage coverage, and cargo insurance tailored to trucks. Each policy is presented with a clear assessment of the specific risks associated with each client’s regular hauling operations, ensuring appropriate coverage for their typical jobs.
Specializing in liability, cargo, and physical damage coverage, Farmers Insurance - Gregory Blackwell in Southfield, MI helps trucking professionals manage policy requirements for both local and long-haul operations. The agency also provides general commercial auto insurance solutions tailored to individual business needs. Understanding that the Detroit metro region experiences harsh winter weather, the agency assists clients in adjusting their coverages each fall to protect against seasonal risks like ice-related accidents and road closures.
Peoples Insurance Agency LTD in Southfield, MI provides truck insurance agents who can help select between one-time commercial policies for short-term hauls or recurring annual plans for fleet operations. Their coverage options address liability, cargo, and physical damage risks common to regional trucking routes. Local agents assess each operator's mileage and freight type to match the correct protection level. Service appointments for policy reviews and new quotes are available on both a one-time and as-needed basis throughout the year.
As winter weather in Southfield complicates local roadway conditions, commercial truck operators require insurance that covers seasonal risks like icy road accidents and cargo damage. Erica Lindsay The Insurance Lady, Agency LLC provides truck insurance agent services designed for Michigan heavy haulers, local fleets, and independent drivers. Policies address liability, physical damage, and cargo protection tailored to regional spring construction zones and autumn harvest routes as well. The process begins with a personalized consultation that includes reviewing the current vehicle inventory and compliance documentation to determine complete coverage.
Brandon Bell Insurance Agency works to connect companies with coverage plans designed to meet operational needs and legal requirements for commercial trucking. The agency specializes in adding tailored protections such as cargo coverage, comprehensive physical damage policies, and liability packages that address the unique risks of hauling goods on local and regional routes. Serving clients across Southfield and the wider Metro Detroit area, the agency works directly with businesses operating in sectors like distribution offices, warehouse facilities, and food service logistics.
Cagwin Agency provides residential insurance services in Southfield, MI, helping homeowners protect their properties and personal assets. For clients in transport, the agency also offers commercial coverage for trucks, addressing cargo risks and liability unique to local routes and broader regional hauls. Servicing the greater metro Detroit area, this office connects policyholders with plans that match their operational needs. From initial policy setup to claim guidance, support for commercial clients continues between regular visits to ensure consistent follow-up and protection.
What Does a a Truck Insurance Agent in Southfield Cost?
Truck insurance costs in Michigan vary widely based on vehicle type, driving record, and cargo. A single policy for a semi truck can range from 8,000 to 15,000 dollars per year. Fleet policies may cost 3,000 to 6,000 dollars per truck annually. Factors like operating radius and safety history also affect premiums. This is general information, not insurance advice.
About truck insurance agents in Southfield
Truck insurance agents in Southfield Michigan help owner operators and fleet companies find coverage that meets state requirements. Michigan law mandates minimum liability limits of 20/40/10 for commercial vehicles. Local agents understand the unique needs of the trucking industry in the Detroit metro area.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Michigan?
Michigan requires commercial trucks to have liability coverage of at least 20/40/10. This means 20,000 dollars per person for bodily injury, 40,000 dollars per accident for bodily injury, and 10,000 dollars for property damage. Higher limits are often needed for interstate hauling.
Do I need a special license to sell truck insurance in Michigan?
Yes. Truck insurance agents in Michigan must hold a valid property and casualty license issued by the Michigan Department of Insurance and Financial Services. They must also complete continuing education courses to stay current on regulations.
How does Michigan no fault insurance apply to commercial trucks?
Michigan is a no fault state for personal auto insurance, but commercial truck policies often follow different rules. Truck insurance agents can explain when no fault coverage applies and when liability coverage takes over for accidents involving large vehicles.
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