The top-rated truck insurance agent in Royal Oak, Michigan is Cameron Barnes - State Farm Insurance Agent, rated 5.0 stars across 565 reviews. Other highly rated options include Kirsten Wood - State Farm Insurance Agent, Tiffany Khousakoun - State Farm Insurance Agent, Michael Lantzy - State Farm Insurance Agent. This directory lists 16 truck insurance agents serving Royal Oak.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cameron Barnes - State Farm Insurance Agent | 306 S Washington Ave Suite 207 | (248) 721-8365 |
| 2 | Kirsten Wood - State Farm Insurance Agent | 1017 S Washington Ave | (248) 547-5309 |
| 3 | Tiffany Khousakoun - State Farm Insurance Agent | 312 E 3rd St | (248) 864-8219 |
| 4 | Michael Lantzy - State Farm Insurance Agent | 1103 N Campbell Rd | (248) 291-6504 |
| 5 | Atlas Insurance Agency, LLC | 520 E 4th St | (248) 545-7500 |
| 6 | High Favor Insurance Agency LLC | 26080 Woodward Ave | (248) 765-8675 |
| 7 | Jordan Tracey - State Farm Insurance Agent | 2416 W 14 Mile Rd | (248) 268-4148 |
| 8 | The Robert Littleton Insurance Agency | 104 W 4th St #205 | (248) 643-7575 |
| 9 | Andy Benson: Allstate Insurance | 811 N Main St #104 | (248) 547-0660 |
| 10 | Curt Luke - State Farm Insurance Agent | 407 N Main St | (248) 542-7039 |
Cameron Barnes - State Farm Insurance Agent serves the Royal Oak, Michigan area as a truck insurance agent. The company provides commercial truck insurance policies tailored for local owner-operators and small fleets. Coverage options address liability, physical damage, and cargo protection. The agent works to help drivers understand Michigan’s unique insurance requirements. Specific services include non-trucking liability coverage for personal use of commercial vehicles. The agency also assists with hired and non-owned auto coverage for businesses with occasional truck usage.
Kirsten Wood - State Farm Insurance Agent serves local trucking companies and independent owner-operators in Royal Oak, Michigan, offering commercial auto liability, physical damage coverage, and cargo insurance. Policies are tailored to address the unique risks of commercial trucking, including accident costs and load protection. The agent also provides general business insurance packages for small truck fleets to ensure operational continuity. Her office additionally assists clients in neighboring communities, including Madison Heights and Berkley.
Serving Royal Oak and the surrounding communities in southeastern Michigan, Tiffany Khousakoun's agency handles truck insurance coverage for local owner-operators and small fleets. It addresses the specific liability and physical damage concerns that commercial trucking requires in this region. The agency focuses on personalizing policies to match each client's unique route and cargo needs. For a typical job, it begins by reviewing driving histories and vehicle specifications to build a tailored coverage plan.
Michael Lantzy - State Farm Insurance Agent in Royal Oak, MI, provides tailored commercial truck insurance coverage for local businesses. The office assists with liability and physical damage policies designed for fleet or independent operations. Customers can review and update their existing plans regularly to ensure adequate protection for changing business needs. Personalized service includes discussing cargo coverage and roadside assistance options for each policyholder’s specific route. This agency services single-family homes, apartments, retail, and restaurants.
Atlas Insurance Agency, LLC, based in Royal Oak, MI, primarily manages two distinct service approaches for local truck operators: one-time policy purchases for individual trips or short-term needs, and recurring coverage plans designed for continuous fleet protection. Their truck insurance agent services include assessing liability risks, cargo damage exposures, and physical damage to vehicles common in regional freight routes. Service is offered on an as-needed basis, allowing commercial drivers to request consultations or policy adjustments without a recurring obligation.
High Favor Insurance Agency LLC in Royal Oak, MI provides specialized liability and physical damage coverage for commercial trucks, along with workers' compensation policies for fleet operators. The agency assists local owner-operators and small trucking companies with risk management and policy renewals. It serves Michigan businesses navigating complex state insurance requirements for freight and delivery vehicles. Entering the busy shipping season, the agency helps clients secure cargo protection that addresses rising theft risks during holiday deliveries.
As the busy winter season approaches in Royal Oak, truck operators face increased risks from icy roads and sudden storms. Jordan Tracey - State Farm Insurance Agent provides commercial policies tailored for heavy-duty vehicles navigating these harsh local conditions. Covering liability, cargo, and physical damage, this office helps drivers maintain compliance and financial security. A full assessment of the operator’s fleet history and annual mileage is scheduled during the initial consultation.
The Robert Littleton Insurance Agency provides residential insurance services to clients in Royal Oak, Michigan, and also handles commercial coverage for local businesses. As a truck insurance agent in this region, the agency works with operators to secure policies that address liabilities and cargo protection needs for standard and specialized vehicles. Regular communication helps clients understand their coverage options. The agency encourages drivers to return between scheduled policy reviews to update any changes in fleet composition or operational routes.
Andy Benson: Allstate Insurance assists commercial drivers and fleet operators in Royal Oak and the surrounding region with essential liability and physical damage coverage. The agency specifically offers tailored policies for trucking operations, including cargo protection and roadside assistance endorsements. Its truck insurance work also helps businesses secure necessary compliance bonds and permits for local and interstate hauling. The company can serve a variety of commercial sectors, including offices needing delivery fleets, warehouses requiring distribution trucks, and food service businesses operating refrigerated vehicles.
Curt Luke - State Farm Insurance Agent in Royal Oak, MI, is known for providing truck insurance coverage tailored to local commercial drivers and independent operators. Its service range includes liability, physical damage, and cargo protection for various trucking needs. Policies are designed to help manage risks on Michigan roads. This agent assists clients in understanding coverage requirements for their specific vehicles and routes. Additionally, it offers umbrella insurance as a specialty add-on to extend liability limits beyond standard policies.
What Does a a Truck Insurance Agent in Royal Oak Cost?
Truck insurance costs in Michigan vary widely based on truck value driving record and cargo type. A typical policy for a single semi truck can range from 8 000 to 15 000 per year for basic liability and physical damage. Higher risk operations like hauling hazardous materials may cost 20 000 or more. This is general information and not insurance advice.
About truck insurance agents in Royal Oak
Truck insurance agents in Royal Oak Michigan help owner operators and fleet owners meet state requirements. Michigan law mandates no-fault insurance for all commercial vehicles including trucks. An agent can explain the specific coverage limits needed for intrastate or interstate operations.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Michigan?
Michigan requires commercial trucks to have bodily injury liability of at least 20 000 per person and 40 000 per accident. Property damage liability of 10 000 is also required. Higher limits are often needed for leased or financed trucks.
Do I need a special agent for truck insurance in Royal Oak?
Yes a truck insurance agent in Royal Oak understands Michigan commercial auto laws. They can help you choose the right coverage for cargo liability physical damage and non trucking liability. A general agent may not know these specific needs.
How does Michigan no fault insurance apply to trucks?
Michigan no fault insurance applies to commercial trucks registered in the state. It covers medical expenses and lost wages for the driver regardless of fault. An agent can explain how to add optional coverage for broader protection.
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