The top-rated truck insurance agent in Novi, Michigan is Highstreet Autumn Insurance & Benefits, rated 5.0 stars across 266 reviews. Other highly rated options include Commercial Insurance - J & J Insurance Managers, Kristin Faber: Allstate Insurance, Baty Agency, Inc.. This directory lists 15 truck insurance agents serving Novi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Highstreet Autumn Insurance & Benefits | 27333 Meadowbrook Rd Ste 230 | (248) 478-1177 |
| 2 | Commercial Insurance - J & J Insurance Managers | 43000 W 9 Mile Rd | (313) 460-0321 |
| 3 | Kristin Faber: Allstate Insurance | 43343 Grand River Ave | (248) 344-0460 |
| 4 | Baty Agency, Inc. | 27333 Meadowbrook Rd Ste 230 | (248) 553-7570 |
| 5 | AAA Insurance - Nas Agency | 43155 Main St #210 | (248) 509-0900 |
| 6 | Acrisure Novi, MI (NuStar Insurance Agency) | 39555 Orchard Hill Pl #130 | (248) 380-6190 |
| 7 | Jeff Haar Agency, LLC: Allstate Insurance | 39853 Grand River Ave | (248) 380-4664 |
| 8 | L.A. Insurance | 31158 Beck Rd | (248) 669-2020 |
| 9 | Farm Bureau Insurance- Dan Ammoun | 28550 Cabot Dr # 100 | (313) 785-4168 |
| 10 | Michael Stack at Comparion Insurance Agency | 44244 W 12 Mile Rd Building A, Suite 150 | (248) 699-3201 |
Highstreet Autumn Insurance & Benefits serves the Novi, Michigan area, offering professional truck insurance agency services for local commercial vehicle operators. The company provides coverage solutions designed to protect trucking businesses against common liabilities and property exposures on the road. Policyholders benefit from advice on appropriate limits for their fleet and cargo. Specific services include handling physical damage coverage for tractors and trailers, as well as managing non-trucking liability policies for owner-operators.
Commercial Insurance - J & J Insurance Managers provides a comprehensive range of truck insurance services tailored to commercial vehicle needs in the Novi, MI area. Its service plans assist clients with managing policy adjustments, coverage renewals, and claims support to maintain continuous protection for their fleets. The company also offers guidance on aligning insurance with operational requirements for local and regional trucking businesses. It services single-family homes, apartments, retail stores, and restaurants.
Kristin Faber: Allstate Insurance serves truck drivers, fleet operators, and local businesses in Novi, MI, who require commercial auto liability and physical damage coverage for their vehicles. The agency works to help clients manage risk on the road with appropriate policy options for varying fleet sizes and cargo types. Services include evaluating coverage needs for local hauling routes and long-distance operations. Addressing the demands of the trucking industry in Oakland County, this agency also covers clients in nearby Farmington Hills.
Baty Agency, Inc. serves Novi, Michigan, and the surrounding communities, handling truck insurance coverage for local owner-operators and regional fleets. It addresses the specific risks of commercial trucking, from liability and cargo to physical damage protection. For a typical client, the agency begins by assessing fleet size and operational routes to tailor coverage. It then shops options from its carrier network, presenting a clear comparison of limits and deductibles to help the driver make an informed choice.
AAA Insurance - Nas Agency provides specialty truck insurance services tailored to commercial vehicles, including local and long-haul fleet coverage in Novi, MI. It handles general agency work such as policy reviews, liability protection, and cargo insurance for independent owner-operators and small trucking companies. The agency also assists with the specific seasonal concern of securing weather-related coverage adjustments and downtime protection during Michigan’s winter months.
Acrisure Novi, MI (NuStar Insurance Agency) distinguishes between one-time liability bonds for single hauls and recurring, comprehensive policies that cover a fleet’s ongoing operations. For trucking firms in this area, their coverage options address risks unique to commercial cargo transport, including physical damage and cargo liability. This Novi agency provides truck insurance agent services that can be arranged as a one-time placement or on a scheduled renewal basis, depending on the client’s operational habits, with as-needed adjustments for seasonal shipping cycles always available.
As winter approaches in Novi, road conditions become unpredictable for truck operators, increasing the need for reliable coverage to protect their vehicles and cargo. Jeff Haar Agency, LLC: Allstate Insurance addresses this seasonal demand by offering customized truck insurance policies suited for local and regional routes. Their process involves evaluating a driver’s typical haul and distance to recommend appropriate liability and physical damage limits. A full inspection of the truck and its operating records then begins the initial risk assessment.
L.A. Insurance provides truck operators in Novi, Michigan, with both one-time coverage options for single hauls and recurring policies for ongoing fleet operations, each tailored to protect commercial vehicles and cargo against liability and physical damage risks. This agency serves independent drivers as well as established transport companies. Service appointments for new policies or adjustments are available on an as-needed basis, ensuring each client receives attention when their specific coverage requirements change.
Farm Bureau Insurance- Dan Ammoun provides residential service for truck insurance needs in the Novi, Michigan area. The agency then expands its coverage to include commercial policies for local trucking operations. This office serves clients throughout the surrounding region, ensuring that both individual owner-operators and smaller fleet companies can secure appropriate protection. After an initial visit, the agent also accommodates follow-up or repeat service for policy adjustments and renewals between regular visits.
What Does a a Truck Insurance Agent in Novi Cost?
Truck insurance costs in Michigan vary widely based on cargo type, driving record, and annual mileage. A single owner-operator might pay between 8,000 and 15,000 dollars per year for basic liability and physical damage coverage. Fleet policies for multiple trucks can range from 20,000 to 50,000 dollars or more. This is general information, not insurance advice.
About truck insurance agents in Novi
Truck insurance agents in Novi, Michigan help owner-operators and fleet owners find coverage that meets state and federal requirements. Michigan law requires commercial trucks to carry no-fault insurance with specific liability limits. Local agents understand the unique needs of the trucking industry in Oakland County.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Michigan?
Michigan requires commercial trucks to have no-fault personal injury protection (PIP) and property protection insurance (PPI). Liability limits must be at least 20/40/10 for bodily injury and property damage. Higher limits are often needed for interstate hauling.
How do I find a truck insurance agent in Novi Michigan?
You can search online for truck insurance agents in Novi or ask for referrals from other trucking businesses. Local agents can meet with you in person to review your specific cargo, mileage, and fleet size.
Does Michigan require underinsured motorist coverage for trucks?
Michigan does not mandate underinsured motorist coverage for commercial trucks, but many agents recommend it. This coverage protects you if another driver causes an accident and does not have enough insurance.
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