The top-rated supplemental insurance agent in Winston-Salem, North Carolina is Healthcare Solutions Team, rated 4.9 stars across 3,210 reviews. Other highly rated options include Alliance Insurance Services, Highstreet Insurance, Formerly Peak Insurance Group, ALLCHOICE Insurance. This directory lists 18 supplemental insurance agents serving Winston-Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Healthcare Solutions Team | 450 W Hanes Mill Rd | (630) 261-3000 |
| 2 | Alliance Insurance Services | 5205 University Pkwy | (336) 377-9003 |
| 3 | Highstreet Insurance, Formerly Peak Insurance Group | 108 Cambridge Plaza Dr | (336) 773-1322 |
| 4 | ALLCHOICE Insurance | 401 Olive St | (336) 765-1971 |
| 5 | Jackson Phipps Insurance Agency, LLC. | 500 Lynhaven Ct | (336) 816-7119 |
| 6 | Wilson Insurance Services, Inc. | 511 Shepherd St Suite 102 | (336) 794-2810 |
| 7 | Summit Insurance LLC | 420 Jonestown Rd | (336) 831-9925 |
| 8 | Secure Nest Health & Wealth | 11212 Old U.S. Hwy 52 Suite 4 | (336) 729-2145 |
| 9 | Piedmont Triad Insurance | 300 7th St W | (336) 631-9304 |
| 10 | Cameron Insurance, an Epperson Insurance Group company | 300 7th St W | (336) 896-0706 |
Healthcare Solutions Team serves the Winston-Salem, North Carolina metro area as a local supplemental insurance agency. It helps clients bridge gaps in their primary health coverage by offering policies that pay cash benefits directly to the insured. These plans cover daily expenses not included in major medical plans, such as deductibles, copays, and out-of-pocket costs. The agency guides individuals through various product options to protect against medical financial risk and lost income during recovery. Specific services include accident insurance and critical illness coverage in this region.
Alliance Insurance Services provides supplemental insurance products to individuals and families in the Winston-Salem area, helping bridge gaps left by major medical plans. The agency offers ongoing policy reviews and claims assistance as part of its service model, ensuring clients understand their coverage. Typical policies address specific needs that primary health insurance may not fully cover. The company focuses on serving local households, including those in single-family homes, apartments, retail spaces, and restaurants throughout the community.
Serving homeowners, businesses, and property managers in Winston-Salem, Highstreet Insurance, formerly Peak Insurance Group, acts as a supplemental insurance agent. The company helps clients fill coverage gaps that their primary policies may leave exposed, focusing on tailored plans for specific financial protection needs. Agents explain how supplemental options can offset deductibles and uncovered losses. Its service area also reaches into the surrounding communities of Forsyth County.
ALLCHOICE Insurance in Winston-Salem, North Carolina is known for helping clients bridge financial gaps left by major medical coverage. Its service range includes supplemental policies such as accident, critical illness, and hospital indemnity plans designed to cover out-of-pocket costs from copays to deductibles. For local families and individuals, these plans provide predictable cash benefits for unexpected care. A specialty add-on available through this agency is a cancer insurance rider, which pays directly when a policyholder is newly diagnosed.
Jackson Phipps Insurance Agency, LLC serves Winston-Salem and the surrounding Piedmont Triad communities, handling supplemental insurance coverage for individuals and families. This agency assists clients in reviewing policies that address gaps left by primary health plans, often covering accident, critical illness, or hospital indemnity needs. It works closely with each customer to evaluate specific situations and coverage gaps, then presents clear options by explaining benefits and costs in straightforward terms to help them make informed decisions that best fit their financial and healthcare circumstances.
For those needing supplemental coverage, Wilson Insurance Services, Inc. in Winston-Salem, NC offers both one-time policy purchases and recurring service options for ongoing adjustments. The company focuses on supplemental insurance agent work, helping clients fill gaps left by major medical plans with added protection plans. Services typically operate on an as-needed basis, allowing clients to request consultations or policy reviews whenever their situation changes.
Summit Insurance LLC in Winston-Salem, NC focuses specifically on supplemental insurance, offering policies that help cover gaps left by major medical plans. These policies provide cash benefits for unexpected costs such as deductibles, copays, and non-medical expenses. The agency assists local residents in selecting and enrolling in accident, critical illness, and hospital indemnity plans. A common time to contact Summit is during open enrollment season when individuals review their existing coverage for potential new gaps.
Secure Nest Health & Wealth provides supplemental insurance services to residential clients in the Winston-Salem area, addressing coverage gaps for health and income protection. They also work with commercial clients needing similar supplementary plans to support employee benefits. Their service area encompasses the greater Winston-Salem region, where they assist local policyholders with plan explanations and claim questions. Between regular visits, they offer follow-up assistance to ensure coverage continues meeting clients’ evolving needs, reinforcing dependable service during every interaction.
As local households in Winston-Salem review their coverage needs during the annual enrollment period, Cameron Insurance, an Epperson Insurance Group company, provides supplemental insurance agent services to help fill gaps in major medical plans. The agency focuses on policies such as accident, hospital indemnity, and critical illness plans that address out-of-pocket costs for area residents. An initial consultation is scheduled to assess each client’s existing coverage and identify potential benefit gaps.
What Does a a Supplemental Insurance Agent in Winston-Salem Cost?
Costs for supplemental insurance in North Carolina vary by plan type, age, gender, and tobacco use. For a 65-year-old nonsmoker in Winston-Salem, monthly Medigap Plan G premiums typically range from $120 to $250. Plan N premiums are often lower, around $90 to $180 per month. Costs can change annually and differ by insurer. This is general information and not insurance advice.
About supplemental insurance agents in Winston-Salem
Supplemental insurance agents in Winston-Salem, North Carolina help residents find Medigap or Medicare Supplement plans to cover costs not paid by Original Medicare. North Carolina law requires Medigap policies to be guaranteed issue during the six-month open enrollment period that starts when you turn 65. Local agents can explain how state regulations affect plan options and pricing in Forsyth County.
Frequently Asked Questions
What is a supplemental insurance agent in Winston-Salem?
A supplemental insurance agent in Winston-Salem helps you buy Medigap or Medicare Supplement plans. These plans pay for deductibles, copayments, and coinsurance that Original Medicare does not cover. Agents are licensed by the North Carolina Department of Insurance.
When can I enroll in a Medigap plan in North Carolina?
You have a six-month Medigap open enrollment period that begins the month you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums due to health conditions. After this window, you may face medical underwriting.
Are Medigap plans standardized in North Carolina?
Yes, Medigap plans in North Carolina are standardized into lettered plans A through N. Each plan offers the same basic benefits regardless of the insurance company. However, premiums can vary by company and location, including Winston-Salem.
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