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Find Supplemental Insurance Agents Near You in Chapel Hill, NC

Browse supplemental insurance agents serving Chapel Hill, North Carolina. Updated 2026-07-14.

The top-rated supplemental insurance agent in Chapel Hill, North Carolina is Pam Herndon - State Farm Insurance Agent, rated 4.9 stars across 221 reviews. Other highly rated options include James Dallesandro: Allstate Insurance, Highstreet Insurance formerly, Seagroves Agency Inc, Kevin Cooke - State Farm Insurance Agent. This directory lists 18 supplemental insurance agents serving Chapel Hill.

Showing 18 supplemental insurance agents in Chapel Hill, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Pam Herndon - State Farm Insurance Agent104 S Estes Dr # 105(919) 240-0155
2James Dallesandro: Allstate Insurance50211 Governors Dr(919) 205-3262
3Highstreet Insurance formerly, Seagroves Agency Inc1506 E Franklin St #100(919) 942-8733
4Kevin Cooke - State Farm Insurance Agent200 Timberhill Pl UNIT 202(919) 918-4478
5Legacy Insurance Agency LLC1340 Environ Way(919) 263-2328
6Ben Reece: Allstate Insurance112 Perkins Dr STE 600(919) 929-6900
7High & Rubish Insurance Agency6015 Farrington Rd STE 101(919) 913-1144
8Donny E Dingess Jr - State Farm Insurance Agent400 Market St #103(919) 942-3366
9Chip Millard, Insurance Broker102 Market St Ste. 208(919) 357-6637
10Business Insurers of the Carolinas501 Eastowne Dr Suite 250(800) 962-4611
PH
104 S Estes Dr # 105
Pam Herndon - State Farm Insurance Agent
Supplemental Insurance Agent · Chapel Hill, NC

Pam Herndon - State Farm Insurance Agent provides a range of supplemental insurance services, including life, health, and accident policies designed to fill gaps in primary coverage. The agency offers service plans that include periodic policy reviews and claims assistance for existing clients. Operating in Chapel Hill, NC, it works with single-family homes, apartments, retail establishments, and restaurants to help secure additional financial protection for various properties and business operations.

JD
50211 Governors Dr
James Dallesandro: Allstate Insurance
Supplemental Insurance Agent · Chapel Hill, NC

James Dallesandro: Allstate Insurance serves the Chapel Hill, North Carolina area as a supplemental insurance agent. This agency offers policies that fill coverage gaps left by major medical plans, helping clients manage out-of-pocket costs for events like accidents or critical illnesses. Supplemental insurance typically provides cash benefits for specific diagnoses or hospital stays. Specific services handled in this region include accident insurance policies and hospital indemnity plans.

HI
1506 E Franklin St #100
Highstreet Insurance formerly, Seagroves Agency Inc
Supplemental Insurance Agent · Chapel Hill, NC

Homeowners, businesses, and property managers in Chapel Hill, NC turn to Highstreet Insurance, formerly known as Seagroves Agency Inc, for their supplemental insurance needs. This agency works alongside primary policies to provide additional coverage for gaps like accident, critical illness, or hospital indemnity plans. Understanding local risk factors helps clients manage potential financial exposure from unexpected health events or property damages. The firm’s services extend to residents and commercial clients in the neighboring communities of Carrboro and nearby areas within Orange County.

KC
200 Timberhill Pl UNIT 202
Kevin Cooke - State Farm Insurance Agent
Supplemental Insurance Agent · Chapel Hill, NC

Serving the Chapel Hill area and its surrounding communities, this local agency guides clients through supplemental insurance policies designed to fill coverage gaps. It handles supplemental insurance needs such as accident, critical illness, and hospital indemnity plans. For each situation, the agent reviews a client’s existing coverage first, then explains policy options to address specific financial risks. After discussing personalized plan features, the agent helps the customer complete the simple application process directly in the office or remotely.

LI
1340 Environ Way
Legacy Insurance Agency LLC
Supplemental Insurance Agent · Chapel Hill, NC

Located in Chapel Hill, NC, Legacy Insurance Agency LLC specializes in supplemental insurance, which can be arranged through either single, one-time policies or through recurring coverage plans that renew periodically. Supplemental insurance typically fills the financial gaps left by standard medical plans, addressing costs like copays or deductibles that patients may face. The agency serves local clients by offering these supplementary policies to help manage unexpected out-of-pocket expenses. Service runs on either a one-time or as-needed basis depending on the policy type selected.

BR
112 Perkins Dr STE 600
Ben Reece: Allstate Insurance
Supplemental Insurance Agent · Chapel Hill, NC

Ben Reece: Allstate Insurance provides supplemental insurance agent services in Chapel Hill, NC, offering specialty coverage such as accident, critical illness, and hospital indemnity plans. It also assists clients with evaluating existing policies to address financial gaps not covered by major medical insurance. As warmer weather brings more outdoor activities in the region, the agency helps homeowners and individuals consider minor injury or recovery-related benefits that may arise during active summer months.

HR
6015 Farrington Rd STE 101
High & Rubish Insurance Agency
Supplemental Insurance Agent · Chapel Hill, NC

As local families in Chapel Hill plan for changing seasons, they often consider their existing coverage. High & Rubish Insurance Agency addresses this by helping clients evaluate supplemental insurance policies, including those for unexpected health events or accidents. These plans can fill gaps within primary medical or life coverage. The agents focus on explaining options clearly in a straightforward manner, matching plans to personal budgets. Their process typically begins with a brief inspection or initial-assessment meeting to review current policies and discuss potential financial vulnerabilities.

DE
400 Market St #103
Donny E Dingess Jr - State Farm Insurance Agent
Supplemental Insurance Agent · Chapel Hill, NC

Donny E Dingess Jr - State Farm Insurance Agent in Chapel Hill, NC, provides supplemental insurance coverage for residential clients, protecting households against unexpected medical or income gaps. Commercial coverage is also available for local businesses in the region. The agency serves Chapel Hill and the surrounding area, working with individuals and small enterprises to address specific supplemental needs. Follow-up appointments or policy adjustments are offered between regular visits to ensure coverage remains appropriate over time.

CM
102 Market St Ste. 208
Chip Millard, Insurance Broker
Supplemental Insurance Agent · Chapel Hill, NC

Chip Millard, Insurance Broker, is a supplemental insurance agent serving residents and workers in and around Chapel Hill, North Carolina. The company focuses on providing individuals with additional health coverage that their main medical plans may not fully address, including options for accident, critical illness, and hospital indemnity. These policies are designed to help with out-of-pocket expenses and everyday financial gaps during medical events. As a specialty service, Chip Millard can also add on a dental insurance plan for clients seeking oral care coverage.

BI
501 Eastowne Dr Suite 250
Business Insurers of the Carolinas
Supplemental Insurance Agent · Chapel Hill, NC

Business Insurers of the Carolinas operates in Chapel Hill, NC, as a supplemental insurance agent. The company helps clients close coverage gaps that standard policies often leave open. For businesses in the area, this firm specializes in finding add-on plans for specific risks. It works with commercial sectors such as offices requiring liability buffers, warehouses needing equipment extension policies, and food service operations seeking coverage for spoiled inventory or kitchen fixtures.

NF
102 S Estes Dr
NC Farm Bureau Insurance
Supplemental Insurance Agent · Chapel Hill, NC
(919) 960-6801
ncfbins.com/chapel-hill
CW
101 Glen Lennox Dr Suite 300
Chan Wright Insurance Agency
Supplemental Insurance Agent · Chapel Hill, NC
(919) 341-1606
chanwrightinsurance.com
IC
1011 Hamilton Rd Suite 217
Insurance of the Carolinas
Supplemental Insurance Agent · Chapel Hill, NC
(919) 967-8399
insofthecarolinas.com
GE
1805 E Franklin St #210
Gary Elliott - State Farm Insurance Agent
Supplemental Insurance Agent · Chapel Hill, NC
(919) 942-6057
chapelhillsf.com
CN
100 Europa Dr #571
Carolina National Insurance
Supplemental Insurance Agent · Chapel Hill, NC
(919) 626-4732
cniagency.com
FF
79 Falling Springs Dr ste 100
Freedom & Faith Agency (FFA)
Supplemental Insurance Agent · Chapel Hill, NC
(910) 638-7563
ffagents.com
UI
212 E Rosemary St
University Insurance, Inc.
Supplemental Insurance Agent · Chapel Hill, NC
(919) 933-9050
universityinsurance.org
DH
501 Eastowne Dr Suite 250
Dominick Huckabee Nobin & Trent Insurance Agency DBA: Triangle Risk Advisors, Inc.
Supplemental Insurance Agent · Chapel Hill, NC
(919) 286-7473
triangleinsurance.com

What Does a a Supplemental Insurance Agent in Chapel Hill Cost?

Supplemental insurance agent services in North Carolina are usually commission-based, meaning you pay no direct fee for their help. Medigap Plan G premiums for a 65-year-old in Chapel Hill typically range from $120 to $250 per month, depending on the carrier and your health. Costs vary by age, gender, and tobacco use. This is general information and not insurance advice.

About supplemental insurance agents in Chapel Hill

Supplemental insurance agents in Chapel Hill, North Carolina help residents find Medigap and other secondary health plans. North Carolina law allows a six-month open enrollment period for Medicare beneficiaries to purchase Medigap policies without medical underwriting. These agents can compare plans from multiple carriers to match your budget and health needs.

Frequently Asked Questions

What is a supplemental insurance agent in Chapel Hill?

A supplemental insurance agent is a licensed professional who helps you buy Medigap or other secondary health plans. They work with multiple insurance companies to find coverage that fills gaps in Medicare or primary health insurance.

When can I enroll in a Medigap plan in North Carolina?

North Carolina gives you a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, you cannot be denied coverage or charged more due to health conditions.

Do I need a local agent in Chapel Hill or can I use an online service?

A local agent in Chapel Hill knows North Carolina insurance regulations and can provide in-person support. Online services are also available but may not offer the same personalized guidance for local plan options.

Supplemental Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.