The top-rated supplemental insurance agent in Durham, North Carolina is Salazar Insurance Agency & Latino Tax Corporation, rated 4.8 stars across 497 reviews. Other highly rated options include Superior Insurance of Durham, Leslie Robinson - State Farm Insurance Agent, Mike Embree Insurance Agency. This directory lists 20 supplemental insurance agents serving Durham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Salazar Insurance Agency & Latino Tax Corporation | 1231 University Dr | (919) 797-0135 |
| 2 | Superior Insurance of Durham | 1314 Broad St | (919) 224-8034 |
| 3 | Leslie Robinson - State Farm Insurance Agent | 5315 Highgate Dr Suite 101 | (919) 206-5096 |
| 4 | Mike Embree Insurance Agency | 3813 University Dr | (919) 489-7336 |
| 5 | The Insurance Pros | 1210 Cole Mill Rd STE 101 | (919) 294-6613 |
| 6 | All About Insurance - Durham | 2605 Guess Rd | (919) 479-8200 |
| 7 | Herring & Bickers Insurance | 2344 Operations Dr #101 | (919) 479-9900 |
| 8 | SKW Insurance | 4130 Garrett Rd #418 | (919) 358-3835 |
| 9 | All About Insurance - Durham (University Dr) | 3604 University Dr | (919) 493-2911 |
| 10 | Around The Corner Insurance Agency | 1431 Broad St | (919) 286-9500 |
Salazar Insurance Agency & Latino Tax Corporation serves the Durham, North Carolina area as a supplemental insurance agent. The company offers policies designed to cover gaps left by major medical plans, helping residents manage out-of-pocket costs. Such coverage can include accident plans and hospital indemnity insurance. The agency also provides dental and vision insurance options to local individuals and families.
Superior Insurance of Durham provides supplemental insurance plans, helping clients in the Durham area cover gaps left by primary health policies. It offers regular policy reviews and claims assistance to ensure beneficiaries understand their coverage and can process payments efficiently. Service appointments are coordinated to accommodate individual schedules while maintaining clear communication regarding plan options. The agency assists homeowners with supplemental policies and also serves apartment complexes, local retail businesses, and restaurants seeking extra financial protection for their operations.
Homeowners, small business owners, and property managers in the Durham area can turn to Leslie Robinson - State Farm Insurance Agent for supplemental insurance policies. These plans help cover gaps left by standard health, life, or property coverage. The agency assists clients in understanding their options for accident, hospital indemnity, or critical illness protection. Services also include reviewing existing coverage to recommend suitable supplemental plans tailored to individual needs. Leslie Robinson - State Farm Insurance Agent additionally serves clients in the neighboring community of Chapel Hill and surrounding parts of the Triangle metro.
Serving Durham and the surrounding communities of the Triangle region, Mike Embree Insurance Agency operates as a supplemental insurance agent. It handles policies designed to fill gaps left by major medical plans, such as accident, cancer, or critical-illness coverage. The agency helps clients navigate these specialized products to manage out-of-pocket expenses more predictably. When handling a typical job, it begins with a personal consultation to identify specific financial exposures, then presents policy options that match those uncovered needs.
The Insurance Pros in Durham, NC distinguishes between one-time policy enrollments and recurring service check-ins to help clients adjust their supplemental coverage as needs change. They focus on plans that fill gaps left by primary health insurance, such as those covering accident, critical illness, or hospital indemnity costs. Clients are guided through plan options suited to their individual circumstances, ensuring a clear understanding of benefits. Service is provided on an as-needed basis, allowing policyholders to seek assistance whenever a change in health or financial situation requires a coverage review.
In Durham, North Carolina, All About Insurance - Durham specializes in supplemental insurance, providing gap coverage for health-related expenses and income protection. The agency assists local residents with policies that complement major medical plans, addressing out-of-pocket costs and deductibles. Their services extend to evaluating existing coverage to identify potential gaps. As the region faces changing seasonal weather, they help clients prepare for medical costs that may arise from unexpected injuries common during summer activities or winter falls.
As Durham residents begin planning for the holiday season or the new year, unexpected medical expenses can create financial strain. Herring & Bickers Insurance helps individuals fill these gaps through supplemental insurance coverage. Their agents work closely with clients to explain policies that provide direct cash benefits for hospital stays, critical illness, or accidents. By offering plans designed to complement major medical insurance, they address common local coverage gaps. To determine appropriate options, an initial assessment of each client’s current needs is completed in a brief consultation.
SKW Insurance is a supplemental insurance agency based in Durham, North Carolina, known for offering policies that help cover out-of-pocket costs not paid by major medical plans. Its service range typically includes accident, critical illness, hospital indemnity, and dental insurance options. These plans can be tailored to individuals or groups seeking added financial protection for unexpected health events. A specialty service it can add on is short-term disability coverage for income replacement during recovery periods.
All About Insurance - Durham (University Dr) provides general supplemental insurance coverage to help fill gaps left by primary health plans. Its specialty area includes accident and critical illness policies that pay cash benefits directly to the policyholder. These add-ons assist with deductibles, co-pays, and everyday expenses during a health event. The agency can serve small and mid-sized commercial sectors in the area, including local offices, warehouse operations, and food service establishments.
What Does a a Supplemental Insurance Agent in Durham Cost?
Supplemental insurance agent services in Durham typically do not charge you directly; they earn commissions from insurance companies. Policy costs vary widely, for example Medigap Plan G premiums in North Carolina range from about $100 to $250 per month depending on age and health. Costs for accident or critical illness plans may be lower but depend on coverage levels. This is general information and not insurance advice.
About supplemental insurance agents in Durham
Supplemental insurance agents in Durham, North Carolina help residents find policies that cover gaps in primary health insurance, such as Medicare Supplement plans or accident insurance. North Carolina law requires agents to hold a valid license from the state Department of Insurance. These agents can explain how local plans comply with state regulations and meet your specific needs.
Frequently Asked Questions
What licenses do supplemental insurance agents need in North Carolina?
Agents must hold a valid insurance producer license issued by the North Carolina Department of Insurance. They must complete continuing education courses every two years to maintain their license.
Can a supplemental insurance agent help with Medicare in Durham?
Yes, many agents in Durham specialize in Medicare Supplement plans, also called Medigap. They can help you compare plans that comply with North Carolina state laws and federal Medicare guidelines.
Are there time limits for enrolling in a Medigap plan in North Carolina?
Yes, North Carolina follows federal rules. You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting.
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