The top-rated supplemental insurance agent in Clayton, North Carolina is Wayne Wallace - State Farm Insurance Agent, rated 4.9 stars across 284 reviews. Other highly rated options include Chad Richards - State Farm Insurance Agent, Bonnie Burns - State Farm Insurance Agent, Stephenson Insurance Associates. This directory lists 19 supplemental insurance agents serving Clayton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wayne Wallace - State Farm Insurance Agent | 221 NC 42 | (919) 731-2211 |
| 2 | Chad Richards - State Farm Insurance Agent | 110 Flowers Xrds Wy Ste 102 | (919) 359-2941 |
| 3 | Bonnie Burns - State Farm Insurance Agent | 11446 Clayton Blvd | (919) 553-0422 |
| 4 | Stephenson Insurance Associates | 481 E Main St | (919) 901-3632 |
| 5 | NC Farm Bureau Insurance | 570 NC 42 | (919) 553-8862 |
| 6 | Gorman Group Insurance, LLC | 481 E Main St Suite 105 | (919) 438-0005 |
| 7 | Jaime Oxendine - State Farm Insurance Agent | 868 Gulley Dr | (919) 553-8300 |
| 8 | Southern Shield Insurance | 476 Shotwell Rd #102 | (919) 330-1400 |
| 9 | Clayton Insurance | 1006 E Main St | (919) 553-3031 |
| 10 | Family Insurance Agency | 632 Pinecroft Dr | (919) 550-8530 |
Wayne Wallace - State Farm Insurance Agent serves Clayton and the surrounding Johnston County area, offering supplemental insurance policies that help cover costs not paid by major medical plans. These plans can fill gaps in health coverage for eligible individuals. Wayne Wallace provides assistance with selecting supplemental insurance designed to address out-of-pocket expenses such as deductibles and copays. The agency also handles life insurance options and accident policies for local residents.
Chad Richards - State Farm Insurance Agent in Clayton, NC, provides a range of supplemental insurance services designed to address coverage gaps left by major medical plans. Its service plans include assistance with policy selection for accident, critical illness, and hospital indemnity, along with ongoing support for claims filing and policy adjustments. The agency maintains a focus on financial protection for local residents and businesses in the surrounding area. It regularly services single-family homes, apartments, retail establishments, and restaurants.
Bonnie Burns - State Farm Insurance Agent in Clayton, North Carolina, serves local homeowners, renters, and small business owners seeking supplemental coverage for gaps in their primary policies. The agency helps clients review their existing insurance plans to identify options for accident, critical illness, or hospital indemnity protection. Clayton families can also access personalized conversations about managing financial risks from unexpected medical events or property damage. The office additionally serves residents in the nearby Smithfield community and surrounding Johnston County areas with the same dedicated service.
Stephenson Insurance Associates serves Clayton, North Carolina, and the surrounding Johnston County communities, specializing as a supplemental insurance agent. The company handles policies designed to cover expenses that primary health insurance does not fully address, such as accident, critical illness, and hospital indemnity plans. Each client receives a personalized consultation to identify specific coverage gaps based on their individual healthcare needs and financial situation. The agency typically begins by reviewing the client’s existing benefits to recommend appropriate supplemental plans that can provide financial protection for unexpected medical costs.
As a supplemental insurance agent in Clayton, North Carolina, NC Farm Bureau Insurance specializes in offering policies that fill gaps left by major medical coverage. It generally assists clients with plans for accidents, critical illness, or hospital indemnity to provide extra financial protection. These services help local residents manage out-of-pocket expenses during recovery. For those facing the high costs of seasonal illnesses like influenza or winter-related injuries, this agency helps ensure household budgets remain secure when unexpected medical needs arise.
Gorman Group Insurance, LLC specializes in offering supplemental insurance policies that fill coverage gaps left by major medical plans, providing straightforward enrollment guidance to residents in Clayton and the surrounding area. It assists clients with comparing and selecting policies designed for unexpected healthcare costs or loss of income. The agency regularly helps individuals review their options during open enrollment periods or following major life events like a new diagnosis.
Jaime Oxendine - State Farm Insurance Agent in Clayton, NC, offers supplemental insurance with a clear distinction between one-time enrollment for fixed-benefit plans and recurring service options that provide ongoing coverage adjustments. The agency focuses on policies that help cover gaps left by major medical plans, such as accident, hospital indemnity, or critical illness insurance. Service is tailored to the needs of Clayton residents and is provided on an as-needed basis, with clients contacting the office when they require policy changes, claims assistance, or new plan enrollment.
As the seasons change in Clayton, many residents review their existing health coverage for gaps that could lead to significant out-of-pocket costs. Southern Shield Insurance specializes in supplemental insurance plans designed to fill those specific financial openings. The agency works with individuals to explain the differences between Medicare supplements, hospital indemnity, and critical illness policies. Their approach focuses on matching a client’s last medical statement to the right policy type. A typical first step involves a free in-home inspection of current coverage and a brief health history review.
Clayton Insurance helps clients in Clayton, North Carolina, evaluate and secure supplemental insurance coverages that fill gaps left by major medical policies. The agency specializes in add-on plans such as accident, critical illness, and hospital indemnity insurance. These policies provide financial support for deductibles, copayments, and everyday expenses during unexpected health events. Clayton Insurance serves a variety of commercial sectors, including local office environments, warehouse facilities, and food service establishments.
Family Insurance Agency serves residents in Clayton, North Carolina with supplemental insurance plans designed to fill gaps in primary health coverage. The agency also assists local businesses by offering commercial supplemental policies to help protect their employees. Their service area extends throughout Clayton and the surrounding Johnston County communities. Between regular open enrollment periods, the agency provides follow-up assistance to adjust existing policies as client needs change, and they offer repeat service for updates or claims without requiring a new appointment each time.
What Does a a Supplemental Insurance Agent in Clayton Cost?
Supplemental insurance costs in Clayton vary by plan type, age, and health status. Medicare Supplement plans in North Carolina typically range from $100 to $300 per month for a 65-year-old. Hospital indemnity or accident plans may cost $30 to $80 per month. This is general information, not insurance advice.
About supplemental insurance agents in Clayton
Supplemental insurance agents in Clayton, North Carolina help residents fill gaps in their primary health coverage. These agents can explain plans like Medicare Supplement (Medigap) and hospital indemnity insurance. North Carolina law requires agents to be licensed by the state Department of Insurance, ensuring they meet professional standards.
Frequently Asked Questions
What is a supplemental insurance agent in Clayton?
A supplemental insurance agent helps you buy policies that cover costs not paid by your main health plan. In Clayton, these agents often specialize in Medicare Supplement plans or accident insurance. They must follow North Carolina insurance regulations.
How do I choose a supplemental insurance agent in Clayton NC?
Look for an agent licensed in North Carolina with experience in the type of coverage you need. You can check an agents license status on the NC Department of Insurance website. Ask about their knowledge of local hospitals and providers.
Are there time limits for buying Medigap in North Carolina?
Yes. In North Carolina, you have a 6-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. After that, insurers may deny coverage or charge higher rates based on health.
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