The top-rated supplemental insurance agent in Gastonia, North Carolina is Brad Riley - State Farm Insurance Agency - Gastonia, rated 4.9 stars across 749 reviews. Other highly rated options include Pegram and Noyes Insurance, New Hope Insurance, Beard Insurance Group. This directory lists 20 supplemental insurance agents serving Gastonia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brad Riley - State Farm Insurance Agency - Gastonia | 1302 E Garrison Blvd | (704) 864-0324 |
| 2 | Pegram and Noyes Insurance | 4312 Wilkinson Blvd | (704) 823-9495 |
| 3 | New Hope Insurance | 2664 S New Hope Rd | (704) 824-3130 |
| 4 | Beard Insurance Group | 1312 W Franklin Blvd | (704) 861-5999 |
| 5 | Elite Insurance | 413 S York St | (704) 867-0731 |
| 6 | Watson Insurance Agency | 245 E Second Ave | (704) 865-8584 |
| 7 | Pinnacle Insurance Partners LLC | 3302 S New Hope Rd Ste 300A | (704) 970-1804 |
| 8 | Ewing Insurance Agency Inc | 1548 Union Rd | (704) 861-0100 |
| 9 | Sheffield Insurance Agency | 1550-B, Union Rd Ste B | (704) 671-4779 |
| 10 | Johnson Insurance Group, Inc. | 1905 E Garrison Blvd | (704) 854-8646 |
Brad Riley - State Farm Insurance Agency in Gastonia serves Gaston County and the surrounding North Carolina area by offering supplemental insurance policies. These plans help cover costs that primary health insurance does not fully pay, such as deductibles and copays. The agency works with individuals approaching Medicare eligibility or those seeking additional coverage for unexpected medical expenses. It also addresses the financial gap left by standard insurance during hospital stays or serious illness. Specific services available include Medicare supplement plans and hospital indemnity insurance.
Homeowners, small businesses, and property managers in the Gastonia area turn to Pegram and Noyes Insurance for supplemental coverage that fills gaps left by primary policies. Their agency works with clients to understand specific risks, helping them choose additional protection for unexpected expenses not covered by standard plans. This includes offering solutions that provide financial support during accidents, illnesses, or property damage. The team extends its service to residents and businesses throughout the surrounding communities in the greater Charlotte metro region.
New Hope Insurance provides a range of supplemental insurance products for residents of Gastonia, NC, helping clients cover gaps left by primary health plans. Its service approach includes personalized plan reviews and straightforward claims assistance to ensure policyholders understand their benefits. The company offers support for routine policy maintenance and annual coverage evaluations. It primarily serves clients occupying single-family homes and apartments within the local area.
Beard Insurance Group serves clients in Gastonia, North Carolina, and the surrounding communities throughout the greater Gaston County area. The company specializes in supplemental insurance products, helping individuals fill coverage gaps left by primary health plans. It handles policies designed to provide financial support for unexpected medical events and routine out-of-pocket expenses. When working with a client, its approach involves first reviewing existing coverage, then presenting clear options that match personal healthcare needs and budget constraints.
Elite Insurance in Gastonia, NC helps clients choose between one-time supplemental plans for fixed medical gaps and recurring options like monthly hospital or accident coverage. These policies address expenses that primary health insurance does not cover. Local agents assess each individual’s needs to recommend suitable policy terms. Service is provided on an as-needed basis, with agents available to review plans during open enrollment or when a client’s situation changes.
Watson Insurance Agency in Gastonia, NC, specializes in supplemental insurance policies that fill coverage gaps left by major medical plans. The company works with area residents to explain how these additional plans can provide financial protection for unexpected healthcare expenses that primary insurance does not fully cover. A common seasonal or situational concern the agency helps clients address is the increased medical costs during flu season or after a surprise injury, ensuring individuals and families have the extra support they need.
With the changing seasons often bringing unexpected health expenses and gaps in Medicare coverage, residents of Gastonia and the surrounding area turn to Pinnacle Insurance Partners LLC for supplemental insurance solutions. This local agency focuses on helping individuals navigate the complexities of Medigap, hospital indemnity, and other gap-filling plans that standard policies do not cover. Their consistent approach involves a thorough needs assessment, beginning with a clear inspection of current coverage and personal health goals during the initial consultation step.
Ewing Insurance Agency Inc specializes in supplemental insurance, offering policies that fill gaps left by primary health coverage. This agency helps individuals manage out-of-pocket costs from deductibles, copays, and hospital stays. These plans can provide financial protection for unexpected medical events in the greater Gastonia, NC area. Ewing Insurance Agency Inc typically serves a range of commercial sectors, including offices, warehouses, and food service businesses.
Sheffield Insurance Agency in Gastonia, North Carolina assists residents with supplemental insurance policies designed to fill coverage gaps left by primary health plans. The agency also extends its services to local businesses needing similar supplemental commercial coverage throughout the Gastonia area. Policies are tailored to offer additional financial protection for unexpected medical expenses or income loss during recovery. After an initial consultation and enrollment, the agency routinely follows up with clients to review their changing needs and recommend adjustments between regular policy renewal visits.
Johnson Insurance Group, Inc. serves Gastonia, NC, as a supplemental insurance agent, offering coverage designed to fill gaps left by primary health plans. Its service range includes assisting clients with policies that provide fixed cash benefits for hospital stays, surgeries, and accidental injuries. The company helps residents manage out-of-pocket costs and deductibles through individualized plan discussions. These products are intended to complement existing coverage rather than replace it. Supplemental insurance agents commonly provide critical illness and accident coverage as add-on specialty services.
What Does a a Supplemental Insurance Agent in Gastonia Cost?
Costs for supplemental insurance in North Carolina vary by plan type, age, and location. Medigap Plan G for a 65-year-old in Gastonia typically ranges from $120 to $200 per month. Medicare Advantage plans often have low or zero monthly premiums but may have copays. This is general information and not insurance advice.
About supplemental insurance agents in Gastonia
Supplemental insurance agents in Gastonia, North Carolina help residents find plans that cover gaps in Medicare or employer health insurance. North Carolina law requires agents to be licensed by the state Department of Insurance. These agents can explain local options like Medigap plans and Medicare Advantage plans available in Gaston County.
Frequently Asked Questions
What is a supplemental insurance agent in Gastonia?
A supplemental insurance agent in Gastonia helps you find policies that pay for costs not covered by original Medicare or employer health plans. They are licensed in North Carolina and can compare plans from different carriers for you.
When can I enroll in a Medigap plan in North Carolina?
In North Carolina you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Do supplemental insurance agents charge fees in North Carolina?
Most supplemental insurance agents in North Carolina are paid commissions by the insurance company, not by you. You should ask the agent if they charge any additional fees before you sign up.
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