The top-rated supplemental insurance agent in Wilmington, North Carolina is Sizemore Insurance - Wilmington, rated 4.9 stars across 664 reviews. Other highly rated options include Atlantic Coast Insurance Agency, Acrisure Wilmington, NC (Don Bullard), Wells Insurance. This directory lists 21 supplemental insurance agents serving Wilmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sizemore Insurance - Wilmington | 4815 Oleander Dr Ste 100 | (910) 791-1011 |
| 2 | Atlantic Coast Insurance Agency | 29 S Kerr Ave | (910) 343-0030 |
| 3 | Acrisure Wilmington, NC (Don Bullard) | 110 Dungannon Blvd #150 | (910) 791-5400 |
| 4 | Wells Insurance | 1 N 3rd St | (910) 762-8551 |
| 5 | April Jones Insurance | 1213 Culbreth Dr Suite 455 | (910) 660-0215 |
| 6 | Insurance Solutions | 1201 Floral Pkwy | (910) 332-0404 |
| 7 | ALLCHOICE Insurance | 2018 Eastwood Rd | (910) 500-6116 |
| 8 | THG Insurance | 1985 Eastwood Rd Suite 204 | (910) 338-1773 |
| 9 | Sheally Insurance Group | 34 Covil Ave | (910) 452-9877 |
| 10 | Coastal Shield Insurance | 2001 Castle Hayne Rd | (910) 427-5883 |
Sizemore Insurance - Wilmington serves the Wilmington, North Carolina area as a local supplemental insurance agent. The company helps clients address gaps in their primary health coverage by offering policies that provide extra financial protection. Supplemental insurance policies can assist with out-of-pocket medical costs not covered by major medical plans. Clients in the region often seek additional coverage for unexpected events, such as critical illness or hospital stays. Sizemore Insurance - Wilmington handles enrollment in hospital indemnity plans and accident insurance policies.
Atlantic Coast Insurance Agency operates in Wilmington, North Carolina, providing supplemental insurance coverage that addresses gaps left by primary health plans. This local agency specializes in helping individuals manage out-of-pocket expenses not covered by their main policies. Their additional product options offer financial support for unexpected medical costs and income loss. The agency is able to serve various commercial sectors including offices, warehouses, and food service.
Acrisure Wilmington, NC (Don Bullard) provides a full range of supplemental insurance services, including plans for medical, accident, and life coverage. The agency helps individuals manage out-of-pocket costs by offering customizable plans that fill gaps left by primary health policies. Routine policy reviews and claim support are part of its ongoing client service approach. Serving the Wilmington area, it works with single-family homes, apartments, retail, and restaurants to tailor coverage to their distinct needs.
Wells Insurance serves homeowners, businesses, and property managers in Wilmington, North Carolina, by offering supplemental insurance policies that fill gaps in standard coverage. It helps protect clients against unexpected expenses from deductibles, co-pays, or excluded events. The agency works closely with customers to explain different plan options and secure appropriate protection for their specific property or liability needs. Wells Insurance also covers the surrounding communities in the Cape Fear region, including the areas near Landfall and Wrightsville Beach.
April Jones Insurance serves Wilmington, North Carolina, and nearby communities. It handles supplemental insurance policies designed to help cover costs not included by major medical plans. These products can address gaps in dental, vision, accident, or critical illness coverage for local residents. The agency works directly with clients to explain plan options and compare benefit structures. For any request, it first reviews individual needs and existing primary coverage, then identifies the simplest policy to match that situation without overlapping benefits.
Insurance Solutions in Wilmington, NC helps individuals choose between one-time supplemental insurance plans and those with recurring options. Supplemental coverage fills gaps left by major medical policies, offering financial support for specific needs. These plans can address out-of-pocket costs related to accidents, critical illness, or hospital stays. Clients typically decide based on their current health situation and budget. Service for each policy runs on a scheduled basis, with regular renewals or adjustments available as needed throughout the year.
As the coastal hurricane season approaches, Wilmington residents often review their existing coverage for potential gaps. ALLCHOICE Insurance addresses this by specializing in supplemental insurance policies that help manage deductibles and out-of-pocket expenses. Their services include options like critical illness, accident, and hospital indemnity plans designed to provide financial support when primary insurance falls short. This local agency assists clients in understanding how an elective policy might offset medical costs not fully covered. The process begins with an initial assessment of a client’s current needs and existing coverage.
THG Insurance offers supplemental insurance coverage designed to fill gaps left by major medical plans. The agency works closely with clients in Wilmington, NC, to explain policy options and tailor choices to individual financial situations. Common services include advising on accident, cancer, or hospital indemnity policies that provide cash benefits for unexpected healthcare events. This local agent helps residents navigate open enrollment periods or plan adjustments when a change in employment or family status occurs, ensuring coverage remains aligned with current needs.
Sheally Insurance Group serves Wilmington as a supplemental insurance agent, helping clients fill coverage gaps left by standard health or life plans. It specializes in adding voluntary benefits such as accident, critical illness, or hospital indemnity policies. The agent works with local companies to tailor these plans for their workforce, ensuring employees have extra financial protection. Commercial sectors served include offices, warehouses, and food service operations, where tailored supplemental coverage supports diverse staff needs.
Coastal Shield Insurance serves Wilmington residents with supplemental insurance policies designed to fill gaps in primary health coverage. The company also offers commercial options for local businesses seeking additional protection for their employees. Their service area covers the greater Wilmington region, providing both individual and group plans. Agents assist clients in understanding available benefits and navigating claims processes during the initial enrollment period. Regular follow-up appointments are scheduled between annual open enrollment visits to review any changes in personal circumstances or coverage needs.
What Does a a Supplemental Insurance Agent in Wilmington Cost?
Supplemental insurance costs in North Carolina vary by plan type, age, and insurer. For a Medigap Plan G in Wilmington, monthly premiums typically range from $120 to $250 for a 65-year-old. Hospital indemnity plans may cost $50 to $150 per month. These are general estimates and actual costs depend on your specific case. This is general information, not insurance advice.
About supplemental insurance agents in Wilmington
Supplemental insurance agents in Wilmington, North Carolina help clients find policies that cover gaps in primary health coverage. North Carolina law requires Medigap policies to follow federal standards for guaranteed issue rights. Local agents can explain how these plans work with Medicare and other primary insurance in the Cape Fear region.
Frequently Asked Questions
What is a supplemental insurance agent in Wilmington?
A supplemental insurance agent helps you buy policies like Medigap or hospital indemnity plans. These agents are licensed by the North Carolina Department of Insurance. They can explain how a supplement covers costs that your main insurance does not pay.
When can I enroll in a Medigap plan in North Carolina?
You have a six-month open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums due to health conditions. After this period, you may face medical underwriting.
Are there North Carolina rules for Medigap pricing?
Yes, North Carolina uses attained-age rating for most Medigap policies. This means premiums increase as you get older. Some insurers offer issue-age rated policies where premiums are based on your age at purchase. Always ask an agent about the rating method before buying.
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