The top-rated supplemental insurance agent in West Des Moines, Iowa is Midwest Medigap, rated 5.0 stars across 1,264 reviews. Other highly rated options include AKP Health Insurance, Crumes Insurance, LLC, Expedition Insurance Services. This directory lists 18 supplemental insurance agents serving West Des Moines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Midwest Medigap | 5550 Wild Rose Ln #400 | (515) 650-4110 |
| 2 | AKP Health Insurance | 974 73rd St | (515) 490-4286 |
| 3 | Crumes Insurance, LLC | 950 Office Park Rd Ste 114 | (641) 799-2506 |
| 4 | Expedition Insurance Services | 1200 Valley W Dr #502 | (515) 996-6030 |
| 5 | Giunta Insurance LLC | 1454 30th St STE 103 | (515) 216-4142 |
| 6 | McCartan Insurance Group | 640 S 50th St | (515) 633-2273 |
| 7 | The Davison Agency | 1501 42nd St Suite 200 | (515) 205-9052 |
| 8 | Patton Insurance Benefits | 1112 Maple St | (515) 270-8178 |
| 9 | Direct Benefits | 6150 Village View Dr #100 | (515) 259-5600 |
| 10 | HealthMarkets Insurance - Rob Morrison | 2171 Grand Ave Suite 5 | (319) 415-1717 |
Midwest Medigap serves the West Des Moines, Iowa metro area as a supplemental insurance agent. The company helps clients navigate Medicare coverage gaps by explaining how different Medigap plans interact with original Medicare benefits. Its agents assist with plan comparisons and application processes throughout the annual enrollment period. Specializing in federally standardized Medigap policies, this agency focuses on supplementing hospital and medical insurance costs for local beneficiaries.
AKP Health Insurance in West Des Moines, IA, offers a range of supplemental insurance plans, including coverage for accidents, critical illness, and hospital indemnity. Its services focus on helping clients bridge gaps left by primary health policies, with maintenance support provided through annual policy reviews and claims assistance. The firm also helps individuals navigate plan adjustments during life changes such as retirement or new employment. It serves single-family homes, apartments, retail establishments, and restaurants across the local area.
Crumes Insurance, LLC serves homeowners, renters, and small-business owners in West Des Moines by specializing in supplemental insurance plans to help cover costs that primary policies may leave unpaid. These agents assist clients in understanding accident, critical illness, and hospital indemnity coverage options, tailoring plans to individual needs and budgets. The company provides straightforward guidance through the enrollment process and ongoing claims support. It also serves neighboring communities throughout the Des Moines metro, including Clive and Urbandale.
Expedition Insurance Services serves West Des Moines and surrounding Iowa communities, handling supplemental insurance coverage that helps fill gaps left by major medical plans. The company works with individual clients to find policies addressing specific needs like accident recovery, critical illness, or hospital stays. For each case, it evaluates a client’s existing coverage to identify potential out-of-pocket exposures. It then presents suitable plan options and explains how each policy’s benefits would apply in a typical claim scenario.
Serving residents in West Des Moines, Iowa, Giunta Insurance LLC offers supplemental insurance plans, which may address medical gaps left by primary insurance. Unlike occasional one-time fix procedures, policies typically involve recurring payments to maintain ongoing coverage for specific health events or income loss. For those exploring financial protection against accidents or critical illness, annual or monthly enrollment options provide flexibility. Service operates on an as-needed basis for policy inquiries or plan modifications, while coverage continues automatically through consistent premium payments.
McCartan Insurance Group, based in West Des Moines, IA, specializes in supplemental insurance policies that cover gaps left by major medical plans. It helps clients manage out-of-pocket costs from accidents, critical illnesses, or hospital stays. The agency also advises on standard Medicare supplements and disability income protection. Focusing on local families and individuals, it simplifies the process of selecting extra coverage. As open enrollment periods approach, the firm assists with the increased need for understanding plan changes and preventing unexpected health expenses.
As Iowa winters bring concerns about unexpected medical costs, health events can disrupt both family budgets and retirement income. The Davison Agency in West Des Moines helps area residents fill those coverage gaps with supplemental insurance plans that work alongside primary health policies. They address needs from dental and vision to hospital indemnity and accident protection. Clients can schedule an initial assessment to have a local agent review their existing benefits and recommend specific plan options tailored to their situation.
Patton Insurance Benefits operates as a supplemental insurance agent in West Des Moines, Iowa, offering policies that fill gaps left by major medical plans. These products typically include accident, critical illness, and hospital indemnity coverage, which provide direct cash benefits to policyholders. Clients can use these funds for deductibles, copays, or everyday expenses. The company serves a variety of commercial sectors, including local office environments, warehouse operations, and food service establishments.
Direct Benefits, a supplemental insurance agent in West Des Moines, IA, is known for helping individuals bridge gaps left by primary health coverage. The agency serves clients by offering policies that assist with out-of-pocket costs such as deductibles and copays. Its service range includes providing access to plans for hospital stays and critical illness events. Residents in the local area rely on this agent for straightforward guidance through enrollment periods and coverage choices. A specialty service it can add on is dental and vision insurance support.
What Does a a Supplemental Insurance Agent in West Des Moines Cost?
Supplemental insurance costs in Iowa vary by plan type age and insurer. Typical monthly premiums for Medigap Plan G in West Des Moines range from 120 to 200 dollars for a 65 year old. Plan N is often 10 to 20 percent less. Costs differ based on gender tobacco use and underwriting. This is general information and not insurance advice.
About supplemental insurance agents in West Des Moines
Supplemental insurance agents in West Des Moines help residents fill gaps in Medicare coverage. Iowa law requires Medigap plans to follow federal guidelines but allows a six month open enrollment period when you first turn 65. Local agents can explain how Iowa specific rules affect your choice of Plan A through Plan N.
Frequently Asked Questions
What is a supplemental insurance agent in West Des Moines?
A supplemental insurance agent sells Medigap policies that cover costs not paid by Original Medicare. These agents are licensed in Iowa and must follow state regulations for policy sales and disclosures.
When can I buy a Medigap policy in Iowa?
In Iowa you have a six month open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Does Iowa have guaranteed issue rights for Medigap?
Yes Iowa follows federal guaranteed issue rules. You have the right to buy a Medigap policy without health questions if you lose employer coverage or your Medicare Advantage plan ends. You must apply within 63 days of losing coverage.
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