The top-rated supplemental insurance agent in Iowa City, Iowa is Chad Burtch - State Farm Insurance Agent, rated 4.9 stars across 1,449 reviews. Other highly rated options include Carolina Espinoza - State Farm Insurance Agent, The Jordan Agency: Allstate Insurance, Relion Insurance Solutions. This directory lists 17 supplemental insurance agents serving Iowa City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Burtch - State Farm Insurance Agent | 1929 Keokuk St | (319) 351-1001 |
| 2 | Carolina Espinoza - State Farm Insurance Agent | 343 Scott Ct | (319) 337-7000 |
| 3 | The Jordan Agency: Allstate Insurance | 535 Highland Ave | (319) 337-3414 |
| 4 | Relion Insurance Solutions | 24 Westside Dr | (319) 887-3700 |
| 5 | Andrew Pelzer American Family Insurance | 2730 Naples Ave SW Ste 100 | (319) 338-7571 |
| 6 | Daniel Rodriguez - Farm Bureau Financial Services | 2130 Mormon Trek Blvd | (319) 519-6106 |
| 7 | John Raley American Family Insurance | 24 N Van Buren St | (319) 338-9491 |
| 8 | Joshua Boyce American Family Insurance | 2127 Muscatine Ave | (319) 351-0707 |
| 9 | Farm Bureau Financial Services: Brad Stimmel | 1402 Willow Creek Ct | (319) 519-6885 |
| 10 | Boyd Murray - State Farm Insurance Agent | 1570 S 1st Ave | (319) 338-9417 |
Chad Burtch - State Farm Insurance Agent serves the Iowa City, Iowa area as a supplemental insurance agent. Supplemental insurance policies help cover out-of-pocket expenses that primary health insurance may not fully address, such as deductibles and copays. These plans offer financial protection for unexpected medical events. Common supplemental products available include accident insurance and hospital indemnity coverage, which can provide policyholders with cash benefits for specific injuries or hospital stays.
Carolina Espinoza - State Farm Insurance Agent in Iowa City, IA, provides supplemental insurance policies designed to fill gaps left by primary health coverage. These plans help clients manage out-of-pocket expenses such as deductibles, copays, and hospital stays, offering financial support during unexpected medical events. The agency works with individuals to customize coverage that addresses specific needs, ensuring peace of mind through regular policy reviews and claims assistance. It serves single-family homes, apartments, retail businesses, and restaurants.
The Jordan Agency: Allstate Insurance in Iowa City serves local homeowners, renters, and small business owners seeking supplemental insurance coverage to help fill gaps in their primary policies. It offers assistance with accident, critical illness, and hospital indemnity plans that provide additional financial protection. This agency helps clients understand how these policies can cover deductibles and out-of-pocket expenses. Services are also available for residents in neighboring Coralville and surrounding Johnson County communities.
Relion Insurance Solutions serves the Iowa City area and surrounding communities, handling supplemental insurance policies that fill gaps in primary coverage. The company assists clients with options like accident, critical illness, and hospital indemnity plans. It helps individuals navigate their benefits to address out-of-pocket expenses that standard health insurance may leave behind. For each job, the agent first reviews the client’s existing coverage to identify specific financial exposures, then presents targeted plan choices tailored to those gaps.
Andrew Pelzer American Family Insurance in Iowa City, IA, provides supplemental insurance solutions that can be structured as either one-time policy purchases or recurring coverage plans. These policies help fill gaps left by major medical plans, offering financial protection for unexpected events like accidents or critical illnesses. Service appointments and policy reviews are conducted on an as-needed basis, ensuring clients receive support only when they require adjustments or claims assistance.
Daniel Rodriguez - Farm Bureau Financial Services in Iowa City offers supplemental insurance policies designed to cover gaps in standard health plans. It assists clients with selecting Medicare supplements, accident, and critical illness coverage tailored to individual needs. The agent works one-on-one with local residents to explain complex benefit options and simplify enrollment. As the cold and flu season approaches in Iowa, the agency helps policyholders review their urgent care and hospitalization benefits to ensure adequate financial protection.
As the seasons change and the need for additional health coverage rises in Iowa City, John Raley American Family Insurance provides supplemental insurance options to help fill the gaps in primary plans. The agency works with local residents to address specific coverage needs such as accident, critical illness, or hospital indemnity policies. An agent reviews each client's existing benefits and personal situation before recommending any plans. The process begins with a no-obligation consultation to assess individual insurance gaps and required coverage levels.
Joshua Boyce American Family Insurance serves the Iowa City area as a supplemental insurance agent. Experts in this field bridge gaps left by primary health coverage, offering tailored policies that address specific financial gaps from illness or injury. The agency speaks with clients about short-term medical plans, accident and cancer policies, and hospital indemnity coverage to build complete safety nets. A specialty service available for addition is critical illness insurance, which provides a lump-sum benefit upon diagnosis of a covered condition.
Farm Bureau Financial Services: Brad Stimmel in Iowa City, IA serves local homeowners and renters by securing supplemental insurance for everyday residential needs. They also provide commercial coverage tailored for small businesses in and around Johnson County. Clients receive straightforward policy explanations and help matching gaps left by primary health or property plans. The agent follows up after enrollment to confirm full understanding, and remains available for repeat adjustments or questions between annual visits.
What Does a a Supplemental Insurance Agent in Iowa City Cost?
Supplemental insurance agents in Iowa typically do not charge a fee for their services. They earn commissions from the insurance companies. Medigap Plan G premiums in Iowa City can range from 100 to 250 dollars per month depending on age gender and tobacco use. Medicare Advantage plans often have 0 dollar premiums but include copays and deductibles. Costs vary by insurer and plan type. This is general information not insurance advice.
About supplemental insurance agents in Iowa City
Supplemental insurance agents in Iowa City help residents choose plans that fill gaps in Medicare or employer coverage. Iowa law requires agents to be licensed and follow strict marketing rules. Local agents understand the University of Iowa community and nearby rural areas.
Frequently Asked Questions
What is a supplemental insurance agent in Iowa City?
A supplemental insurance agent helps you buy policies like Medigap Medicare Advantage or dental plans. They compare options from different carriers and explain benefits. In Iowa agents must hold a valid insurance license from the state.
When can I enroll in a Medigap plan in Iowa?
You have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you cannot be denied coverage due to health conditions. Outside this window insurers may use medical underwriting.
Are there Iowa-specific rules for Medicare Advantage plans?
Yes Iowa follows federal Medicare guidelines but also has state regulations on agent commissions and plan marketing. Agents must provide you with a summary of benefits and cannot use high-pressure sales tactics. You can switch plans during the annual election period from October 15 to December 7.
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