The top-rated supplemental insurance agent in Urbandale, Iowa is Buenzow Insurance Group, rated 4.9 stars across 141 reviews. Other highly rated options include Jones Insurance & Associates, Cupp Insurance Inc., Fortress Insurance Services. This directory lists 12 supplemental insurance agents serving Urbandale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Buenzow Insurance Group | 3273 100th St | (515) 270-8870 |
| 2 | Jones Insurance & Associates | 2924 104th St | (515) 868-0040 |
| 3 | Cupp Insurance Inc. | 3815 109th St | (515) 334-5286 |
| 4 | Fortress Insurance Services | 7701 Douglas Ave | (515) 225-1712 |
| 5 | Senior Savings Services | 8515 Douglas Ave #27a | (515) 218-8022 |
| 6 | Group Benefits | 12006 Ridgemont Dr | (515) 453-8207 |
| 7 | Phillips Stafford Insurance Group | 4566 114th St | (515) 978-9010 |
| 8 | Erlinda Inniss: Primerica - Financial Services | 3220 100th St | (515) 270-2561 |
| 9 | Brad Wilson Insurance | 2962 99th St Suite 1 | (515) 513-3741 |
| 10 | BLC Insurance | 10546 Justin Dr | (515) 243-4289 |
Buenzow Insurance Group serves Urbandale and the greater Polk County area as a supplemental insurance agent. The company helps clients bridge coverage gaps by offering policies that complement traditional health insurance plans. These policies provide financial support for expenses not always fully covered, such as deductibles and copays. By focusing on specific needs, the agency guides individuals through the process of selecting plans that address potential out-of-pocket costs. Its services include hospital indemnity plans and accident insurance policies.
Jones Insurance & Associates in Urbandale, Iowa, offers supplemental insurance products designed to fill coverage gaps left by primary health plans. Its service plans include assistance with policy selection and claims filing for clients needing extra financial protection during medical events. The agency maintains ongoing communication with policyholders to review coverage needs as circumstances change. It provides these solutions for single-family homes, apartments, retail establishments, and restaurants.
Cupp Insurance Inc. serves homeowners, businesses, and property managers in Urbandale, IA, who need assistance filling gaps in their standard health coverage. As a supplemental insurance agent, it offers policies that can help cover out-of-pocket expenses not addressed by primary medical plans. Clients can explore various options for accident, critical illness, or hospital indemnity benefits. The company also provides its services throughout the greater Des Moines metro area, including the nearby community of West Des Moines.
Fortress Insurance Services serves the Ames, Iowa area as a local supplemental insurance agent. This type of agency helps individuals obtain policies that fill coverage gaps left by primary health or Medicare plans. Common supplemental products include accident, critical illness, and hospital indemnity insurance. The agency also assists clients in understanding how these plans coordinate with existing coverage to reduce out-of-pocket expenses. It handles dental and vision supplemental policies in this region.
Senior Savings Services in Urbandale, IA, distinguishes between one-time consultations for comparing existing policies and recurring service options for ongoing coverage adjustments. As a supplemental insurance agent, the company assists clients with Medicare supplements, gap plans, and related coverage to fill voids left by primary health insurance. This approach aims to help local residents manage out-of-pocket expenses and plan for healthcare changes. Service is available on both a scheduled annual review basis and an as-needed basis for immediate policy questions.
Group Benefits serves Urbandale, Iowa, and the surrounding communities, handling supplemental insurance needs for local residents. The company focuses on policies that fill coverage gaps left by major medical plans, such as accident, critical illness, and hospital indemnity insurance. Its agents assess each client’s existing coverage and personal risk factors to recommend appropriate supplemental options. To manage a typical job, it reviews the client’s current benefits and financial situation, then presents tailored plan choices that align with their budget and lifestyle needs.
Phillips Stafford Insurance Group in Urbandale, IA offers specialized supplemental insurance policies that cover gaps left by major medical plans, including accident, critical illness, and hospital indemnity plans. The agency works closely with clients to explain how these plans provide direct cash benefits for out-of-pocket expenses. Many local residents seek assistance during open enrollment periods or when facing a planned surgery, ensuring they have financial protection for unexpected medical costs.
As winter approaches in Urbandale, residents often review their health coverage for unexpected gaps. Erlinda Inniss: Primerica - Financial Services assists local families by connecting them with supplemental insurance policies that help cover expenses traditional plans may leave behind. These supplemental policies can provide support during hospital stays or illness recovery. The company listens to each client’s situation to recommend suitable options. An initial assessment of needs is scheduled before any plan recommendation is made, ensuring a thorough review of each household’s circumstances.
Brad Wilson Insurance works with individuals and families to help them fill gaps left by traditional health plans. This supplemental insurance agency in Urbandale, IA assists clients in securing additional coverage options such as accident, critical illness, or hospital indemnity policies. The company focuses on reducing out-of-pocket expenses when unexpected medical events occur. Plans can provide benefits for a variety of commercial sectors, including local offices, smaller warehouses, and food service operations.
BLC Insurance provides supplemental insurance services for residents in and around Urbandale, Iowa, filling gaps left by major medical plans. The agency also assists local business owners with commercial coverage options tailored to workplace needs, serving the broader Des Moines metropolitan area. Their licensed representatives help clients select appropriate policies for unexpected health costs or income loss. With a focus on continued support, BLC Insurance remains available to update coverage or address questions between regular policy reviews.
What Does a a Supplemental Insurance Agent in Urbandale Cost?
Supplemental insurance agent services in Iowa are typically free to consumers because agents earn commissions from insurance carriers. Medigap plan premiums in Urbandale can range from about 50 to 300 dollars per month depending on age gender health and plan type. Costs vary by carrier and underwriting rules. This is general information not insurance advice.
About supplemental insurance agents in Urbandale
Supplemental insurance agents in Urbandale Iowa help residents choose Medigap policies to cover costs not paid by Original Medicare. Iowa law requires Medigap plans to be standardized and offers a six-month open enrollment period starting when you turn 65 and enroll in Part B. Local agents can explain plan options and compare carriers available in Polk County.
Frequently Asked Questions
What is a supplemental insurance agent in Urbandale?
A supplemental insurance agent in Urbandale is a licensed professional who helps you find and enroll in Medigap or other health supplement plans. They work with multiple insurance companies to compare coverage and costs for Iowa residents.
When can I enroll in a Medigap plan in Iowa?
In Iowa you have a six-month Medigap open enrollment period that starts the month you are 65 and enrolled in Medicare Part B. During this time insurers cannot deny coverage or charge higher premiums due to health conditions.
Are there Iowa-specific rules for Medigap plans?
Yes Iowa follows federal guidelines for standardized Medigap plans labeled A through N. Iowa also has a guaranteed issue right for certain situations like losing employer coverage. Agents must follow Iowa insurance regulations when advising clients.
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