The top-rated supplemental insurance agent in Johnston, Iowa is The Avanti Group - Bales Insurance Team, rated 5.0 stars across 211 reviews. Other highly rated options include Glenn A Waterhouse III - State Farm Insurance Agent, Heartland Retirement Group, Fritz Insurance. This directory lists 15 supplemental insurance agents serving Johnston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Avanti Group - Bales Insurance Team | 5700 Merle Hay Rd | (515) 697-3864 |
| 2 | Glenn A Waterhouse III - State Farm Insurance Agent | 5441 NW 86th St #100 | (515) 223-5566 |
| 3 | Heartland Retirement Group | 9245 Northpark Dr | (515) 278-2077 |
| 4 | Fritz Insurance | 6165 NW 86th St | (515) 471-1301 |
| 5 | Shelter Insurance - Jennifer Conard | 5721 Merle Hay Rd Ste 16A | (515) 253-9400 |
| 6 | Health Insurance Advisor, LLC | 5870 Merle Hay Rd | (515) 225-9994 |
| 7 | Mathew Johnson Insurance Agency | 5335 Merle Hay Rd Ste 9 | (515) 278-2249 |
| 8 | Frank Stout Insurance | 6521 Merle Hay Rd | (515) 276-0914 |
| 9 | Central Financial Group LLC | 5700 Merle Hay Rd | (515) 457-1222 |
| 10 | Chad Aplin: Farm Bureau Financial Services | 5525 Merle Hay Rd Suite 265 | (515) 957-2412 |
The Avanti Group - Bales Insurance Team serves the Johnston, Iowa, metro area as a supplemental insurance agent. It helps clients address financial gaps not covered by major medical plans. These specialized policies provide cash benefits directly to the insured for unexpected health events or hospital stays. The agency guides clients through plan selection to match their individual needs and budgets. It specifically handles accident and critical illness coverage for residents in this region.
Glenn A Waterhouse III - State Farm Insurance Agent in Johnston, Iowa, provides a range of supplemental insurance products designed to fill gaps in primary health coverage, including accident, critical illness, and hospital indemnity policies. Service options include in-person consultations to review existing coverage and identify potential gaps, along with ongoing policy reviews to adjust plans as client needs change. The agency primarily serves single-family homeowners and apartment residents, as well as local retail businesses and restaurants seeking employee supplemental benefits.
Heartland Retirement Group serves homeowners, businesses, and property managers in Johnston, Iowa, by connecting them with supplemental insurance plans. These policies help fill gaps left by primary health or property coverage, offering financial protection for unexpected expenses. The agency reviews individual needs and presents options to strengthen existing policies for added security. Its team provides straightforward guidance on available plans without pressure or overpromising. Coverage extends to neighboring areas within the Des Moines metro, including the community of Grimes, Iowa.
Fritz Insurance serves clients in Johnston, Iowa, and the surrounding communities. As a supplemental insurance agent, this company helps individuals address gaps in their primary health coverage, assisting with specific policies for accidents, critical illness, and hospital stays. These plans can provide direct cash benefits to policyholders. To handle a typical job for a local resident, it first accurately assesses the individual's existing coverage and specific risks, then matches benefits to their particular financial and health concerns before finalizing the application.
Shelter Insurance - Jennifer Conard in Johnston, Iowa focuses on the essential difference between one-time life insurance policies and recurring supplemental health plans that renew to fill gaps in primary coverage. These supplemental plans are designed to provide cash benefits directly to the policyholder for unexpected medical events or accidents. The agency operates on a scheduled basis, with policies requiring established renewal cycles rather than one-time purchases or purely as-needed arrangements. Service options are thus recurring for most coverage types, though specific policy terms are determined during individual consultations.
Health Insurance Advisor, LLC in Johnston, IA, specializes in offering Medicare supplements, hospital indemnity plans, and critical illness coverage. As a supplemental insurance agent, the firm works to fill gaps left by primary health plans, ensuring clients are protected against unexpected out-of-pocket costs. It serves individuals navigating complex coverage decisions, particularly seniors facing the annual Medicare open enrollment period and the mid-year changes to prescription drug plans.
As Johnston’s winter chill prompts families to check their health coverage, Mathew Johnson Insurance Agency offers supplemental insurance designed to fill common gaps from Medicare or employer plans. Located in Johnston, IA, this local agency focuses on policies for dental, vision, or accident-related needs that base plans often leave uncovered. Each consultation begins with a practical inspection of the client’s current benefits and financial situation.
Frank Stout Insurance serves the Johnston, Iowa area as a supplemental insurance agent. The agency helps clients with additional coverage options that fill gaps left by major medical plans. These specialized add-ons address out-of-pocket expenses such as deductibles, copays, and hospital stays. Such policies can provide financial support during recovery and help manage unexpected healthcare costs. The agency works with a variety of commercial clients, including those with offices, warehouses, and food service operations.
Central Financial Group LLC provides residents of Johnston, Iowa, with supplemental insurance coverage designed to address gaps in primary health or life plans. For local businesses, the company also offers commercial insurance solutions to protect operations and employees. Serving the greater Johnston area, the agency helps clients understand complex policy options and enroll in suitable plans for their individual or business needs. Between regular visits, the agent follows up directly to review coverage changes and ensure ongoing protection remains appropriate.
What Does a a Supplemental Insurance Agent in Johnston Cost?
Supplemental insurance costs in Iowa vary by plan type, age, and insurer. Medigap Plan G premiums for a 65-year-old in Johnston typically range from 120 to 200 dollars per month. Medicare Advantage plans may have zero premium but include copays and deductibles. Costs also depend on whether you use the birthday rule to switch plans. This is general information, not insurance advice.
About supplemental insurance agents in Johnston
Supplemental insurance agents in Johnston, Iowa help residents navigate Medicare gaps and choose Medigap or Medicare Advantage plans. Iowa law requires agents to be licensed through the Iowa Insurance Division. These agents can explain how plans coordinate with Original Medicare for Johnston seniors.
Frequently Asked Questions
What is a supplemental insurance agent in Johnston Iowa?
A supplemental insurance agent in Johnston helps you buy Medigap or Medicare Advantage policies. They are licensed by the state of Iowa and can compare plans from different carriers. They do not sell health insurance but fill gaps in Medicare coverage.
When can I enroll in a Medigap plan in Iowa?
In Iowa, the Medigap open enrollment period begins when you are 65 and enrolled in Medicare Part B. This period lasts six months. During this time, insurers cannot deny coverage or charge more for pre-existing conditions.
Are there Iowa-specific rules for Medicare supplements?
Yes, Iowa has a birthday rule that allows you to switch Medigap plans within 60 days of your birthday without medical underwriting. You must be enrolled in a current Medigap plan to use this rule. This applies to policies purchased after January 1, 2022.
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