The top-rated supplemental insurance agent in Dubuque, Iowa is Lane Madsen - State Farm Insurance Agent, rated 5.0 stars across 692 reviews. Other highly rated options include Rachel Davis - State Farm Insurance Agent, New Eagle Insurance, Steve Buchheit - State Farm Insurance Agent. This directory lists 20 supplemental insurance agents serving Dubuque.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lane Madsen - State Farm Insurance Agent | 75 Locust St | (563) 582-6942 |
| 2 | Rachel Davis - State Farm Insurance Agent | 3030 Asbury Rd | (563) 583-8301 |
| 3 | New Eagle Insurance | 3250 Kennedy Cir #1 | (563) 582-5834 |
| 4 | Steve Buchheit - State Farm Insurance Agent | 1900 John F Kennedy Rd #3 | (563) 588-1491 |
| 5 | O'Connor & English Insurance Agency | 1545 Associates Dr #103 | (563) 557-7440 |
| 6 | Hollander Insurance Agency Inc. | 815 Century Dr | (563) 556-3334 |
| 7 | Cottingham & Butler | 800 Main St | (563) 583-7301 |
| 8 | Kunkel & Associates | 401 Data Ct | (563) 585-2310 |
| 9 | Engler & Oberbroeckling Insurance, Inc. | 2430 Meinen Ct | (563) 556-0171 |
| 10 | Dubuque Insurance Services | 205 Kaufmann Ave | (563) 585-0663 |
Lane Madsen - State Farm Insurance Agent serves the Dubuque, Iowa area with supplemental insurance policies designed to help cover gaps that major medical plans may leave. These plans assist with out-of-pocket costs such as deductibles and copays for unexpected health events. The agency helps residents address financial exposure from accidents or critical illnesses. It handles accident and hospital indemnity insurance plans in this region as specific services.
Rachel Davis, operating as a State Farm Insurance Agent in Dubuque, Iowa, offers a range of supplemental insurance policies designed to cover gaps left by primary health plans. These services include accident, critical illness, and hospital indemnity coverage. Annual policy reviews and claims assistance are provided to help ensure customers understand their benefits and have support when filing. The agent primarily serves individual policyholders residing in single-family homes, apartments, retail store employees, and managers of local restaurants.
New Eagle Insurance serves homeowners and property managers in Dubuque, Iowa, who seek supplemental insurance coverage to fill gaps left by standard policies. The agency specializes in plans that help cover deductibles, copays, or additional expenses from accidents or illnesses. Clients receive personalized guidance to select appropriate supplemental plans for their financial situations. The agency also provides services to residents in nearby Platteville, Wisconsin, ensuring accessible coverage across the tri-state area.
Steve Buchheit - State Farm Insurance Agent in Dubuque, IA specializes in supplemental insurance policies that fill coverage gaps left by major health plans, including accident, critical illness, and hospital indemnity options. These plans provide direct cash benefits for deductibles, copays, or everyday expenses like child care or transportation during treatment. The agency also assists clients with life insurance and other standard personal coverages. During open enrollment periods or after a sudden medical event, many residents seek a supplemental policy review to prepare for unexpected out-of-pocket costs.
As winter storms and unexpected health events create financial strain for local families in Dubuque, O'Connor & English Insurance Agency provides supplemental insurance policies designed to help cover gaps left by primary health plans. These policies assist with out-of-pocket costs such as deductibles and copays, offering additional financial protection during recovery periods. The agency takes time to explain various coverage options based on individual needs and budgets. An initial complimentary consultation is scheduled to review each client’s current coverage and identify potential areas for supplemental support.
Hollander Insurance Agency Inc. in Dubuque, IA works with individuals and businesses to secure supplemental coverage that fills gaps left by primary health plans. Its specialty includes policies for accidents, critical illness, and hospital indemnity that help manage out-of-pocket costs. The agency provides these additional protections to local workplaces, supporting employees in offices, warehouses, and food service operations to strengthen their financial safety net.
Serving the city of Dubuque and surrounding communities throughout the tri-state area, Cottingham & Butler handles supplemental insurance coverage for individuals and families. This type of insurance helps fill gaps left by major medical plans, covering deductibles and out-of-pocket costs. The agency works by reviewing each client’s existing benefits during an initial consultation to identify potential coverage shortfalls. It then presents policy options designed to complement those current plans, guiding clients through the enrollment process and explaining how the supplemental benefits coordinate with their primary health coverage.
Kunkel & Associates provides supplemental insurance to residents of Dubuque, helping clients bridge gaps in their primary health coverage. The company also extends commercial supplemental options to local businesses seeking to support their teams. Their service area focuses on Dubuque and the surrounding communities. Agents regularly review policies with each client, offering follow-up service between regular visits to adjust coverage as needs change.
What Does a a Supplemental Insurance Agent in Dubuque Cost?
Supplemental insurance agent services in Iowa typically do not charge a separate fee because agents earn commissions from the insurance companies. Premiums for Medigap plans in Dubuque range from about 50 to 250 dollars per month depending on the plan type and your age. Costs for other supplemental policies like accident or cancer plans vary widely. This is general information and not insurance advice.
About supplemental insurance agents in Dubuque
Supplemental insurance agents in Dubuque Iowa help residents fill gaps in their primary health coverage. Iowa law requires agents to be licensed through the Iowa Insurance Division and follow specific rules for selling Medigap and other supplemental plans. Local agents can explain how Iowa regulations affect your coverage options and enrollment periods.
Frequently Asked Questions
What is a supplemental insurance agent in Dubuque?
A supplemental insurance agent in Dubuque is a licensed professional who helps you buy policies that cover costs not paid by your primary insurance. These agents can assist with Medigap, accident, cancer, or hospital indemnity plans. They must follow Iowa insurance laws and provide clear information about policy terms.
What are the enrollment rules for Medigap in Iowa?
In Iowa, you have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. After this period, insurers may deny coverage or charge higher premiums based on health status.
Can a supplemental insurance agent help with Iowa Medicaid?
Yes, some supplemental insurance agents in Dubuque can explain how private supplemental plans interact with Iowa Medicaid. However, Medicaid itself is a government program and not sold by agents. Agents can help you understand what supplemental coverage is allowed if you have both Medicare and Medicaid.
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