The top-rated supplemental insurance agent in Waipahu, Hawaii is Larry Welsch - State Farm Insurance Agent, rated 5.0 stars across 208 reviews. Other highly rated options include Guy Matsumoto - State Farm Insurance Agent, Valerie Bruner at Comparion Insurance Agency, Kendrick Nishiguchi at Comparion Insurance Agency. This directory lists 25 supplemental insurance agents serving Waipahu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Larry Welsch - State Farm Insurance Agent | 94-429 Ukeʻe St #101 | (808) 944-3450 |
| 2 | Guy Matsumoto - State Farm Insurance Agent | 94-849 Lumiaina St Ste 104 | (808) 671-7888 |
| 3 | Valerie Bruner at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6105 |
| 4 | Kendrick Nishiguchi at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6071 |
| 5 | Susan Santos - State Farm Insurance Agent | 94-229 Waipahu Depot St #201 | (808) 677-0098 |
| 6 | Dawn Mira-Whitson: Allstate Insurance | 94-210 Pupukahi St Ste 208 | (808) 677-1428 |
| 7 | Ricky Bonilla: Allstate Insurance | 94-050 Farrington Hwy Ste B1-8 | (808) 676-0501 |
| 8 | Deborah Sumulong at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6074 |
| 9 | Leilani Yee at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6073 |
| 10 | Roy D Burnett Jr - State Farm Insurance Agent | 94-487 Akoki St Ste 103 | (808) 688-1551 |
Larry Welsch - State Farm Insurance Agent serves the Waipahu, Hawaii area as a supplemental insurance agent. The agency offers policies that help cover gaps left by major medical plans, such as accident and critical illness protection. These supplemental plans provide additional financial support for uncovered medical expenses and income loss during recovery. With focused local business, the company handles enrollment for hospital indemnity insurance and disability income policies.
Guy Matsumoto - State Farm Insurance Agent in Waipahu, HI, provides supplemental insurance solutions designed to fill gaps in standard health coverage. The agency assists clients by explaining policy options and facilitating applications for plans that address deductibles and out-of-pocket medical costs. Ongoing support includes policy reviews to adjust coverage as client needs evolve and help with filing claims when necessary. Its customer base includes homeowners in single-family residences, tenants in apartments, owners of retail spaces, and operators of restaurants in the local area.
Homeowners, property managers, and business owners in Waipahu, HI, turn to Valerie Bruner at Comparion Insurance Agency for supplemental insurance agent services. These offerings help fill coverage gaps between primary insurance plans, providing added financial protection for unexpected expenses. The agency assists clients in evaluating individual needs to select appropriate policies, ensuring comprehensive local support. It also serves communities in the greater Honolulu metro area, including nearby Ewa Beach.
Residents of Waipahu can choose a single-policy purchase or establish an ongoing relationship with Kendrick Nishiguchi at Comparion Insurance Agency for their supplemental needs. Coverage under these plans helps address gaps left by standard health insurance, offering financial support for specific medical events or daily living expenses. Depending on the client’s preference, services are available on a one-time, scheduled, or as-needed basis.
Serving Waipahu as a supplemental insurance agent, Susan Santos – State Farm Insurance Agent offers policies that help cover gaps left by major medical plans, including accident, hospital indemnity, and critical illness coverage. The agency also provides guidance on standard life and health insurance options to support comprehensive financial protection. It can be especially valuable to review supplemental coverage before the summer travel season, when out-of-state medical expenses and unexpected trip interruptions become greater concerns for local families.
Dawn Mira-Whitson: Allstate Insurance handles general insurance requirements for clients in Waipahu, HI. The agency specializes in supplemental insurance, offering policies designed to fill coverage gaps left by primary health plans. It provides additional financial protection for unexpected medical events, helping policyholders manage out-of-pocket expenses more predictably. Commercial services are available for local offices, warehouses, and food service businesses, delivering tailored add-on coverage to safeguard their operations and assets.
As hurricane season brings powerful storms to Waipahu, residents must shield their homes and businesses from devastating financial loss. Ricky Bonilla: Allstate Insurance provides supplemental insurance coverage that fills gaps left by standard policies, helping local policyholders manage deductibles and uncovered damage. The agent offers flexible plans for medical bills and property repairs after a covered event. This process begins with a complimentary assessment of your current coverage and specific risk factors during a personal consultation at their Waipahu office.
Deborah Sumulong at Comparion Insurance Agency assists residents in Waipahu with supplemental insurance plans that fill gaps left by primary health coverage. Commercial clients also receive tailored support for business-related supplemental policies throughout the area. The agency provides guidance on options such as accident or critical illness plans. Between regular visits, clients can follow up directly to adjust coverage as their needs change, ensuring ongoing alignment with their circumstances.
Leilani Yee at Comparion Insurance Agency in Waipahu, HI, is known for offering supplemental insurance solutions that help fill gaps in standard health coverage. The agency serves local residents seeking financial protection for unexpected medical or life events. They focus on policies that provide cash benefits directly to policyholders for expenses like hospital stays or critical illness recovery. Clients often turn to them for added security beyond primary insurance. This office can specialize in adding a hospital indemnity plan to a client’s existing coverage.
What Does a a Supplemental Insurance Agent in Waipahu Cost?
Supplemental insurance agent services are usually free to you because agents earn commissions from insurance companies. Medigap plan premiums in Hawaii range from about 100 to 300 dollars per month depending on age health and plan type. Costs vary by case. This is general information not insurance advice.
About supplemental insurance agents in Waipahu
Supplemental insurance agents in Waipahu help residents fill gaps in Medicare and other health coverage. Hawaii law requires all Medicare supplement plans to follow federal guidelines under the Hawaii Revised Statutes Chapter 431. These agents can explain options like Medigap and Medicare Advantage to fit your needs.
Frequently Asked Questions
What is a supplemental insurance agent in Waipahu?
A supplemental insurance agent helps you buy policies that cover costs not paid by original Medicare or employer plans. They are licensed in Hawaii and can compare plans from different carriers.
When can I enroll in a Medigap plan in Hawaii?
You have a six-month open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Are there Hawaii specific rules for supplemental insurance?
Yes. Hawaii Revised Statutes 431:10H requires that all Medigap policies meet federal standards. Agents must also follow state disclosure rules when selling Medicare supplements.