The top-rated supplemental insurance agent in Mililani, Hawaii is Susan Yanabu Ihle - State Farm Insurance Agent, rated 5.0 stars across 112 reviews. Other highly rated options include Brandon Kim - State Farm Insurance Agent, Ashley Gundaker - State Farm Insurance Agent, Nakoa Kai Insurance Professionals: Allstate Insurance. This directory lists 10 supplemental insurance agents serving Mililani.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Susan Yanabu Ihle - State Farm Insurance Agent | 100 Kahelu Ave #102 | (808) 625-2226 |
| 2 | Brandon Kim - State Farm Insurance Agent | 95-1249 Meheula Pkwy Ste 140 | (808) 627-0597 |
| 3 | Ashley Gundaker - State Farm Insurance Agent | 95-1105 ʻĀinamakua Dr Ste 201 | (808) 625-1722 |
| 4 | Nakoa Kai Insurance Professionals: Allstate Insurance | 95-221 Kipapa Dr Ste 2101 | (808) 625-7000 |
| 5 | Susan Ihle - State Farm Insurance Agent | 100 Kahelu Ave #102 | (808) 625-2226 |
| 6 | Strive Insurance HI | 94-780 Meheula Pkwy | (808) 645-4755 |
| 7 | South Pacific Insurance Agency | 95-205 Hokuloa Loop | (808) 524-0048 |
| 8 | HNS Insurance LLP | 94-025 Puanane Pl | (808) 500-5735 |
| 9 | Max Life Financial Services | 95-1030 Meheula Pkwy Unit 893051 | — |
| 10 | Matsuno Calen | 95-1095 ʻĀinamakua Dr STE 3 | (808) 626-2290 |
What Does a a Supplemental Insurance Agent in Mililani Cost?
In Hawaii Medigap premiums for a 65 year old typically range from $120 to $250 per month depending on the plan type and insurer. Medicare Advantage plans may have $0 monthly premiums but include copays and network limits. Costs vary based on your age health and the specific plan. This is general information and not insurance advice.
About supplemental insurance agents in Mililani
Supplemental insurance agents in Mililani help residents choose Medigap or Medicare Advantage plans that fit their needs. Hawaii law requires that Medigap policies offer guaranteed issue rights during certain enrollment periods. Local agents understand the unique healthcare landscape of Oahu and can explain how Hawaii Prepaid Health Care Act rules interact with supplemental coverage.
Frequently Asked Questions
What is a supplemental insurance agent in Mililani?
A supplemental insurance agent helps you buy policies that fill gaps in Medicare or employer health plans. They are licensed by the Hawaii Department of Commerce and Consumer Affairs. Agents in Mililani know local hospitals and clinics that accept various plans.
When can I enroll in a Medigap plan in Hawaii?
You have a six month Medigap open enrollment period starting when you are both 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Hawaii follows federal rules for this guaranteed issue period.
Are there Hawaii specific rules for Medicare supplements?
Yes Hawaii has a Medicare Supplement Insurance Guaranteed Issue law that protects your right to buy a policy in certain situations. For example if your employer group coverage ends you have 63 days to apply for a Medigap plan without health questions. Always check with a local agent for details.