The top-rated supplemental insurance agent in Honolulu, Hawaii is Ryan Miyashita - State Farm Insurance Agent, rated 5.0 stars across 469 reviews. Other highly rated options include AAA Hawaii, Kaina Kauahi - State Farm Insurance Agent, Shelli Toguchi-Hadley - State Farm Insurance Agent. This directory lists 35 supplemental insurance agents serving Honolulu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Miyashita - State Farm Insurance Agent | 1580 Makaloa St Suite 102 | (808) 945-0802 |
| 2 | AAA Hawaii | 1130 N Nimitz Hwy Ste A-170 | (808) 593-2221 |
| 3 | Kaina Kauahi - State Farm Insurance Agent | 1284 Kalani St Ste D-108 | (808) 524-9997 |
| 4 | Shelli Toguchi-Hadley - State Farm Insurance Agent | 4510 Salt Lake Blvd d15 | (808) 486-1111 |
| 5 | Lana Chansatit - State Farm Insurance Agent | 7192 Kalanianaʻole Hwy # G230 | (808) 395-5433 |
| 6 | First Insurance Company of Hawaii, LTD | 1100 Ward Ave | (808) 527-7777 |
| 7 | Summer Burnett - State Farm Insurance Agent | 1806 S King St #32 | (808) 988-7011 |
| 8 | Financial Benefits Insurance, Inc. | 1311 Kapiolani Blvd Suite 504 | (808) 792-5194 |
| 9 | Proinsurance Hawaii | 4348 Waialae Ave #101 | (808) 735-0106 |
| 10 | U'ilani Aragaki - State Farm Insurance Agent | 3049 Ualena St #411 | (808) 955-9090 |
Ryan Miyashita - State Farm Insurance Agent in Honolulu, HI provides supplemental insurance coverage to help fill gaps in primary health plans. The agency offers ongoing policy reviews and claims assistance to ensure clients understand their benefits and receive timely support. Individual and family needs are addressed through customized plan recommendations. Services are available for single-family homes, apartments, retail businesses, and restaurants in the local area.
Serving homeowners, businesses, and property managers in Honolulu, AAA Hawaii provides supplemental insurance to fill gaps that standard policies often leave uncovered. This agency helps clients manage out-of-pocket costs from deductibles, copays, or uncovered incidents, offering tailored solutions for medical, dental, or accident-related needs. With a focus on personalized guidance, the company assists policyholders in navigating coverage options suited to local risks and lifestyles. Its service area also extends to the neighboring communities of East Honolulu and the greater Waikiki metro region.
Kaina Kauahi - State Farm Insurance Agent in Honolulu, HI provides supplemental insurance services to local residents. The agency assists homeowners and renters with coverage needs while also offering commercial policies for small businesses throughout the city. Clients in Honolulu benefit from focused guidance on filling gaps in their primary health or life insurance plans. The office encourages follow-up appointments to review policy changes and ensures repeat service between regular visits for updated or adjusted coverage options.
Shelli Toguchi-Hadley - State Farm Insurance Agent in Honolulu, Hawaii, assists individuals in distinguishing between one-time policies, such as accident plans, and recurring coverage options like supplemental health or hospital indemnity plans that renew. Their service involves explaining how local supplemental insurance addresses gaps left by primary medical plans, providing financial protection for unexpected costs. This agent operates primarily on a scheduled basis for policy reviews and enrollments, while also offering as-needed support for claims or changes.
In Honolulu’s humid climate, residents often seek ways to protect their assets from unexpected gaps in primary health coverage. Lana Chansatit - State Farm Insurance Agent addresses this need as a local Supplemental Insurance Agent, helping clients in Honolulu, Hawaii evaluate options for added financial security. The agency focuses on explaining how supplemental policies may cover deductibles or coinsurance that standard plans exclude. An initial assessment begins by reviewing an individual’s existing coverage to identify specific protection gaps.
First Insurance Company of Hawaii, LTD, based in Honolulu, works with individuals and businesses to secure supplemental insurance coverage, which helps fill gaps in primary health plans. The company focuses on offering specialized add-on policies that provide financial protection for unexpected medical expenses or income loss. These plans are designed for a wide variety of local commercial sectors, including small professional offices, busy warehouses, and food service establishments.
Summer Burnett - State Farm Insurance Agent in Honolulu serves clients seeking supplemental insurance policies that fill gaps in primary coverage. The agency focuses on helping individuals and businesses secure additional financial protection against unexpected medical or property-related expenses. This work involves explaining how such plans work alongside existing insurance to reduce out-of-pocket costs. The office provides supplemental solutions for commercial operations, including local offices, warehouses, and food service establishments in the Honolulu area.
Financial Benefits Insurance, Inc. serves residents in the Honolulu area with supplemental insurance products that help cover out-of-pocket costs not addressed by primary health plans. The agency also provides commercial coverage solutions for local small businesses needing to close gaps in group plans. Serving clients throughout Oahu, the company focuses on educating policyholders about their benefits and coordinates claim assistance between regular plan contacts to ensure continued adequate protection during future enrollment periods.
Proinsurance Hawaii, based in Honolulu, serves residents across the island by connecting them with suitable supplemental insurance policies. Its agents assist clients in understanding options that help cover gaps left by primary health plans, such as dental, vision, accident, and critical illness coverage. The company focuses on explaining how these plans can provide financial protection for unexpected medical costs. For those seeking added security, it can offer guidance on enrolling in hospital indemnity plans.
What Does a a Supplemental Insurance Agent in Honolulu Cost?
Premiums for Medigap plans in Honolulu typically range from 100 to 300 dollars per month depending on your age gender and plan type. Plan G and Plan N are common choices. Costs vary by insurance company and your health status at enrollment. This is general information and not insurance advice.
About supplemental insurance agents in Honolulu
Supplemental insurance agents in Honolulu help residents find Medigap plans to cover costs not paid by Original Medicare. Hawaii law requires all Medigap policies to be guaranteed renewable. Agents can explain the annual open enrollment period and special enrollment rights under Hawaii Revised Statutes Chapter 431.
Frequently Asked Questions
What is a supplemental insurance agent in Honolulu?
A licensed agent who helps you compare and enroll in Medicare Supplement plans. These plans cover deductibles coinsurance and copays not paid by Medicare Part A and Part B.
When can I enroll in a Medigap plan in Hawaii?
The best time is during your Medigap Open Enrollment Period which starts when you are 65 and enrolled in Medicare Part B. This period lasts six months and guarantees you cannot be denied coverage for health reasons.
Are there Hawaii-specific rules for Medigap plans?
Yes. Hawaii law requires that all Medigap policies be guaranteed renewable. Insurers cannot cancel your policy as long as you pay premiums. Hawaii also has a 30-day free look period for new policies.