The top-rated supplemental insurance agent in Kapolei, Hawaii is Darren Tatsuno: Allstate Insurance, rated 4.9 stars across 51 reviews. Other highly rated options include Rachel Rooney - State Farm Insurance Agent, Helen Kado: Allstate Insurance, Mark Middleton - State Farm Insurance Agent. This directory lists 12 supplemental insurance agents serving Kapolei.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Tatsuno: Allstate Insurance | 2176 Lauwiliwili St #1 | (808) 682-7873 |
| 2 | Rachel Rooney - State Farm Insurance Agent | James Campbell Bldg, 1001 Kamokila Blvd Ste 270 | (808) 247-0091 |
| 3 | Helen Kado: Allstate Insurance | 91-1010 Shangrila St #302 | (808) 845-9026 |
| 4 | Mark Middleton - State Farm Insurance Agent | 2176 Lauwiliwili St #1 | (808) 674-1122 |
| 5 | John Huey - State Farm Insurance Agent | 1001 Kamokila Blvd #118 | (808) 674-6655 |
| 6 | Kevin Mak - GEICO Insurance Agent | 563 Farrington Hwy #105 | (808) 913-6331 |
| 7 | Jeremy Dunaway - State Farm Insurance Agent | 1001 Kamokila Blvd Ste 120 | (808) 622-4444 |
| 8 | Daffodil Insurance Agency | 909 Haumea St | (808) 468-8171 |
| 9 | Kay Pallasigue Kim: Allstate Insurance | 2110 Lauwiliwili St Ste 101h | (808) 626-2788 |
| 10 | National Interstate Insurance Company | 1001 Kamokila Blvd #201 | (800) 929-1500 |
Darren Tatsuno: Allstate Insurance provides supplemental insurance options for individuals and businesses in the Kapolei area. These plans help cover gaps left by standard health or life policies, offering financial support during unexpected medical events or accidents. Service support includes policy review sessions to adjust coverage as needs change and claim assistance for beneficiaries. The company serves single-family homes, condominiums, retail shops, and locally owned restaurants.
Homeowners, businesses, and property managers in Kapolei can consult with Rachel Rooney, a local supplemental insurance agent, for policies that help cover gaps left by standard major medical plans. These supplemental options often assist with out-of-pocket costs, offering financial protection during unexpected health events or hospital stays. The agency provides personalized guidance to help clients choose appropriate coverage for their specific needs. Services also extend to nearby areas throughout the Ewa Beach and Waipahu metro region.
Helen Kado of Allstate Insurance in Kapolei, HI, provides supplemental insurance options that address gaps between standard health coverage and out-of-pocket expenses, with policies offered as either a single-term agreement or a renewable plan that continues each cycle. Coverage can include accident, critical illness, or hospital indemnity plans, which pay benefits directly to the policyholder. Service operates strictly on an as-needed basis, with agents available to discuss plan adjustments or file claims whenever the client schedules a consultation.
Serving Kapolei and the surrounding communities of Oahu's leeward coast, Mark Middleton - State Farm Insurance Agent specializes in supplemental insurance solutions for individuals and families. The agency provides coverage options that help fill gaps left by primary health or life policies, addressing needs like accident recovery or critical illness expenses. Each client’s situation is carefully reviewed during an initial consultation to identify specific coverage needs. The agent then tailors recommendations to match personal circumstances and budgets, ensuring policies align with local healthcare costs and daily living requirements.
John Huey - State Farm Insurance Agent in Kapolei, HI offers supplemental insurance policies that help cover gaps left by major medical plans, providing financial support for unexpected deductibles and co-pays. It also delivers general auto, home, and life insurance services to local residents. During the busy holiday season, the office assists families in reviewing their coverage to ensure protection against increased travel risks and temporary home visitors.
Kevin Mak - GEICO Insurance Agent serves the Kapolei, HI area and the surrounding Oahu communities as a supplemental insurance agent. The agency assists residents with additional coverage options that complement their primary health or auto policies. These plans help fill gaps not addressed by main insurance plans, providing greater financial security for unexpected events. Common services handled here include affordable hospital indemnity policies and critical illness insurance specifically designed for local families in Kapolei.
Jeremy Dunaway operates a supplemental insurance agency in Kapolei, HI, focusing on policies that cover gaps left by major medical plans. This agent helps clients manage out-of-pocket costs through products like accident, critical illness, and hospital indemnity coverage. Policies provide cash benefits for specific health events. The agency serves local businesses requiring employee benefits packages, including office staff, warehouse personnel, and food service workers.
As Kapolei residents prepare for the seasonal changes that often bring increased health concerns, a capable supplemental insurance agent becomes an essential resource. Daffodil Insurance Agency serves this Hawaiian community by helping individuals bridge the coverage gaps left by traditional health plans. The company works with local clients to explain how supplemental policies can assist with out-of-pocket medical expenses. To begin this process, an agent will first conduct a thorough review of each client’s existing coverage and identify potential needs in person.
Kay Pallasigue Kim: Allstate Insurance provides supplemental insurance services for residential clients in Kapolei, helping cover gaps left by primary health plans. Commercial coverage is also available for local small businesses seeking additional protection. Serving the Kapolei area, this agency focuses on personal needs assessments for policies like accident, critical illness, or hospital indemnity plans. Regular visits and follow-up consultations are offered to adjust coverage as client circumstances change between scheduled reviews.
National Interstate Insurance Company in Kapolei, HI, is known for providing supplemental insurance coverage that helps bridge gaps left by standard health plans. It serves local residents seeking financial protection for unexpected medical expenses, including hospital stays, critical illness treatments, and accident recovery. Clients can tailor policies to complement their existing Medicare or employer-provided insurance. As a specialty service, the company also offers supplemental plans specifically designed for long-term care needs, addressing extended coverage for chronic conditions.
What Does a a Supplemental Insurance Agent in Kapolei Cost?
Supplemental insurance premiums in Hawaii vary by plan type, age, and insurer. Medigap Plan G typically costs between $120 and $250 per month for a 65-year-old in Kapolei. Medicare Advantage plans may have $0 monthly premiums but include copays and deductibles. Costs also depend on whether you choose a guaranteed issue policy or a medically underwritten plan. This is general information, not insurance advice.
About supplemental insurance agents in Kapolei
Supplemental insurance agents in Kapolei, Hawaii help residents navigate Medigap, Medicare Advantage, and other private health plans. Hawaii law requires all Medigap policies to follow federal standards, and agents must be licensed by the Hawaii Department of Commerce and Consumer Affairs. Local agents can explain how Hawaii's Prepaid Health Care Act interacts with supplemental coverage.
Frequently Asked Questions
What is the open enrollment period for Medigap in Hawaii?
In Hawaii, the Medigap open enrollment period lasts six months and begins when you are 65 or older and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to pre-existing conditions.
Do supplemental insurance agents in Kapolei offer Medicare Advantage plans?
Yes, many Kapolei agents are licensed to sell Medicare Advantage plans, also known as Medicare Part C. These plans must meet Hawaii state regulations and are available during the annual enrollment period from October 15 to December 7.
Can a supplemental insurance agent help with Hawaii's Prepaid Health Care Act?
Agents can explain how the Prepaid Health Care Act affects your supplemental coverage. This Hawaii law requires employers to provide health insurance, but supplemental policies can fill gaps not covered by your employer plan.