The top-rated supplemental insurance agent in Kahului, Hawaii is Paul MacDonald - State Farm Insurance Agent, rated 5.0 stars across 88 reviews. Other highly rated options include Mark Rich - State Farm Insurance Agent, Brent Wylam: Allstate Insurance, April J. Kaneshiro, Insurance Agent - Pyramid Insurance - Insurance for Hawaii - Marsh & McLennan Agency LLC. This directory lists 14 supplemental insurance agents serving Kahului.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paul MacDonald - State Farm Insurance Agent | 74 Lono Ave #206a | (808) 877-5273 |
| 2 | Mark Rich - State Farm Insurance Agent | 444 Hana Hwy Ste 212 | (808) 873-6717 |
| 3 | Brent Wylam: Allstate Insurance | 169 Maa St Ste 100 | (808) 242-8480 |
| 4 | April J. Kaneshiro, Insurance Agent - Pyramid Insurance - Insurance for Hawaii - Marsh & McLennan Agency LLC | 33 Lono Ave Suite 280 | (808) 242-4789 |
| 5 | Pyramid Insurance - Maui | 33 Lono Ave Suite 280 | (808) 527-7667 |
| 6 | Abstract Insurance HI | 211 E Wakea Ave | (808) 707-5228 |
| 7 | Atlas Insurance Agency | 285 W Kaahumanu Ave #215 | (808) 244-5561 |
| 8 | Jaxson Stinger - Independent Agent - Pyramid Insurance | 33 Lono Ave Suite 280 | (808) 442-8355 |
| 9 | Allstate | 350 Hoohana St C1 | (808) 893-2349 |
| 10 | HMSA Center @ Kahului (Maui) | 70 Ho'okele St Suite 1220 | (808) 871-2466 |
Paul MacDonald - State Farm Insurance Agent serves the Kahului, HI area as a local supplemental insurance agent. The agency helps residents manage out-of-pocket costs that major medical plans do not cover, offering policies designed for income protection and unexpected health expenses. Clients in Kahului work with this office to review individual needs and find appropriate coverage options. The agent handles supplemental insurance for accidents and critical illness needs in this community.
Serving Kahului, HI, Mark Rich - State Farm Insurance Agent provides supplemental insurance options including accident, hospital indemnity, and critical illness coverage. It assists clients in finding policies that help bridge gaps left by major medical plans. Service focuses on personal consultations to evaluate individual needs and current coverage. Policyholders receive ongoing support for claims and plan adjustments. The company services single-family homes, apartments, retail, and restaurants with coverage options tailored to both personal and business needs.
Brent Wylam: Allstate Insurance serves Kahului homeowners, renters, and local business owners seeking supplemental insurance coverage. As a designated agent in the area, the agency helps clients secure additional protection beyond standard policies, such as personal liability or medical payment extensions. These plans can fill coverage gaps for residences and commercial properties in the community. The agent also provides guidance on selecting appropriate supplemental options for individual circumstances. Kahului coverage extends to nearby Wailuku, ensuring residents in that neighboring community have convenient access to the same insurance services.
Serving Kahului and surrounding communities across Hawaii, April J. Kaneshiro, Insurance Agent at Pyramid Insurance, part of Marsh & McLennan Agency LLC, handles supplemental insurance coverage for local individuals and families. This agency addresses gaps left by primary health plans by offering policies that help with out-of-pocket costs. The typical approach it uses to handle a job involves reviewing a client's existing coverage to identify specific exposures, then recommending suitable supplemental products to meet those identified needs.
Pyramid Insurance - Maui in Kahului, HI distinguishes between health plans requiring an ongoing fixed premium and supplemental policies typically purchased as a one-time safeguard. This local supplemental insurance agent provides coverage designed to fill gaps left by primary health insurance, helping residents manage out-of-pocket medical costs. The agency focuses on policies that offer financial protection for unexpected illnesses, accidents, or hospital stays. Service operates on an as-needed basis, with clients able to request policy reviews or new applications at their convenience.
Abstract Insurance HI in Kahului offers specialized supplemental insurance services that help fill the coverage gaps left by standard health plans. The agency assists clients with evaluating and selecting policies designed to cover deductibles, copays, and other out-of-pocket medical expenses not addressed by primary insurance. It provides personalized consultations to residents across Maui, ensuring each individual understands options relevant to their healthcare needs. This support becomes especially valuable during open enrollment periods or when clients face unexpected medical events that could otherwise strain their finances.
During Hawaii's unpredictable storm season, Kahului residents often find gaps in their health coverage that a standard plan does not fill. Atlas Insurance Agency steps in to address these specific financial exposures by offering supplemental insurance policies designed to cover deductibles, co-pays, and other out-of-pocket medical costs. Their agents take time to explain how each type of supplemental plan aligns with a client's current medical needs and travel habits. A prospective client begins the process by scheduling an initial in-person policy review at the agency's Kahului office.
Jaxson Stinger, operating as an independent agent for Pyramid Insurance, provides supplemental insurance solutions in Kahului, HI. These plans help cover expenses that primary health policies do not, such as accident deductibles, hospital stays, and disability periods. A policyholder can use the cash benefits for whatever financial gap arises. The agency supports local commercial enterprises by tailoring coverage to the specific needs of offices, warehouses, and food service operations.
Allstate in Kahului, HI, assists local residents with supplemental insurance plans designed to fill gaps in primary health coverage. The agency also serves commercial clients, offering policies that address business-specific needs across Maui. Its service area extends throughout Kahului and neighboring communities in the county. Homeowners and entrepreneurs alike can request personalized quotes during initial consultations. After a policy is in place, the office follows up to ensure satisfaction and provides repeat service between regular visits for any adjustments or questions.
As Maui residents plan for seasonal shifts in visitor volume and local expenses, supplemental insurance agents help fill gaps left by standard health plans. At HMSA Center @ Kahului, representatives work with individuals to review coverage options that address costs not fully covered by primary insurance, such as copays or hospital stays. They focus on policies tailored to community needs, including Medicare supplements or short-term gap plans. The process typically begins with a no-obligation consultation to examine current coverage and identify potential benefit improvements.
What Does a a Supplemental Insurance Agent in Kahului Cost?
Supplemental insurance costs in Kahului vary by plan type, age, and health status. Medigap premiums in Hawaii typically range from $100 to $300 per month for standard plans. Long-term care insurance can cost $150 to $400 per month depending on coverage level and age at purchase. This is general information, not insurance advice.
About supplemental insurance agents in Kahului
Supplemental insurance agents in Kahului help residents find coverage that fills gaps in Medicare or employer plans. Hawaii law requires all Medigap policies to follow federal standards, and agents must be licensed by the Hawaii Department of Commerce and Consumer Affairs. Local agents understand the unique needs of Maui residents, including coverage for island-based medical transport.
Frequently Asked Questions
What is a supplemental insurance agent in Kahului?
A supplemental insurance agent helps you buy policies that cover costs not paid by Medicare or your main health plan. In Hawaii, these agents must hold a valid insurance license and follow state regulations for selling Medigap or other supplemental plans.
What types of supplemental insurance are available in Kahului?
Common types include Medicare Supplement (Medigap), long-term care insurance, and hospital indemnity plans. Hawaii also offers a unique Medigap open enrollment period that starts when you first enroll in Medicare Part B.
How do I choose a supplemental insurance agent in Kahului?
Look for an agent who is licensed in Hawaii and has experience with local insurance carriers. You can verify a license through the Hawaii Insurance Division website. Ask about their knowledge of Hawaii-specific rules, such as the guaranteed issue rights for Medigap.