The top-rated long-term care insurance agent in Ogden, Utah is Sessions Insurance, rated 5.0 stars across 128 reviews. Other highly rated options include Affordable Insurance Solutions, Persico Insurance, Insurance SoluTNS. This directory lists 15 long-term care insurance agents serving Ogden.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sessions Insurance | 968 Chambers St STE 5 | (801) 882-9424 |
| 2 | Affordable Insurance Solutions | 2650 Washington Blvd ste 102C | (801) 393-1122 |
| 3 | Persico Insurance | 585 24th St #102 | (435) 374-4011 |
| 4 | Insurance SoluTNS | 3651 Wall Ave Suite 1138 | (800) 336-1367 |
| 5 | Blackburn Jones Company | 905 24th St | (801) 392-7516 |
| 6 | Schroader-Blackley Insurance | 1336 Washington Blvd | (801) 393-7283 |
| 7 | Heiner's Insurance Center | 606 Washington Blvd | (801) 621-2620 |
| 8 | Hudman & Associates, LLC American Family Insurance | 1065 Washington Blvd Ste 200 | (801) 820-4978 |
| 9 | Livingston & Associates LLC American Family Insurance | 2590 Washington Blvd #285 | (801) 825-1567 |
| 10 | Anthem Insurance Service | 258 E Harris St | (801) 751-4218 |
Sessions Insurance serves Ogden, Utah and the surrounding metro area as a long-term care insurance agent. It helps clients plan for future care needs by offering policies that cover expenses not paid by standard health coverage or Medicare. The agency guides individuals through their options for protecting savings and assets against the high costs of assisted living, nursing homes, and home health care. Sessions Insurance specifically handles policy comparisons for local residents and provides assistance with filing long-term care benefit claims.
Affordable Insurance Solutions helps clients in Ogden, Utah secure long-term care coverage tailored to potential future health needs. The agency guides individuals through policy selection, comparing benefit amounts, elimination periods, and inflation protection options. It also assists with policy reviews and beneficiary updates to keep coverage aligned with changing circumstances. For local property owners, this long-term care insurance agent services single-family homes, apartments, retail spaces, and restaurants.
Persico Insurance serves homeowners and renters in Ogden, Utah, who need guidance on long-term care insurance policies. The agency helps clients evaluate coverage options that protect assets from the high costs of extended care services. Recognizing how unfamiliar these plans can be, they take time to explain policy features and tailored benefit structures. This local Ogden company also assists individuals and families in South Ogden, ensuring broader access to informed long-term care insurance planning across the metro area.
Serving Ogden and the surrounding communities throughout northern Utah, Insurance SoluTNS handles long-term care insurance policies designed to help clients plan for future care costs. The company assists individuals by explaining coverage options that protect personal assets while ensuring access to quality care options in the area. It works closely with clients to review specific care needs, exploring coverage choices with personalized guidance. A typical job begins with a thorough assessment of a client's financial situation and care preferences before comparing available insurance plans.
At Blackburn Jones Company in Ogden, Utah, the agency offers specialized assistance in comparing and securing long-term care insurance policies. It serves local residents by explaining coverage options that help protect savings and ensure access to quality care in the future. The agent works with individuals to navigate the application process and understand benefit structures. For those approaching retirement age or planning for unexpected health changes, the agency helps address concerns about rising home care costs or nursing facility expenses during winter months.
Schroader-Blackley Insurance helps clients plan for the financial impact of extended personal care needs. As a Long-Term Care Insurance Agent in Ogden, Utah, the company focuses on policies that cover nursing home stays, in-home assistance, and adult day services. These plans are designed to protect retirement savings from high care costs. The agency can assist with coverage for various commercial sectors, including offices, warehouses, and food service operations.
Clients choosing this agent consider the difference between a single payment for a lump-sum plan and recurring premiums for ongoing protection. Coverage policies sold here reimburse costs for home care, assisted living, or nursing facility stays when a policyholder needs help with daily activities. Based in Ogden, UT, Heiner's Insurance Center helps local residents evaluate these options for future long-term care needs. Service and support for policy inquiries typically run on an as-needed basis to match changing circumstances.
Hudman & Associates, LLC American Family Insurance helps clients prepare for future care needs through long-term care insurance policies. The Ogden-based agency focuses on coverage solutions designed to protect assets and provide access to extended care services. It often includes specialty policy add-ons for inflation protection and home health care benefits. This agency can serve various commercial sectors needing group or individual coverage, including offices, warehouses, and food service operations.
As winter approaches in Ogden, many families begin considering how to protect their savings against potential extended care needs. Livingston & Associates LLC American Family Insurance helps local residents navigate this planning by explaining policy options that cover assisted living or in-home support. Their agents discuss how such coverage can preserve retirement assets while ensuring access to appropriate services. An initial needs assessment session allows clients to review their current health status and financial goals.
Anthem Insurance Service helps residential clients in Ogden find long-term care coverage. Commercial agencies seeking staff protection also benefit from the firm’s expertise. The agency provides options for nursing home, assisted living, and home-based care across the Ogden area. Clients receive straightforward guidance through plan selection and policy details. The office maintains contact with policyholders to ensure coverage remains suitable over time. This follow-up service continues between regular visits, allowing adjustments as health needs change.
What Does a a Long-Term Care Insurance Agent in Ogden Cost?
Long-term care insurance premiums in Utah vary based on age health and coverage amount. For a 55 year old a policy with a 3 year benefit period and 5 percent inflation protection might cost between 150 and 300 dollars per month. Costs can be higher for older applicants or those with health conditions. This is general information not insurance advice.
About long-term care insurance agents in Ogden
Long-term care insurance agents in Ogden Utah help residents plan for future care needs. Utah law requires agents to be licensed by the Utah Insurance Department. Local agents understand the costs of care in Weber County and can explain how Utah Partnership policies work.
Frequently Asked Questions
What does a long-term care insurance agent in Ogden do?
An agent helps you compare policies from different carriers. They explain coverage options like home care and nursing facility benefits. They also ensure the policy meets Utah state requirements for tax qualified plans.
Are there Utah specific rules for long-term care insurance?
Yes. Utah requires a 30 day free look period for new policies. Agents must also provide a outline of coverage and a shopper guide. Utah also has a Partnership program that helps protect assets if you use benefits.
How do I choose a long-term care insurance agent in Ogden?
Look for an agent who is licensed in Utah and has experience with long-term care products. Ask about their knowledge of Utah Partnership policies. You can verify a license through the Utah Insurance Department website.
Long-Term Care Insurance Agents in Other Utah Cities
American Fork · Bountiful · Cedar City · Clearfield · Cottonwood Heights · Draper · Farmington · Holladay · Kaysville · Layton · Lehi · Logan · Midvale · Murray · Orem