The top-rated long-term care insurance agent in Farmington, Utah is Top Horizon Insurance Services - Medicare Agency, rated 5.0 stars across 192 reviews. Other highly rated options include Todd Forman: Allstate Insurance, Bear River Insurance - Rob Jackson Insurance Davis County, Insurance4utah Since 1968. This directory lists 18 long-term care insurance agents serving Farmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Top Horizon Insurance Services - Medicare Agency | 121 W 200 S | (801) 608-4608 |
| 2 | Todd Forman: Allstate Insurance | 11 E State St | (801) 451-2124 |
| 3 | Bear River Insurance - Rob Jackson Insurance Davis County | 1353 N 1075 W #206 | (801) 406-1144 |
| 4 | Insurance4utah Since 1968 | 1361 US-89 #14 | (385) 350-6400 |
| 5 | Insur-West, Inc | 286 S 200 W #140 | (801) 451-8300 |
| 6 | Shield National | 115 S 200 E | (888) 508-2435 |
| 7 | Desiree Bell HEALTH INSURANCE | 145 E State St | (435) 253-6982 |
| 8 | Farmers Insurance - Tanner Naylor | 352 S 200 W #4 | (801) 447-8742 |
| 9 | Burkholz Insurance Agency | 1361 N 1075 W #14 | (801) 882-3276 |
| 10 | Stephen Burkholz: Allstate Insurance | 1361 N 1075 W Ste 16 | (801) 451-8880 |
Top Horizon Insurance Services - Medicare Agency serves the Farmington, Utah area and surrounding Davis County communities as a long-term care insurance agent. The agency helps individuals evaluate and select policies designed to cover costs of extended care, such as nursing home stays or in-home assistance, that typical health plans may not fully address. It specifically assists clients in understanding coverage options for Alzheimer’s care and home health aide services.
Todd Forman: Allstate Insurance in Farmington, UT, provides long-term care insurance services, helping clients plan for future needs related to aging, chronic conditions, or disability. Service offerings include policy consultations, plan comparisons, and coverage maintenance to ensure policies align with changing personal circumstances. The agency also assists with policy updates and claim guidance as needed. It services single-family homes, apartments, retail, and restaurants in the local area, addressing the insurance needs of both individual residents and commercial property owners.
Bear River Insurance - Rob Jackson Insurance in Davis County serves homeowners, families, and individuals preparing for future medical expenses with long-term care insurance policies. It helps clients plan for home care and facility-based support as they age. The agency operates from Farmington, Utah, coordinating coverage options suited to local needs. It also provides services throughout the broader Salt Lake City metropolitan area, extending to communities such as Bountiful and Layton.
Serving clients in Farmington, Utah, and the surrounding northern communities, Insurance4utah Since 1968 handles the specialized placement of long-term care insurance coverage. The agency stays informed about Medicare partnership policies and local care costs. Its general approach for a typical job includes assessing a client's personal assets and estate planning goals. It then compares several individual policy options from different carriers. The process ends only after a clear explanation of benefit triggers and inflation protection choices is provided.
For a single policy need, a one-time consultation may suffice, while ongoing advice suits those with changing health and finances. Insur-West, Inc in Farmington, UT assists individuals in understanding long-term care coverage options to help protect assets and plan for future care needs. Services evaluate eligibility and policy features within the local regulatory framework. Annual rate reviews or new plan comparisons are available; arrangements are made on a scheduled or as-needed basis.
Shield National provides specialized guidance on long-term care insurance options for Farmington residents. The agency helps individuals evaluate coverage to address future care needs, protecting assets and easing family burdens. They work closely with clients to assess health histories and financial strategies suited for this unique insurance area. In northern Utah's aging community, winter months often prompt families to consider proactive planning before health issues become urgent, making now a particularly relevant time to explore coverage solutions.
Desiree Bell HEALTH INSURANCE, based in Farmington, UT, is known for guiding clients through the complexities of long-term care insurance. The company helps individuals assess their future needs and select appropriate coverage plans that protect assets and ensure access to care. It serves clients across Utah, offering detailed policy comparisons from multiple carriers. This local agency can also assist with integrating long-term care benefits with existing retirement strategies.
With winter in Farmington bringing over slick roads and icy sidewalks, slips and falls become a growing concern for aging residents. Farmers Insurance - Tanner Naylor responds by helping local families secure coverage that protects savings from the high cost of extended nursing or home-based care. An agent in this area can clarify policy benefits and elimination periods during an initial consultation. To begin, clients schedule a simple needs assessment in a casual office meeting or over coffee at a local cafe.
Burkholz Insurance Agency works with individuals and families to address their needs for long-term care coverage, offering plans designed to help protect assets and manage future care expenses. The agency adds specialized knowledge of underwriting options and policy features specific to this important protection. Located in Farmington, Utah, its agent assists clients in navigating the complexities of long-term care insurance. The same services are available to commercial sectors requiring employee benefits planning, including offices, warehouses, and food service operations.
Stephen Burkholz: Allstate Insurance provides long-term care insurance agency services for residents in Farmington, Utah. The agency also handles various commercial coverage needs for local businesses across the surrounding area. Policies are designed to help protect assets while offering flexible care options for clients planning for future health needs. Each consultation is tailored to an individual’s circumstances, and after implementing a plan the office encourages follow-up visits for periodic policy reviews and adjustments between regular appointments.
What Does a a Long-Term Care Insurance Agent in Farmington Cost?
Long-term care insurance premiums in Utah vary based on age health status and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. For a 65-year-old the annual premium often ranges from $2,500 to $5,000. Costs also depend on the daily benefit amount (usually $150 to $300) and the benefit period (2 to 5 years). This is general information not insurance advice.
About long-term care insurance agents in Farmington
A long-term care insurance agent in Farmington Utah helps you navigate policies that cover nursing home care home health services and assisted living. Utah law provides a 30-day free look period for new policies allowing you to cancel for a full refund. Agents can explain how Utah Partnership for Long-Term Care programs may help protect assets while qualifying for Medicaid.
Frequently Asked Questions
What does a long-term care insurance agent in Farmington do?
An agent helps you compare policies from different carriers and explains coverage options like daily benefit amounts and benefit periods. They also assist with understanding Utah specific rules such as inflation protection requirements for certain plans. The agent does not provide legal advice but can guide you through the application process.
How does Utah law affect long-term care insurance policies?
Utah requires insurers to offer inflation protection riders on most individual policies. The state also mandates a 30-day free look period after purchase. Policyholders have the right to appeal claim denials through the Utah Insurance Department.
Can a long-term care insurance agent help with claims in Farmington?
An agent can explain the claims process and help you gather required documents like medical records and care plans. However the agent does not process claims directly. For claim disputes you can contact the Utah Insurance Department for assistance.
Long-Term Care Insurance Agents in Other Utah Cities
American Fork · Bountiful · Cedar City · Clearfield · Cottonwood Heights · Draper · Holladay · Kaysville · Layton · Lehi · Logan · Midvale · Murray · Ogden · Orem