The top-rated long-term care insurance agent in Bountiful, Utah is Farmers Insurance - Mason Crapo, rated 5.0 stars across 677 reviews. Other highly rated options include Health Insurance Specialists, John Henry Smith Insurance, Chad Bangerter: Allstate Insurance. This directory lists 16 long-term care insurance agents serving Bountiful.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Mason Crapo | 106 W 500 S Suite 100 | (801) 683-3668 |
| 2 | Health Insurance Specialists | 533 W 2600 S #305 | (801) 718-0051 |
| 3 | John Henry Smith Insurance | 563 W 2600 S | (801) 683-3200 |
| 4 | Chad Bangerter: Allstate Insurance | 48 400 S | (801) 797-2799 |
| 5 | Curtis J. Vernon Insurance | 46 W 200 S | (801) 292-5529 |
| 6 | CLEAR Insurance Solutions | 110 N Main St | (801) 292-5327 |
| 7 | Axcess Insurance Group | 3263 US-89 #400 | (801) 295-0754 |
| 8 | Jone Olson - State Farm Insurance | 94 W 200 N | (801) 292-8413 |
| 9 | Heather Hansen American Family Insurance | 1468 N Main St | (801) 296-2557 |
| 10 | Healthy Horizon Insurance Agency | 189 S 200 W Suite 102 | (833) 502-8844 |
Farmers Insurance - Mason Crapo serves the Bountiful, Utah area and surrounding Davis County communities, specializing in long-term care insurance. The agency helps residents plan for the financial challenges of extended nursing home stays, assisted living, or in-home care needs. Long-term care policies are designed to protect personal assets from the high costs of custodial care often not covered by Medicare or standard health plans. The agency offers individual policy guidance and coordination with retirement income strategies for local seniors.
Health Insurance Specialists provides guidance on long-term care insurance options for individuals and families in the Bountiful area. The company assists clients in evaluating policy features and coverage levels to plan for future care needs. Its services include explaining plan mechanics, reviewing maintenance of coverage over time, and helping with policy adjustments as circumstances change. The insurance solutions help prepare for costs associated with either professional care at home or care inside a licensed facility. The company works with clients who own single-family homes, condominiums, apartments, and townhomes.
John Henry Smith Insurance serves homeowners and individuals in Bountiful, Utah, who are planning for future long-term care needs. As a dedicated long-term care insurance agent, it helps clients understand policy options that cover services like nursing home care or in-home assistance. The company works to clarify the complexities of medical underwriting and benefit structures for families seeking financial protection against the high costs of extended care. It also offers guidance to those nearing retirement in nearby communities throughout the Wasatch Front, including the greater Salt Lake City metro area.
Serving Bountiful, Utah, and the surrounding communities in Davis County, Chad Bangerter: Allstate Insurance handles long-term care insurance needs for local residents. It helps clients plan for the costs associated with extended personal care services that are not covered by standard health plans. The agency assists individuals in understanding policy options to protect assets and manage future healthcare expenses. It typically conducts a personalized consultation to review an applicant’s health history and financial situation before recommending a suitable coverage plan.
For long-term care planning, clients choose either a one-time policy evaluation or recurring service options such as annual policy reviews. Curtis J. Vernon Insurance in Bountiful, UT, offers long-term care insurance agent services to help families understand their coverage choices and protect assets from future care costs. The agent can explain benefit triggers, elimination periods, and inflation options suited to local needs. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s current planning stage.
Clear Insurance Solutions specializes in guiding clients through the complexities of long-term care insurance policies and coverage options. Based in Bountiful, UT, the agency assists local individuals and families in evaluating their future care needs and identifying appropriate insurance products. It serves clients across the surrounding communities, offering personalized consultations and policy comparisons. The agency helps address concerns about rising nursing home costs, particularly when planning for the unexpected expenses that can arise from a sudden decline in health during retirement years.
Axcess Insurance Group in Bountiful, UT, provides long-term care insurance to help clients plan for future personal care needs, often supplementing standard health or life policies with coverage for daily assistance. Its industry-specific approach can benefit various commercial sectors requiring stable employee benefit solutions, including offices seeking retirement planning tools, warehouses needing group protection options, and food service operations addressing workforce readiness.
Jone Olson - State Farm Insurance provides long-term care insurance agent services to residents in Bountiful, UT, and also offers commercial coverage options for local businesses within the surrounding area. As a dedicated resource, the company helps clients plan for future health care needs and potential assisted living expenses. Clients appreciate the focused guidance on policy options that protect assets and ensure access to quality care. After each scheduled policy review or planning session, the agent helps coordinate any necessary follow-up adjustments or changes between regular visits.
As seasons change in Bountiful, many families begin conversations about future medical care needs, and long-term care insurance provides a way to help protect assets and maintain independence. Heather Hansen American Family Insurance responds by working closely with clients to review individual circumstances and explain policy options that can cover home health aides, assisted living, or nursing home stays. The company helps clarify how these policies integrate with Medicare and personal savings. An initial assessment of your current health coverage and financial goals is the first step toward building a plan.
Healthy Horizon Insurance Agency in Bountiful, UT, is known for guiding clients through the complexities of long-term care insurance. The agency helps local residents evaluate policies to fund future nursing home, assisted living, or in-home care needs. It also clarifies benefit structures and hybrid life-insurance options for comprehensive planning. Its service range extends to policy comparisons for families and individuals. A specialty service the agency can add on is helping clients integrate long-term care coverage with existing retirement income strategies.
What Does a a Long-Term Care Insurance Agent in Bountiful Cost?
Long-term care insurance premiums in Utah vary based on age health and coverage level. A typical policy for a 55 year old may cost between 150 and 300 dollars per month. Costs increase with age and optional riders like inflation protection. This is general information not insurance advice.
About long-term care insurance agents in Bountiful
Long-term care insurance agents in Bountiful Utah help residents plan for future care needs. Utah law requires agents to be licensed and follow state regulations for policy disclosures. Working with a local agent can simplify understanding Utah specific benefit triggers and inflation protection options.
Frequently Asked Questions
What does a long-term care insurance agent in Bountiful do?
An agent helps you compare policies from multiple carriers and explains coverage details. They assist with application forms and ensure compliance with Utah insurance laws. Agents do not provide legal advice but can guide you on policy features.
Are there Utah specific rules for long-term care insurance?
Yes Utah follows the NAIC model act with state specific requirements. Policies must offer inflation protection and nonforfeiture benefits. Utah also has a 30 day free look period for new policies.
How do I choose a long-term care insurance agent in Bountiful?
Look for an agent licensed in Utah with experience in long-term care products. Check their history with the Utah Insurance Department. Ask about the carriers they represent and their knowledge of local care costs.
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