The top-rated long-term care insurance agent in Kaysville, Utah is Ken Graham - State Farm Insurance Agent, rated 4.9 stars across 321 reviews. Other highly rated options include Affinity Insurance Group, Utah Senior Planning, Zach Hadley Insurance LLC - Platinum Group. This directory lists 14 long-term care insurance agents serving Kaysville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Graham - State Farm Insurance Agent | 577 Main St | (801) 513-5490 |
| 2 | Affinity Insurance Group | 459 N 300 W UNIT 16 | (801) 683-8342 |
| 3 | Utah Senior Planning | 1330 Flint Meadow Dr | (801) 546-9556 |
| 4 | Zach Hadley Insurance LLC - Platinum Group | 610 N Kays Dr Ste 102 | (801) 719-6661 |
| 5 | David Jarnagin Insurance - Platinum Insurance Group | 1188 Sportsplex Dr #104 | (385) 262-2961 |
| 6 | Choice Plus Insurance | 612 N Kays Dr Suite 120 | (801) 825-8165 |
| 7 | Metcalfe and Associates | 1 W 100 S | (801) 444-0227 |
| 8 | Farmers Insurance - Bob Hackmeister | 378 S Main St | (801) 546-1818 |
| 9 | Doug Wood - State Farm Insurance Agent | 38 E 200 N | (801) 544-2911 |
| 10 | MVP Insurance Agency | 475 N 300 W #15 | (801) 769-6655 |
Ken Graham - State Farm Insurance Agent serves the Davis County area from Kaysville, Utah, providing long-term care insurance solutions for local residents and families. This agency helps clients plan for future care needs with policies designed to cover assisted living, nursing home, and in-home support services. Working alongside individuals, the office reviews options to protect assets and ensure access to quality care. Ken Graham - State Farm Insurance Agent specifically handles policy comparisons for long-term care coverage and personalized consultations for retirement care planning.
Affinity Insurance Group provides a range of long-term care insurance options, helping clients in Kaysville, UT, plan for future care needs. Their services include policy consultation and assistance with selecting coverage that addresses potential assisted living, nursing home, or home healthcare expenses. The company offers guidance on policy maintenance to ensure benefits adapt to changing circumstances over time. They service a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Utah Senior Planning serves older adults and their families in Kaysville, Utah, who seek guidance on long-term care insurance options. The company helps clients understand policies that can cover future care needs, whether at home or in a facility. It assists with comparing coverage and explaining the application process. A long-term care insurance agent in this area typically advises on how such plans protect savings and provide access to quality care. The agency also extends its services to clients throughout the greater Davis County area including Farmington.
Serving Kaysville and the surrounding communities in northern Utah, Zach Hadley Insurance LLC - Platinum Group handles long-term care insurance needs for local residents. This agency assists individuals in understanding policies that help cover extended medical or personal care services not typically paid by standard health plans. For each client, the agency begins by assessing personal circumstances and financial goals, then compares available coverage options to find a suitable policy that meets their specific needs and budget.
David Jarnagin Insurance - Platinum Insurance Group in Kaysville, UT, assists clients in distinguishing between one-time service options, such as single policy purchases for immediate needs, and recurring options like annual policy reviews or updates. Coverage typically includes care in facilities, assisted living, or at home. As a long-term care insurance agent, the company helps individuals plan for these potential expenses. Service runs on a scheduled basis, with appointments arranged for initial consultations and periodic policy evaluations for existing clients.
Choice Plus Insurance specializes in long-term care planning, offering policies that help cover the costs of assisted living, nursing homes, and home care. Based in Kaysville, UT, the agent guides clients through policy options and eligibility requirements, explaining benefit triggers and inflation protection. It assists families in protecting assets from the rising costs of care. As open enrollment periods approach each fall, the agent helps seniors adjust their coverage to meet evolving health needs and budget changes.
As Kaysville residents consider how to afford future care without depleting savings, Metcalfe and Associates serves as a local long-term care insurance agent. The company helps clients navigate policy options that cover home health aides, assisted living, or nursing home stays. By clarifying complex coverage details and comparing plans from multiple carriers, they aim to match each client’s budget and health needs. The process typically begins with a complimentary initial consultation to review personal circumstances and explore suitable insurance solutions.
Serving Kaysville, Utah, Farmers Insurance – Bob Hackmeister offers long-term care insurance coverage for residential needs, helping clients plan for assisted living or nursing home care. The agency also provides coverage options for commercial clients in the surrounding area. Regular appointments explain policy details and future benefit utilization. After initial enrollment, the agent follows up to address changes in health or finances and provides repeat service between annual policy reviews for continued planning.
Doug Wood - State Farm Insurance Agent provides general insurance services for clients in the Kaysville, Utah area. The agency specializes in helping individuals plan for future care needs through long-term care insurance policies, which cover expenses such as nursing home stays and in-home assistance. They assist customers with selecting appropriate coverage levels. The same office can serve local small businesses, including office environments, warehouse operations, and food service establishments, tailoring policies to their commercial insurance requirements.
What Does a a Long-Term Care Insurance Agent in Kaysville Cost?
In Utah, long-term care insurance premiums vary by age, health, and benefit amount. A typical policy for a healthy 55-year-old may cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs increase with age and for those with health issues. This is general information, not insurance advice.
About long-term care insurance agents in Kaysville
Long-term care insurance agents in Kaysville, Utah help residents plan for future care needs while protecting savings. Utah offers a Long-Term Care Partnership Program that allows policyholders to keep more assets if they later need Medicaid. Agents can explain how these state-specific rules affect your coverage choices.
Frequently Asked Questions
What does a long-term care insurance agent in Kaysville do?
An agent helps you compare policies from different insurers and find coverage that fits your budget and health needs. They explain Utah Partnership policies and how they interact with Medicaid asset limits. The agent does not provide legal advice but can guide you on plan options.
How does the Utah Long-Term Care Partnership Program work?
Utah Partnership policies let you keep one dollar of assets for every dollar the policy pays in benefits if you later need Medicaid. This protection applies only to policies that meet state requirements. An agent can verify if a policy qualifies for the partnership program.
Are there age or health limits for buying long-term care insurance in Utah?
Most insurers in Utah require applicants to be between 18 and 84 years old, though many prefer ages 50 to 75. You must pass medical underwriting, so pre-existing conditions may affect approval or premiums. An agent can help you find insurers that accept your health status.
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