The top-rated long-term care insurance agent in Cottonwood Heights, Utah is Cottonwood Insurance Inc., rated 4.9 stars across 692 reviews. Other highly rated options include Lance Paulson Insurance Agency, Inc. American Family Insurance, David Johnson at Comparion Insurance Agency, Julie Mendoza - State Farm Insurance Agent. This directory lists 12 long-term care insurance agents serving Cottonwood Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cottonwood Insurance Inc. | 2028 Fort Union Blvd | (801) 943-5700 |
| 2 | Lance Paulson Insurance Agency, Inc. American Family Insurance | 2751 Fort Union Blvd | (801) 878-6300 |
| 3 | David Johnson at Comparion Insurance Agency | 6965 S Union Park Center Suite 270 | (801) 849-2308 |
| 4 | Julie Mendoza - State Farm Insurance Agent | 7050 S Highland Dr #110 | (801) 942-1300 |
| 5 | Holly Chidester at Comparion Insurance Agency | 6965 S Union Park Center Suite 270 | (801) 849-2302 |
| 6 | Insurance Concepts Inc | 1770 Fort Union Blvd #100 | (801) 942-0412 |
| 7 | Grant Bletzacker: Allstate Insurance | 7938 S 3500 E Ste B100 | (801) 943-2229 |
| 8 | Ben Bagley Insurance Agency | 2028 Fort Union Blvd #150 | (801) 943-5700 |
| 9 | Regence BlueCross BlueShield of Utah | 2890 E Cottonwood Pkwy | (888) 367-2119 |
| 10 | Regents Park Insurance Group | 2935 E Cottonwood Pkwy | (385) 446-8014 |
Cottonwood Insurance Inc. serves Cottonwood Heights and the broader Salt Lake metro area as a local long-term care insurance agent. The company helps clients plan for future care needs by explaining policy options that cover home health aides and assisted living facilities. It also clarifies how these policies interact with Medicare and Medicaid benefits to protect personal savings. Cottonwood Insurance guides families through the application process for hybrid life and long-term care policies that combine death benefits with extended care coverage.
Lance Paulson Insurance Agency, Inc., serving the Salt Lake County area from Cottonwood Heights, Utah, provides long-term care insurance guidance. The agency helps individuals plan for potential future needs involving chronic illness or disability. It assists clients in understanding policy structures and coverage options available through American Family Insurance. Common services include comparing benefit periods, inflation protection, and daily benefit amounts tailored to local care costs. The agency specifically handles policy selection for in-home care and assisted living facility coverage.
David Johnson at Comparion Insurance Agency provides long-term care insurance planning services for clients in the Cottonwood Heights area. Plans focus on helping individuals prepare for potential future care needs while preserving assets. The agency works with clients to review policy options and adjust coverage as circumstances change. It services single-family homes, apartments, retail locations, and local restaurants.
Homeowners and families in Cottonwood Heights, Utah, turn to Julie Mendoza’s office for guidance on long-term care insurance, helping them prepare for future care needs while protecting savings. The agency explains policy options and coverage details that address assisted living, nursing home, and home health care costs. It aims to make the planning process clear and manageable for local residents. This office also serves clients throughout Salt Lake City and the surrounding valley communities.
Holly Chidester at Comparion Insurance Agency in Cottonwood Heights, UT distinguishes between one-time policy purchases and recurring premium payments for ongoing protection. Their long-term care insurance coverage helps clients manage the substantial costs of extended care, whether it is provided at home, in assisted living, or in a nursing facility. These policies are designed to safeguard personal assets and reduce the financial burden on family members. Services are provided on an as-needed basis, with agents available to review coverage options and policy changes whenever a client requires guidance.
Insurance Concepts Inc serves clients in Cottonwood Heights and the surrounding Salt Lake Valley communities, focusing on long-term care insurance solutions. It helps individuals and families navigate the complexities of protecting assets and planning for future care needs. The agency evaluates each client’s unique financial situation and health considerations to recommend appropriate policy options from various carriers. It uses a step-by-step consultation process, starting with a needs assessment and ending with a detailed explanation of policy benefits and costs.
As the seasons change in Cottonwood Heights, many families begin planning for future care needs and the financial protections required. Grant Bletzacker: Allstate Insurance provides long-term care insurance guidance tailored to Utah seniors and their loved ones. The agent helps clients understand policy options that cover in-home assistance, assisted living, or nursing facility expenses. After an initial conversation about health history and personal goals, the representative schedules a thorough review of current coverage and future financial needs to begin the assessment step.
Serving the greater Salt Lake Valley, this agency pairs fundamental retirement planning support with an emphasis on long-term care insurance to address evolving health needs. Ben Bagley Insurance Agency helps residents of Cottonwood Heights and surrounding areas understand coverage options, focusing on protecting assets from extended care costs. Clients benefit from consultations that outline policy features and how to integrate them into comprehensive financial strategies. The agency offers its insurance services to customers in professional settings such as offices, large-scale warehouses, and food service environments.
Regence BlueCross BlueShield of Utah provides dedicated long-term care insurance agency services in Cottonwood Heights. The company assists individuals and families throughout the area with planning for future care needs, including coverage for nursing homes, home health aides, and assisted living facilities. It works with clients to understand policy options that protect savings and maintain independence. As the seasons change and older adults face increased fall risks or flu season, the agency also helps address concerns about sudden health declines that can create urgent care costs and safety decisions.
Regents Park Insurance Group provides long-term care insurance services to residents of Cottonwood Heights, Utah. The agency assists clients in evaluating coverage options for future care needs within the local area. Their work focuses on helping individuals secure protection for home health aides, assisted living, and skilled nursing care. The office serves residential clients throughout the Cottonwood Heights region. Commercial coverage for facility-based care planning is also addressed by the agency. They offer follow-up consultation to adjust plans between regular visits as client circumstances change.
What Does a a Long-Term Care Insurance Agent in Cottonwood Heights Cost?
In Utah, annual premiums for long-term care insurance vary widely based on age, health, and coverage amount. A healthy 55-year-old might pay between $1,500 and $3,000 per year for a policy with a $150 daily benefit and 3-year term. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Cottonwood Heights
Long-term care insurance agents in Cottonwood Heights help residents plan for future care needs while protecting assets. Utah offers the Partnership for Long-Term Care program which allows policyholders to qualify for Medicaid without spending down all assets. Agents licensed in Utah can explain how these state-specific plans work with local care costs.
Frequently Asked Questions
What does a long-term care insurance agent in Cottonwood Heights do?
An agent helps you compare policies from multiple carriers to find coverage that fits your budget and needs. They explain Utah-specific options like the Partnership program and inflation protection riders. Agents do not provide legal advice but can coordinate with your financial planner.
How does the Utah Partnership for Long-Term Care program work?
This state program allows you to buy a qualified policy that includes dollar-for-dollar asset protection. If you use your policy benefits and later need Medicaid, you can keep assets equal to the benefits paid out. Only policies sold by agents trained in the Partnership program qualify.
Are there age limits for buying long-term care insurance in Utah?
Most insurers in Utah offer coverage to applicants aged 18 to 84, but premiums are lower when you buy younger. Some carriers have a maximum entry age of 79. Medical underwriting is required, so pre-existing conditions may affect eligibility.
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