The top-rated long-term care insurance agent in Greensboro, North Carolina is ALLCHOICE Insurance, rated 4.9 stars across 343 reviews. Other highly rated options include Piedmont Triad Insurance, an Epperson Insurance Group company, Latorre Insurance, David Hunt & Associates. This directory lists 19 long-term care insurance agents serving Greensboro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ALLCHOICE Insurance | 7 Corporate Center Ct b | (336) 540-0463 |
| 2 | Piedmont Triad Insurance, an Epperson Insurance Group company | 7 Battleground Ct #224 | (336) 282-5555 |
| 3 | Latorre Insurance | 4131 Spring Garden St | (336) 609-7027 |
| 4 | David Hunt & Associates | 2604 Argonne Blvd | (336) 500-0403 |
| 5 | Costas Insurance Group | 5505 Adams Farm Ln | (336) 292-9992 |
| 6 | Gladwell Insurance Agency | 5709 W Friendly Ave | (336) 299-5185 |
| 7 | Gate City Insurance Services | 3717 W Market St STE C | (336) 965-6869 |
| 8 | Carolina Health Group | 4700 Friars Ln | (336) 200-8341 |
| 9 | Smart Choice | 4121 Beechwood Dr | (336) 217-4650 |
| 10 | Green Valley Insurance | 1111 W Friendly Ave Suite 1300 | (336) 800-5200 |
ALLCHOICE Insurance serves the Greensboro area of Guilford County, providing guidance on long-term care insurance options. The company helps individuals plan for future needs related to extended medical or personal care services. It advises clients on policies that cover nursing home stays, in-home care, and assisted living facility costs. The agent works with local residents to navigate policy choices and coverage details specific to North Carolina’s regulations. This firm handles applications for long-term care policies and offers support with understanding benefit triggers and elimination periods.
As a long-term care insurance agent, Piedmont Triad Insurance, an Epperson Insurance Group company in Greensboro, NC, helps clients evaluate coverage options to protect assets against the high costs of extended care. It provides guidance on policy selection and ongoing plan reviews. The agency assists individuals in understanding the complexities of long-term care planning. Its services are available for homeowners, apartment residents, and those owning retail and restaurant properties in the Greensboro area.
Homeowners and families in Greensboro seeking to protect their assets from the high costs of extended care turn to Latorre Insurance for guidance. As a local long-term care insurance agent, it assists clients in understanding policy options that cover nursing home stays, assisted living, and home-based care. The agency explains how such coverage can preserve financial independence during retirement years. Its service area also extends to neighboring High Point, offering the same detailed policy comparisons to residents planning for future care needs.
David Hunt & Associates specializes in long-term care insurance, offering financial guidance for clients planning for future care needs in Greensboro, NC. The company assists individuals and families in evaluating policies that cover costs associated with assisted living, nursing homes, and home-based care. These services help protect retirement savings from potential medical expenses. During open enrollment periods and after significant health changes, the agent helps clients reassess or acquire coverage to address evolving care requirements.
Families planning for their financial future may choose between a one-time policy for specific needs or a scheduled, recurring plan providing ongoing coverage for extended care. Costas Insurance Group, a long-term care insurance agency based in Greensboro, NC, assists clients in evaluating each option for its local application. The agency focuses on explaining how different coverage structures address varied stages of retirement planning. Service for this agency is generally conducted on an as-needed basis, arranged according to each client’s current stage of life or health planning.
As Greensboro residents plan for the potential costs of extended medical support, Gladwell Insurance Agency provides focused guidance on long-term care insurance policies. The company helps clients understand coverage options that protect savings against future assisted living or home health needs. With expertise in this specialized insurance category, the agency evaluates individual circumstances to recommend appropriate plans. An initial consultation is scheduled to assess a client’s current health situation and financial goals, determining the most suitable coverage approach.
Gate City Insurance Services works with individuals and families in Greensboro, North Carolina, to navigate long-term care coverage options for chronic illness or disability. It specializes in tailoring policies that address future personal care needs while protecting financial assets. Beyond residential settings, the company also serves commercial clients requiring coverage solutions for their staff or operations, including offices, warehouses, and food service establishments.
Serving Greensboro and the surrounding communities of central North Carolina, Carolina Health Group assists clients with the selection of long-term care insurance policies. The company handles the complex process of comparing coverage options from multiple carriers to address future care needs and asset protection. It helps individuals and families understand policy benefits, elimination periods, and inflation protection provisions during consultation. To handle a typical case, Carolina Health Group begins with a detailed review of the client's financial situation and health history to recommend suitable plan structures.
Smart Choice in Greensboro, NC, provides residential long-term care insurance services designed to help local individuals plan for potential future care needs. The agency also advises commercial clients seeking to protect business continuity against coverage gaps from key personnel care-related events. Serving Greensboro and the surrounding Triad communities, their work focuses on policy comparisons and application guidance tailored to individual financial circumstances. After an initial plan is implemented, clients can expect thorough follow-up to review coverage details annually between regular plan reassessments.
What Does a a Long-Term Care Insurance Agent in Greensboro Cost?
In North Carolina, long-term care insurance agent services are usually free to the consumer because agents earn commissions from insurance companies. Policy premiums for a 55-year-old can range from 150 to 300 dollars per month for a basic plan. For a 65-year-old, premiums may be 250 to 500 dollars per month. Costs depend on your health, chosen benefits, and the insurance carrier. This is general information and not insurance advice.
About long-term care insurance agents in Greensboro
Long-term care insurance agents in Greensboro North Carolina help residents plan for future care needs. These agents explain policy options and how North Carolina law affects coverage. They assist with comparing plans that meet state requirements for nursing home and home care benefits.
Frequently Asked Questions
What does a long-term care insurance agent in Greensboro do?
A long-term care insurance agent helps you understand policy options for covering nursing home care, assisted living, and home health services. They explain how North Carolina regulations affect policy terms and premium costs. The agent guides you through the application process and answers questions about coverage limits.
How do North Carolina laws affect long-term care insurance?
North Carolina requires insurers to offer inflation protection and nonforfeiture benefits in certain policies. The state also has a 30-day free look period where you can cancel a policy for a full refund. Agents must follow state rules about policy disclosures and suitability standards.
What are typical costs for long-term care insurance in North Carolina?
Premiums vary based on age, health, and coverage amount. A 55-year-old in North Carolina might pay between 150 and 300 dollars per month for a standard policy. Costs increase with age and if you add benefits like inflation protection or shared care.
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