The top-rated long-term care insurance agent in Apex, North Carolina is Cherie Morrison - State Farm Insurance Agent, rated 4.9 stars across 478 reviews. Other highly rated options include Jill Gibson - State Farm Insurance Agent, Amy Williams - State Farm Insurance Agent, Jaclyn Lucas: Allstate Insurance. This directory lists 15 long-term care insurance agents serving Apex.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cherie Morrison - State Farm Insurance Agent | 109 Salem Towne Ct | (919) 387-9866 |
| 2 | Jill Gibson - State Farm Insurance Agent | 1785 W Williams St | (919) 355-2988 |
| 3 | Amy Williams - State Farm Insurance Agent | 2086 Energy Dr | (919) 303-7774 |
| 4 | Jaclyn Lucas: Allstate Insurance | 203 S Salem St | (919) 367-2810 |
| 5 | Marlow Campbell Insurance Group | 1001 Pemberton Hill Rd STE 203 | (919) 362-7319 |
| 6 | WOOMER Insurance | 106 N Salem St | (919) 290-6000 |
| 7 | NC Farm Bureau Insurance | 209 N Salem St | (919) 589-0225 |
| 8 | Morgan & Allen Insurance Group, Apex Office | 1031 Pemberton Hill Rd STE 203 | (919) 339-9126 |
| 9 | Affinity Insurance Group | 800 W Williams St Suite 231H | (919) 296-3787 |
| 10 | Barber Insurance Agency | 2201 Candun Dr #200 | (919) 629-7426 |
Cherie Morrison - State Farm Insurance Agent serves the greater Apex, North Carolina area, including Wake County. As a long-term care insurance agent, the agency helps clients plan for future needs related to extended health care and assistance. They guide individuals through the complexities of insurance solutions that can cover care provided at home, in assisted living facilities, or in nursing homes. The company handles long-term care policy options and care coordination services in this region.
Jill Gibson - State Farm Insurance Agent offers coverage planning for individuals seeking financial protection against the high costs of extended care. Services include policy consultation and plan analysis to help clients prepare for potential long-term care needs. Ongoing support ensures policies remain aligned with changing health or financial circumstances. Located in Apex, NC, the agency serves personal clients as well as families, small businesses, retail tenants, and local restaurant owners exploring long-term care insurance options for themselves or their employees.
Serving homeowners in the Apex area, Amy Williams - State Farm Insurance Agent provides long-term care insurance coverage designed to help clients plan for future personal and medical assistance needs. This agency guides residents through policy options that protect assets while preparing for in-home care or facility-based services. The office assists with evaluating individual financial situations to determine appropriate benefit amounts and coverage durations. Additionally, it extends these services to clients throughout the surrounding Cary metropolitan region.
Serving Apex, North Carolina, and the surrounding communities, Jaclyn Lucas: Allstate Insurance handles long-term care insurance policies designed to help protect clients from the high costs of extended care. The agent assists individuals in understanding various policy options that cover services like home health aides, assisted living, and nursing facility stays. To handle a typical job, the agent begins with a thorough consultation to assess a client’s assets, health factors, and future care preferences before recommending suitable coverage from available plans.
Marlow Campbell Insurance Group in Apex, North Carolina assists clients in distinguishing one-time policy purchases from recurring premium payment options for long-term care coverage. These plans typically cover services like home health aides or nursing facility stays that help protect assets if daily living assistance is needed. Insurance agents in this area advise on policy types offering benefits paid for care received when a claimant meets specific health criteria. Their professional guidance accommodates customers needing a one-time consultation, scheduled policy reviews, or as-needed assistance with claims or plan adjustments.
WOOMER Insurance specializes in helping individuals and families navigate the complexities of long-term care coverage, offering customized policy reviews and plan comparisons. It guides Apex, North Carolina residents through options for protecting assets and securing future care needs. The agency works closely with clients to explain benefit structures and eligibility requirements. As open enrollment periods approach each year, WOOMER Insurance helps locals evaluate their coverage to address potential gaps before out-of-pocket expenses increase.
NC Farm Bureau Insurance in Apex, North Carolina, provides long-term care insurance agent services, helping clients plan for future personal and medical care needs. It offers guidance on policies that cover extended care at home or in specialized facilities. Maintenance and review services include annual policy check-ins to adjust for changing health or financial circumstances. The firm serves a range of clients, from individuals in single-family homes to those in apartments and retail spaces.
As Apex residents plan for their retirement years, concerns about funding extended care often arise. At Morgan & Allen Insurance Group, Apex Office, agents focus exclusively on long-term care insurance to help local individuals protect their assets and independence. They assess each client’s specific health history and financial situation to recommend suitable policy structures. An initial consultation is booked to begin reviewing coverage options and determining the appropriate level of protection for future care needs.
Affinity Insurance Group of Apex, North Carolina, helps individuals and families secure financial protection through long-term care insurance policies. The agency specializes in evaluating clients’ future needs for custodial or home-based care coverage within the local community. Common client scenarios involve planning for aging relatives or personal health contingencies. The company assists commercial accounts, including small office tenants, warehouse operations, and food service establishments, to offer employee benefit packages that include long-term care protection alongside standard group insurance options.
Barber Insurance Agency assists Apex residents with securing long-term care insurance coverage tailored to their individual needs. The agency also addresses commercial insurance requirements for local businesses within the Apex area and surrounding communities. Their work focuses on helping clients understand policy options for potential future care needs. This process involves explaining coverage terms and guiding clients through application details. Clients often return for policy reviews or adjustments following life changes, ensuring their coverage remains aligned with evolving circumstances between regular visits.
What Does a a Long-Term Care Insurance Agent in Apex Cost?
Long-term care insurance costs in North Carolina vary by age, health, and coverage level. A typical policy for a 55-year-old might cost $1,500 to $3,000 per year. Older applicants or those with health issues may pay more. This is general information, not insurance advice.
About long-term care insurance agents in Apex
Long-term care insurance agents in Apex, North Carolina help residents plan for future care needs. Agents can explain policies that cover home care, assisted living, and nursing home services. North Carolina offers a tax deduction for qualified long-term care insurance premiums under state law.
Frequently Asked Questions
What does a long-term care insurance agent in Apex do?
An agent helps you compare policies from different insurance companies. They explain coverage options, costs, and benefits. They also guide you through the application process.
Does North Carolina have a partnership program for long-term care insurance?
Yes, North Carolina has a Long-Term Care Partnership Program. This program lets policyholders keep more assets if they later need Medicaid. An agent can explain how partnership policies work.
How do I choose a long-term care insurance agent in Apex?
Look for an agent licensed in North Carolina with experience in long-term care policies. Ask about their knowledge of state rules and partnership plans. Check their reputation with local clients.
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