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Find Long-Term Care Insurance Agents in Gastonia, NC

Directory of long-term care insurance agents in Gastonia, North Carolina. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Gastonia, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 long-term care insurance agents in Gastonia, NC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brad Riley - State Farm Insurance Agency - Gastonia
1302 E Garrison Blvd, Gastonia, NC 28054
(704) 864-0324 bradrileyinsurance.com
Pegram and Noyes Insurance
4312 Wilkinson Blvd, Gastonia, NC 28056
(704) 823-9495 pegramandnoyes.com
Elite Insurance
413 S York St, Gastonia, NC 28052
(704) 867-0731 eliteinsuranceco.com
Watson Insurance Agency
245 E Second Ave, Gastonia, NC 28052
(704) 865-8584 watsoninsurance.com
Sheffield Insurance Agency
1550-B, Union Rd Ste B, Gastonia, NC 28054
(704) 671-4779 sheffieldins.com
Johnson Insurance Group, Inc.
1905 E Garrison Blvd, Gastonia, NC 28054
(704) 854-8646 johnsoninsgroupinc.com
Charles Cox Insurance
222 S Chestnut St, Gastonia, NC 28054
(704) 865-7669
Stowe Insurance
104 N Church St, Gastonia, NC 28054
(704) 865-2336 stowe-insurance.com
L&L Insurance Agency
365 N New Hope Rd STE 2, Gastonia, NC 28054
(704) 765-2646 quotetosave.com
NC Farm Bureau Insurance
3900 E Franklin Blvd Ste 120 Ste 120, Gastonia, NC 28056
(704) 867-5433 ncfbins.com
Teal Insurance Group
825-B Majestic Ct, Gastonia, NC 28054
(704) 864-4430 tealinsurancegroup.com
Parsons Insurance Group, Inc.
2204 W Franklin Blvd, Gastonia, NC 28052
(704) 862-7272 parsonsinsurancegroup.com
HealthNet Gaston
613 E Franklin Blvd, Gastonia, NC 28054
(704) 874-1958 healthnetgaston.org
Nationwide Insurance: Byus & Associates, Inc.
1500 S York Rd, Gastonia, NC 28052
(704) 869-6316 insurancebyus.com
AllCare Insurance Services
4835 Wilkinson Blvd, Gastonia, NC 28056
(704) 825-7000 goallcare.com
Carolina Elite Insurance
1846 E Franklin Blvd, Gastonia, NC 28054
(704) 865-4456 ce-insure.com
Whitesides & Company Insurance Since 1921
1355 E Garrison Blvd C, Gastonia, NC 28054
(704) 865-3455 whitesidesinsurance.com
Coventry Health Care
2503 E Ozark Ave, Gastonia, NC 28054
(252) 656-9096 crisvanasse7620685.wixsite.com
PrimeShield Insurance NC
1016 N Ransom St, Gastonia, NC 28052
(704) 313-9822
Carolina Underwriters
428 W Main Ave, Gastonia, NC 28052
(704) 866-8795 carolinaunderwriters.com

Long-term care insurance agents in Gastonia, North Carolina help residents plan for future care needs such as nursing home or in-home assistance. North Carolina offers a state-sponsored partnership program that allows policyholders to protect assets while qualifying for Medicaid. Working with a local agent ensures you understand how these policies interact with North Carolina law and your personal financial situation.

What Does a Long-Term Care Insurance Agent in Gastonia Cost?

The cost of long-term care insurance in North Carolina varies based on age, health, and coverage level. For a 55-year-old, a typical policy with a $150 daily benefit and three-year benefit period may cost between $1,500 and $3,000 per year. Premiums for a 65-year-old can range from $2,500 to $5,000 annually. These are estimates and actual costs depend on individual underwriting. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Gastonia do?
A long-term care insurance agent helps you compare policies from multiple insurers to find coverage that fits your budget and needs. They explain policy features like benefit periods, daily benefit amounts, and inflation protection. In North Carolina, agents must be licensed by the state Department of Insurance.
Does North Carolina have a tax incentive for long-term care insurance?
Yes, North Carolina offers a state income tax deduction for long-term care insurance premiums. The deduction amount depends on your age and is subject to annual limits set by the state. An agent can help you understand how this deduction applies to your tax situation.
How do I choose a long-term care insurance agent in Gastonia?
Look for an agent who is licensed in North Carolina and has experience with long-term care policies. Ask about their familiarity with the North Carolina Long-Term Care Partnership Program. You can verify an agents license through the North Carolina Department of Insurance website.