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Compare long-term care insurance agents in Concord. Review contact information and insurance categorys before you decide.
16 agents listed
Updated May 2026
Concord, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 16 long-term care insurance agents in Concord, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Long-term care insurance agents in Concord, North Carolina help residents plan for future care needs. North Carolina offers a Long-Term Care Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how this program works and help you compare policies from different carriers.
What Does a Long-Term Care Insurance Agent in Concord Cost?
Long-term care insurance premiums in North Carolina vary by age, health, and policy features. A typical policy for a 55 year old might cost 1,500 to 3,000 dollars per year, while a 65 year old might pay 2,500 to 5,000 dollars per year. Costs are higher for policies with larger daily benefits and inflation riders. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Concord do?
A long-term care insurance agent in Concord helps you understand policy options, compare premiums, and apply for coverage. They can explain North Carolina specific rules like the 30-day free look period and the Partnership Program requirements.
How do North Carolina long-term care insurance laws affect my policy?
North Carolina requires insurers to offer inflation protection and nonforfeiture benefits. Policies must also include a 30-day free look period so you can cancel for a full refund if you change your mind. An agent can explain these protections.
What is the North Carolina Long-Term Care Partnership Program?
This program lets you keep assets equal to the benefits your policy pays out if you later need Medicaid. For example, if your policy pays 100,000 dollars in benefits, you can keep that amount in assets and still qualify for Medicaid. An agent can help you find a Partnership qualified policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Carolina.