The top-rated long-term care insurance agent in Asheville, North Carolina is Able Insurance, rated 4.9 stars across 800 reviews. Other highly rated options include Hummingbird Insurance Asheville NC, McKinney Insurance Services, ALLCHOICE Insurance. This directory lists 17 long-term care insurance agents serving Asheville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Able Insurance | 1070 Tunnel Rd Bldg 2, Unit 10 | (828) 239-0195 |
| 2 | Hummingbird Insurance Asheville NC | 4 Vermont Ave #2 | (828) 372-0101 |
| 3 | McKinney Insurance Services | 5 Allen Ave | (828) 684-5020 |
| 4 | ALLCHOICE Insurance | 81 Broadway St Suite 201-031 | (828) 277-5432 |
| 5 | The Juengel Agency | 1278 Hendersonville Rd C | (828) 274-6036 |
| 6 | WNC Insurance Agency | 60 N Merrimon Ave #111 | (828) 285-9590 |
| 7 | Morton Insurance & Financial Services | 152 Tunnel Rd | (828) 252-9391 |
| 8 | General Insurance Services Of Asheville, Inc. | 982 Haywood Rd | (828) 252-6848 |
| 9 | House of Insurance | 1114 Patton Ave Suite A | (828) 281-9030 |
| 10 | Asheville Senior Benefits - The path is easy with the right guide. Call today | 191 Haywood Rd | (828) 808-2584 |
Able Insurance serves the Asheville, North Carolina area as a long-term care insurance agent. The company assists residents with understanding and selecting policies that help cover the costs of extended care services. They guide clients through the process of securing coverage for needs like nursing home stays or in-home assistance. Able Insurance also helps individuals evaluate their current plans to ensure adequate protection for future care requirements. The agency handles both initial policy applications and policy comparison reviews.
Hummingbird Insurance in Asheville, NC provides long-term care insurance agent services, including consultations to help clients understand policy options for future care needs. The company assists with plan selection and ongoing policy management, ensuring coverage adapts to changing circumstances. Its service plans include annual policy reviews and claims support. Hummingbird Insurance services single-family homes, apartments, retail establishments, and restaurants throughout the Asheville area.
Serving homeowners and retirees in the Asheville area, McKinney Insurance Services provides long-term care insurance agent services. The agency helps clients evaluate personal coverage options for eventual extended care needs, focusing on policies that protect savings and assets. This work often involves explaining policy benefits and costs to individuals and families planning for future healthcare. The firm also assists customers in neighboring Hendersonville and surrounding Buncombe County communities with their insurance decisions.
ALLCHOICE Insurance serves the greater Asheville, North Carolina area as a Long-Term Care Insurance Agent. The agency assists clients in planning for future care needs through customized policy selection and financial strategy. It navigates the complexities of coverage options, helping individuals compare plans from multiple carriers. Policyholders receive guidance on eliminating care costs to protect personal savings and assets. In this region, the firm handles applications and claims support for both traditional stand-alone policies and hybrid life insurance with long-term care riders.
Serving Asheville, North Carolina, and the surrounding communities within Buncombe County, The Juengel Agency handles long-term care insurance policies for local residents planning for future health needs. This work includes assessing individual client risks, explaining policy benefits covering home care and facility stays, and comparing coverage options from multiple carriers. To manage a typical case, the agency first reviews a client’s personal health history and financial situation, then presents clear, tailored policy recommendations for their consideration.
WNC Insurance Agency distinguishes between one-time consultations for policy evaluation and ongoing service for plan management. Coverage typically addresses costs of home care, assisted living, and nursing facility stays, helping clients preserve assets against these expenses. The firm assists local residents in navigating age-based health qualification and benefit design. Service operates on both a one-time and as-needed basis, adapting to each client’s changing long-term care circumstances.
Morton Insurance & Financial Services in Asheville, North Carolina provides specialty guidance in long-term care insurance coverage. It assists clients with selecting policies that address future personal care needs. The agent regularly reviews plan options for individuals and families seeking financial protection against extended care costs. As residents face the financial challenges of arranging in-home assistance or nursing facility care during transitions in health, the company helps navigate these specific and pressing coverage concerns.
High country winters and fluctuating local healthcare costs push many Asheville seniors to evaluate how they will pay for extended care. General Insurance Services Of Asheville, Inc. serves this need as a long-term care insurance agent, guiding clients through policy options that can help cover home health aides, assisted living, or nursing home stays. The agency explains coverage gaps, policy activation periods, and premium structures without pressure. A potential client starts by scheduling a complimentary initial assessment, during which current health needs and long-term financial goals are reviewed together.
House of Insurance operates as a long-term care insurance agent in Asheville, NC, helping clients plan for future care needs within the Western North Carolina region. The office focuses on policies that protect assets while covering assisted living, home health, and nursing facility expenses. Its consultations also address Medicare-supplement coordination and life insurance riders for extended coverage. The agency serves commercial sectors including medical offices, assisted living facilities, retirement communities, and food service businesses that seek benefit plans for their staff.
Asheville Senior Benefits assists individuals in Asheville, North Carolina, with navigating the complexities of long-term care insurance planning. Its specialty is helping clients secure coverage that protects assets and ensures future care options. The agency provides guidance on policy options suited for various needs and budgets. For commercial clients, this support extends to businesses requiring employee benefits within offices, warehouses, and food service operations.
What Does a a Long-Term Care Insurance Agent in Asheville Cost?
Typical costs for a long-term care insurance policy in North Carolina range from 100 to 300 dollars per month for a 55 year old. Premiums increase with age and health conditions. An agent can provide quotes based on your specific situation. This is general information and not insurance advice.
About long-term care insurance agents in Asheville
Long-term care insurance agents in Asheville help residents plan for future care needs. North Carolina offers a Partnership for Long-Term Care program that allows policyholders to protect assets. Agents can explain how these state-specific policies work with local care costs.
Frequently Asked Questions
What does a long-term care insurance agent in Asheville do?
An agent helps you compare policies from different companies. They explain coverage options like home care and nursing facility benefits. They also guide you on North Carolina rules for tax deductions on premiums.
Does North Carolina have a special long-term care insurance program?
Yes, North Carolina has a Partnership for Long-Term Care program. This program lets you keep more assets if you buy a qualified policy. An agent can tell you if a partnership policy is right for you.
How do I choose a long-term care insurance agent in Asheville?
Look for an agent licensed in North Carolina with experience in long-term care policies. Ask about their knowledge of local care costs and the state partnership program. Check their record with the North Carolina Department of Insurance.
Long-Term Care Insurance Agents in Other North Carolina Cities
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