The top-rated long-term care insurance agent in Lenexa, Kansas is ABIA (A BARGAIN INSURANCE AGENCY), rated 4.8 stars across 71 reviews. Other highly rated options include Martin-Tines Agency LLC, Klusman Insurance Agency, Martin Insurance Group. This directory lists 11 long-term care insurance agents serving Lenexa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ABIA (A BARGAIN INSURANCE AGENCY) | 12249 W 87th St Pkwy | (913) 492-7722 |
| 2 | Martin-Tines Agency LLC | 13600 Santa Fe Trail Dr | (913) 302-4529 |
| 3 | Klusman Insurance Agency | 8827 Long St | (913) 888-8900 |
| 4 | Martin Insurance Group | 8827 Long St | (913) 294-3444 |
| 5 | Healthcare With Roz, an Affiliate of H+W Advisors | 11267 Strang Line Rd | (913) 276-0445 |
| 6 | Bankers Life | 8207 Melrose Dr Ste 150 | (913) 894-6553 |
| 7 | American Insurance Services | 10094 Chestnut St | (913) 210-2029 |
| 8 | Streamline Insurance Group | 10053 Lakeview Ave | (913) 243-2440 |
| 9 | Lunn Group, LLC D/B/A Lunn Insurance Group | 8700 Monrovia #310 | (913) 647-7520 |
| 10 | O'Malley-Boldt Insurance | 9732 Rosehill Rd | (913) 353-8484 |
ABIA, A Bargain Insurance Agency, serves Lenexa, KS, and the surrounding Johnson County area as a provider of long-term care insurance agent services. This agency assists clients in comparing policies that help cover costs for nursing home stays, assisted living facilities, and in-home care. They focus on securing coverage for extended custodial care needs not paid by standard health plans. Specific services include helping applicants navigate policy options and assisting with claims for home health care coverage.
Martin-Tines Agency LLC provides comprehensive long-term care insurance guidance and policy placement services in Lenexa, Kansas. It assists clients in evaluating protection options for future medical and personal care needs, emphasizing plan customization and coverage maintenance over time. The agency’s ongoing service model includes annual policy reviews to adjust benefits as health or financial circumstances change, ensuring the plan remains aligned with a client's long-term goals. Its support extends across various residential properties, including single-family homes, apartments, retail spaces, and restaurants.
Klusman Insurance Agency serves homeowners, retirees, and families in Lenexa, Kansas who are planning for future health care needs. The agency specializes in guiding clients through the complexities of long-term care insurance, helping them select policies that can cover assisted living, nursing home care, and in-home support. Understanding that these decisions require careful consideration of future health risks and asset protection, the agency provides clear, personalized explanations of coverage options and costs. Its service area extends to surrounding Johnson County communities, including Overland Park.
Martin Insurance Group serves clients in Lenexa, Kansas, and the surrounding metropolitan communities of Johnson County. It handles long-term care insurance planning, helping individuals assess policies that cover extended care needs such as home health aides and nursing facility stays. The agency guides clients through comparing benefit options, elimination periods, and inflation riders to match personal retirement goals and health considerations. It typically begins with a thorough review of a client's financial situation and future care preferences to tailor a suitable coverage strategy.
Healthcare With Roz, an Affiliate of H+W Advisors in Lenexa, KS, distinguishes between one-time policy reviews and recurring plan management services when assisting clients. Coverage options they help navigate include both traditional long-term care policies and hybrid life insurance solutions with care riders. Their service operates on a scheduled basis for annual policy updates, with additional appointments available as-needed for life changes such as widowhood or a new diagnosis.
With winter bringing concerns about covering extended care costs in the Kansas City area, many residents seek localized protection. Bankers Life, serving the Lenexa community, addresses this need by offering Long-Term Care Insurance Agent services. They guide clients through policy options to safeguard assets against potential long-term health expenses. Professional consultations focus on individual financial situations and future care preferences. The process begins with a no-obligation initial assessment where an agent reviews current coverage and discusses specific needs for planning.
Serving families in Lenexa, Kansas, American Insurance Services specializes in helping individuals understand and secure long-term care insurance policies. The agency works with clients to evaluate options that address potential future needs for assisted living, nursing home care, or home-based support. Offering personalized guidance, it reviews plan details to ensure informed decisions. During open enrollment periods and annual benefits review seasons, the company assists with plan adjustments to maintain appropriate coverage for changing health circumstances.
As residents of Lenexa plan for the financial security of their later years, many seek guidance on protecting their savings from the high cost of extended care. Streamline Insurance Group works directly with individuals in the Kansas City area to evaluate personal health and financial situations, explaining the specific benefits and costs of various long-term care policy options. This helps clients make informed choices regarding their future needs. The initial step involves a no-obligation consultation to discuss assets, health history, and coverage goals.
Lunn Group, LLC, operating as Lunn Insurance Group, helps clients plan for future care needs by offering long-term care insurance policies. The company specializes in policies that cover extended stays in nursing homes, assisted living facilities, and in-home care services. Located in Lenexa, Kansas, it assists individuals and families in understanding coverage options and policy benefits. The firm can serve commercial sectors such as offices, warehouses, and food service businesses by providing employee benefit consultations on long-term care insurance plans.
O’Malley-Boldt Insurance serves Lenexa residents needing long-term care coverage, addressing plans that protect assets against future care costs. The agency also assists area businesses by explaining employee long-term care insurance options. Their service extends across the Kansas City region, helping clients understand policy details and state regulations. After helping select an initial plan the team follows up regularly to answer questions and adjust coverage as needs change between annual visits.
What Does a a Long-Term Care Insurance Agent in Lenexa Cost?
Long-term care insurance costs in Kansas vary based on age, health, and benefit choices. A typical policy for a 55-year-old couple might cost 2,500 to 4,500 dollars per year combined. Single policies for a 60-year-old often range from 1,500 to 3,000 dollars annually. Costs are higher for older applicants and lower for healthier individuals. This is general information, not insurance advice.
About long-term care insurance agents in Lenexa
Long-term care insurance agents in Lenexa, Kansas help residents plan for future care needs. Kansas offers a Long-Term Care Partnership Program that allows policyholders to protect assets equal to the benefits paid. Agents licensed in Kansas can explain how these state-specific policies work with Medicaid planning.
Frequently Asked Questions
What does a long-term care insurance agent in Lenexa do?
A long-term care insurance agent in Lenexa helps you compare policies from multiple carriers. They explain coverage options, benefit periods, and inflation protection. Agents also help you understand how Kansas partnership policies can shield assets from Medicaid spend-down requirements.
How does the Kansas Long-Term Care Partnership Program work?
The Kansas Long-Term Care Partnership Program lets policyholders keep assets equal to the amount of benefits paid by their policy. For example, if a policy pays 100,000 dollars in benefits, that same amount of assets is protected from Medicaid recovery. A Lenexa agent can help you find a partnership-qualified policy.
Are there Kansas-specific rules for long-term care insurance?
Yes, Kansas requires all long-term care insurance policies to offer inflation protection and a 30-day free look period. Kansas also has a rate stability law that limits how much insurers can raise premiums on existing policyholders. An agent can explain these consumer protections in detail.
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