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Find Long-Term Care Insurance Agents Near You in Gardner, KS

Browse long-term care insurance agents serving Gardner, Kansas. Updated 2026-07-14.

The top-rated long-term care insurance agent in Gardner, Kansas is Joe Oldham - State Farm Insurance Agent, rated 4.9 stars across 156 reviews. Other highly rated options include MJH Insurance, Farmers Insurance - Robert Kelly Insurance Agency, Inc, T Miller and Associates Inc American Family Insurance. This directory lists 10 long-term care insurance agents serving Gardner.

Showing 10 long-term care insurance agents in Gardner, KSListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Joe Oldham - State Farm Insurance Agent224 E Main St(913) 856-6124
2MJH Insurance345 N Moonlight Rd(913) 856-0002
3Farmers Insurance - Robert Kelly Insurance Agency, Inc235 E Main St(913) 856-3816
4T Miller and Associates Inc American Family Insurance213 E Main St(913) 856-6177
5Ample Green Insurance526 E Main St(913) 372-7979
6Shelter Insurance - Sharla Neis950 E Lincoln Ln b(913) 938-5030
7Farm Bureau Financial Services112 S Elm St(913) 856-2197
8ALFT Insurance Agency Inc230 E Main St B(913) 856-8050
9M.D.S.I.S MD Serving Insurance Solution747 E Lincoln Ln unit D(913) 938-5017
10Sean Snyder112 S Elm St(913) 856-2197
JO
224 E Main St
Joe Oldham - State Farm Insurance Agent
Long-Term Care Insurance Agent · Gardner, KS

Joe Oldham - State Farm Insurance Agent serves the Gardner, Kansas area and surrounding communities as a local provider of long-term care insurance. This agency helps clients address the financial planning needs associated with potential future care requirements. The agent works with individuals to review policy options that can help cover costs for extended support services. Services include assessing personal assets and health considerations to determine suitable coverage. The agency also assists with policy management and claims guidance for long-term care protection.

MI
345 N Moonlight Rd
MJH Insurance
Long-Term Care Insurance Agent · Gardner, KS

MJH Insurance in Gardner, Kansas, provides a full range of long-term care insurance services to help clients plan for future care needs. The company focuses on presenting clear policy options that cover in-home assistance, assisted living, and nursing facility stays. Service includes regular policy reviews to adjust coverage as personal circumstances change over time. The team works closely with individuals and families to explain benefit triggers, elimination periods, and inflation protection choices. The coverage is designed for a variety of properties, including single-family homes, apartments, retail locations, and restaurants.

FI
235 E Main St
Farmers Insurance - Robert Kelly Insurance Agency, Inc
Long-Term Care Insurance Agent · Gardner, KS

Serving homeowners, families, and individuals in the Gardner area, this agency provides long-term care insurance guidance to help clients prepare for future health needs. A licensed Farmers Insurance agent works with customers to evaluate policy options for covering assisted living, nursing home care, and in-home support services. The focus is on explaining plan features and costs so clients can make informed decisions. Service extends to nearby communities in Miami County and other parts of the greater Kansas City metro area.

TM
213 E Main St
T Miller and Associates Inc American Family Insurance
Long-Term Care Insurance Agent · Gardner, KS

Serving Gardner, Kansas, and the surrounding communities, T Miller and Associates Inc American Family Insurance handles long-term care insurance to help clients prepare for future care needs. The agency offers guidance on policies that can cover services like nursing home care or in-home support. Its typical approach involves assessing individual circumstances and explaining coverage options clearly, then walking customers through the application process step by step to match them with an appropriate plan.

AG
526 E Main St
Ample Green Insurance
Long-Term Care Insurance Agent · Gardner, KS

Unlike one-time policy purchases, recurring service options from a long-term care insurance agent involve ongoing policy reviews and updates to coverage. Ample Green Insurance, located in Gardner, KS, helps clients secure coverage that protects assets and covers future care costs if needed. A local agent understands area facility expenses and can adjust plans as care needs or premiums shift. Their services are offered on an as-needed basis, allowing clients to request consultations for annual reviews or when life circumstances change.

SI
950 E Lincoln Ln b
Shelter Insurance - Sharla Neis
Long-Term Care Insurance Agent · Gardner, KS

Shelter Insurance - Sharla Neis specializes in long-term care insurance solutions, providing guidance on policies that cover extended care needs not paid by standard health plans. It serves the Gardner, Kansas area with general services including policy selection and application support. The company helps residents address the financial risks of needing assistance with daily living activities due to chronic illness or aging. It also assists with planning for the rising seasonal or situational costs of home health aides this winter.

FB
112 S Elm St
Farm Bureau Financial Services
Long-Term Care Insurance Agent · Gardner, KS

Farm Bureau Financial Services in Gardner, Kansas, provides long-term care insurance planning tailored to safeguarding assets and ensuring access to quality care. The agency assists clients in evaluating policies that cover nursing home stays and in-home support services. With an aging population, the agent helps families prepare for the rising costs of chronic illness care. For those facing the winter season, it addresses concerns about increased fall risks and the need for immediate home health or assisted living arrangements.

AI
230 E Main St B
ALFT Insurance Agency Inc
Long-Term Care Insurance Agent · Gardner, KS

As families in Gardner begin planning for future health and financial security, ALFT Insurance Agency Inc helps them consider a long-term care strategy. The agency assists clients in evaluating the cost of nursing homes or in-home assistance, which many do not realize Medicare does not cover. By reviewing individual needs and budgets, the agency presents insurance options for preserving family assets. An initial consultation assesses current health status and financial planning goals.

MD
747 E Lincoln Ln unit D
M.D.S.I.S MD Serving Insurance Solution
Long-Term Care Insurance Agent · Gardner, KS

M.D.S.I.S MD Serving Insurance Solution, based in Gardner, KS, assists clients in managing the financial risks associated with extended care needs. This local agency offers long-term care insurance policies that help cover costs not paid by standard health coverage, such as home health aides or nursing facility stays. It serves the area through personalized consultations, explaining coverage options that protect assets during retirement. The company works with various commercial clients, including local offices, warehouses, and food service operations.

SS
112 S Elm St
Sean Snyder
Long-Term Care Insurance Agent · Gardner, KS

Sean Snyder serves residents of Gardner, Kansas, with long-term care insurance coverage designed to protect savings against future care needs. The agency also offers commercial policies for small businesses in the local area. Sean Snyder helps clients understand policy options that can cover nursing home, assisted living, or home health services. Initial consultations explain benefit triggers and premium structures clearly. Follow-up appointments review policy changes or family circumstances between regular annual reviews, ensuring coverage remains aligned with each client’s evolving needs.

What Does a a Long-Term Care Insurance Agent in Gardner Cost?

Long-term care insurance costs in Kansas vary by age, health, and coverage amount. For a 55-year-old in good health, a policy with a 3-year benefit period and 5% inflation protection may cost between $1,500 and $3,000 per year. Premiums increase with age and health conditions. This is general information, not insurance advice.

About long-term care insurance agents in Gardner

A long-term care insurance agent in Gardner, Kansas helps you plan for future care needs. Kansas follows federal guidelines for Partnership policies, which allow you to protect assets equal to the benefits paid. Local agents can explain how these policies work with Medicaid planning in Johnson County.

Frequently Asked Questions

What does a long-term care insurance agent in Gardner do?

An agent helps you compare policies from different carriers and choose coverage that fits your budget. They explain benefit triggers, elimination periods, and inflation protection options. In Kansas, agents must be licensed by the Kansas Insurance Department.

Does Kansas have a state long-term care insurance program?

Kansas does not have a state-run long-term care insurance program. However, Kansas participates in the federal Long-Term Care Partnership Program. This program lets you keep assets equal to the benefits paid if you later need Medicaid.

How do Kansas Partnership policies work?

Partnership policies in Kansas must include inflation protection and meet federal standards. If you use all your policy benefits, you can apply for Medicaid and keep assets equal to the amount your policy paid. This asset disregard is protected under Kansas law.

Long-Term Care Insurance Agents in Other Kansas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.