ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Long-Term Care Insurance Agents in Gardner, KS
Compare long-term care insurance agents in Gardner. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Gardner, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kansas before hiring.
Showing 10 long-term care insurance agents in Gardner, KS
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Oldham - State Farm Insurance Agent
224 E Main St, Gardner, KS 66030
(913) 856-6124
joeoldhamagency.com
MJH Insurance
345 N Moonlight Rd, Gardner, KS 66030
(913) 856-0002
mjhins.com
Farmers Insurance - Robert Kelly Insurance Agency, Inc
235 E Main St, Gardner, KS 66030
(913) 856-3816
robertkellyinsurance.com
T Miller and Associates Inc American Family Insurance
213 E Main St, Gardner, KS 66030
(913) 856-6177
amfam.com
Ample Green Insurance
526 E Main St, Gardner, KS 66030
(913) 372-7979
amplegreeninsurance.com
Shelter Insurance - Sharla Neis
950 E Lincoln Ln b, Gardner, KS 66030
(913) 938-5030
shelterinsurance.com
Farm Bureau Financial Services
112 S Elm St, Gardner, KS 66030
(913) 856-2197
fbfs.com
ALFT Insurance Agency Inc
230 E Main St B, Gardner, KS 66030
(913) 856-8050
alftinsurance.com
M.D.S.I.S MD Serving Insurance Solution
747 E Lincoln Ln unit D, Gardner, KS 66030
(913) 938-5017
Sean Snyder
112 S Elm St, Gardner, KS 66030
(913) 856-2197
fbfs.com
A long-term care insurance agent in Gardner, Kansas helps you plan for future care needs. Kansas follows federal guidelines for Partnership policies, which allow you to protect assets equal to the benefits paid. Local agents can explain how these policies work with Medicaid planning in Johnson County.
What Does a Long-Term Care Insurance Agent in Gardner Cost?
Long-term care insurance costs in Kansas vary by age, health, and coverage amount. For a 55-year-old in good health, a policy with a 3-year benefit period and 5% inflation protection may cost between $1,500 and $3,000 per year. Premiums increase with age and health conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Gardner do?
An agent helps you compare policies from different carriers and choose coverage that fits your budget. They explain benefit triggers, elimination periods, and inflation protection options. In Kansas, agents must be licensed by the Kansas Insurance Department.
Does Kansas have a state long-term care insurance program?
Kansas does not have a state-run long-term care insurance program. However, Kansas participates in the federal Long-Term Care Partnership Program. This program lets you keep assets equal to the benefits paid if you later need Medicaid.
How do Kansas Partnership policies work?
Partnership policies in Kansas must include inflation protection and meet federal standards. If you use all your policy benefits, you can apply for Medicaid and keep assets equal to the amount your policy paid. This asset disregard is protected under Kansas law.
Free • No Obligation
Compare Long-Term Care Insurance Agents
Get matched with agents in Gardner who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kansas.