The top-rated long-term care insurance agent in Lawrence, Kansas is ICT Insurance Team, rated 4.9 stars across 216 reviews. Other highly rated options include Farm Bureau Financial Services: John Magnuson, Miller Insurance, Edie Insurance Group, LLC.. This directory lists 20 long-term care insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ICT Insurance Team | 2336 Ridge Ct Ste. A | (785) 843-0511 |
| 2 | Farm Bureau Financial Services: John Magnuson | 3115 W 6th St STE B | (785) 330-9900 |
| 3 | Miller Insurance | 2336 Ridge Ct Ste. A | (785) 503-9089 |
| 4 | Edie Insurance Group, LLC. | 3109 W 6th St A | (785) 856-3343 |
| 5 | JCK Health Insurance | 120 E 9th St Suite #104 | (785) 393-8025 |
| 6 | Justin Moravec American Family Insurance | 4106 W 6th St C | (785) 841-6776 |
| 7 | Jenny Huber American Family Insurance | 2420 Iowa St | (785) 843-6591 |
| 8 | Integrity Midwest Insurance, LLC | 3301 Clinton Pkwy Ct | (785) 856-5100 |
| 9 | Flummerfelt & Associates LLC American Family Insurance | 2601 Iowa St | (785) 749-1778 |
| 10 | Stephens Chapin Insurance - now Elliott Insurance Group | 1201 Wakarusa Dr #A-4 | (785) 267-4840 |
ICT Insurance Team serves the Lawrence, Kansas area and surrounding Douglas County as a long-term care insurance agent. The company helps local residents understand financial solutions for future care needs, focusing on policies that cover home health aides, assisted living, and nursing facility stays. By evaluating each client’s personal circumstances and potential health risks, the agency recommends appropriate coverage options. Specific services it handles for the Lawrence community include advising on Medicaid asset protection strategies and facilitating tax-qualified long-term care policies.
Farm Bureau Financial Services: John Magnuson provides personalized guidance on long-term care insurance options for individuals planning for future care needs. Service plans include policy reviews to ensure coverage aligns with changing health circumstances and financial goals. Ongoing client support helps customers understand benefits and manage claims. The agency serves clients protecting homes, apartments, and other personal assets, covering single-family homes, apartments, retail, and restaurants.
Miller Insurance serves families and individuals in Lawrence, Kansas who are planning ahead for future healthcare needs. The agency helps clients understand the role of long-term care insurance in protecting assets and ensuring access to necessary support services. Advisors evaluate personal situations and financial resources to recommend appropriate coverage options from available carriers. Policies offered typically cover services such as nursing home stays, assisted living, and in-home care. The office also assists clients in nearby Eudora with reviewing their long-term care insurance needs and selecting suitable plans.
Edie Insurance Group, LLC serves the Lawrence, Kansas area and surrounding communities, specializing solely in long-term care insurance. The agency handles policies designed to help individuals cover the costs of extended personal or medical care outside of standard health coverage. Each client’s situation is evaluated through a needs-based consultation, focusing on plan options that align with personal budgets and potential future care requirements. This thorough review process guides the selection of appropriate coverage solutions and policy details.
JCK Health Insurance guides clients in Lawrence, Kansas through the differences between one-time policy purchases and recurring premium payment options for long-term care protection. Their coverage plans help individuals secure financial support for future assisted living, nursing home, or in-home care needs. Services address local regulatory options while planning for lifetime benefit periods and inflation protection features. Assistance is provided on a one-time or scheduled basis, depending on the client's specific need for initial policy setup or ongoing policy reviews.
Located in Lawrence, KS, this agency specializes in long-term care insurance planning to help clients protect assets and manage future care costs. It also provides related insurance services to local residents, addressing general personal and financial risk management needs. The agent works with individuals and families to explore coverage options designed for extended nursing, home health, or assisted living care. During seasonal transitions, the agency assists with policy reviews after major life events like a recent retirement or changing health conditions.
As Lawrence residents begin to plan for future healthcare expenses, securing reliable long-term care coverage grows more urgent with each passing year. Jenny Huber American Family Insurance helps individuals in the community navigate the complexities of choosing a policy that fits their budget and anticipated needs. The company provides personalized guidance on various coverage options, explaining how benefits coordinate with Medicare and personal savings. An initial assessment of a client’s financial situation and health history typically begins with a confidential consultation to review available plans and eligibility requirements.
Integrity Midwest Insurance, LLC works with individuals and families in Lawrence to plan for future care needs. The agency specializes in arranging long-term care insurance coverage, helping clients address potential expenses related to extended illness or disability. Policies can be selected to fit personal budgets and desired benefit levels. The insurance products available aim to preserve personal assets and provide choices for care settings. The firm can assist those operating small offices, managing warehouse facilities, and running food service operations with their employee benefit portfolios.
Flummerfelt & Associates LLC American Family Insurance serves residents of Lawrence, Kansas with long-term care insurance strategies designed to help cover future care needs. For local businesses, complementary commercial coverage options are available, addressing broader risk management across the service area. The agency provides personalized consultations to tailor policies according to individual retirement and health planning goals. Regular follow-ups are conducted between scheduled visits, ensuring policyholders receive ongoing support and necessary adjustments as their circumstances evolve over time.
What Does a a Long-Term Care Insurance Agent in Lawrence Cost?
Long-term care insurance costs in Kansas vary by age health and benefit amount. A typical policy for a 55-year-old in Lawrence might cost between $150 and $300 per month for a $165 daily benefit with a 3-year benefit period. Premiums are based on your age at purchase and health status. This is general information and not insurance advice.
About long-term care insurance agents in Lawrence
Long-term care insurance agents in Lawrence Kansas help residents plan for future care costs including nursing home and home health services. Kansas law provides a 30-day free look period for new policies and requires agents to explain inflation protection options. Local agents can guide you through the Partnership for Long-Term Care program which offers asset protection for qualifying Kansas residents.
Frequently Asked Questions
What does a long-term care insurance agent in Lawrence do?
A long-term care insurance agent in Lawrence helps you compare policies from multiple insurers and explains coverage options like daily benefit amounts and elimination periods. They also ensure the policy meets Kansas state requirements including the 30-day free look period and inflation protection disclosures.
What Kansas laws affect long-term care insurance policies?
Kansas requires insurers to offer inflation protection and a 30-day free look period for all new policies. The Kansas Partnership for Long-Term Care program allows policyholders to protect assets equal to the benefits paid out. Agents must be licensed by the Kansas Insurance Department.
How do I choose a long-term care insurance agent in Lawrence?
Look for an agent who is licensed in Kansas and has experience with the Kansas Partnership program. Ask about their familiarity with local care costs in Douglas County and whether they represent multiple insurance companies to provide a range of options.
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