The top-rated long-term care insurance agent in Derby, Kansas is Jean Garinger American Family Insurance, rated 4.6 stars across 65 reviews. Other highly rated options include Mark May: Allstate Insurance, Rael Hodgson - State Farm Insurance Agent, Farmers Insurance - Julie Olmsted. This directory lists 18 long-term care insurance agents serving Derby.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jean Garinger American Family Insurance | 601 N Baltimore Ave | (316) 788-6777 |
| 2 | Mark May: Allstate Insurance | 402 N Baltimore Ave | (316) 867-0108 |
| 3 | Rael Hodgson - State Farm Insurance Agent | 1710 E Madison Ave Ste 100 | (316) 788-7788 |
| 4 | Farmers Insurance - Julie Olmsted | 1121 N College Pk St Ste 300 | (316) 788-7707 |
| 5 | Wheat State Insurance Group Wichita area | 228 N Baltimore Ave | (316) 776-0777 |
| 6 | Shelter Insurance - Lindsay Dearduff | 613 N Rock Rd | (316) 788-9191 |
| 7 | Farm Bureau Financial Services: Michelle Basgall | 1121 N College Pk St Ste 800 | (316) 788-5257 |
| 8 | Spachek Agency LLC American Family Insurance | 622 N Mulberry Rd | (316) 788-1526 |
| 9 | Shelter Insurance - Tim Hicks | 124 S Baltimore Ave #B | (316) 788-4271 |
| 10 | Farmers Insurance - Ronald Wells. | 220 N Baltimore Ave | (316) 788-9229 |
Jean Garinger American Family Insurance serves the Derby, Kansas, metro area as a long-term care insurance agent. It helps individuals plan for future personal care needs by offering coverage for services such as nursing home care and home health assistance. The agency assists clients in understanding policy options that safeguard savings against the high costs of extended care. It also guides customers through the process of selecting suitable benefit periods and daily care amounts. This office handles long-term care policy consultations and enrollment for local residents.
Mark May: Allstate Insurance provides long-term care insurance services to individuals and families in the Derby, KS area. Their offerings include guidance on policy options to help cover costs of extended care services, such as nursing homes and in-home assistance. Ongoing customer support is available to review and adjust coverage as needs change. The agency serves a variety of property types, including single-family homes, apartments, retail establishments, and local restaurants.
Rael Hodgson - State Farm Insurance Agent in Derby, Kansas, serves local homeowners, business owners, and property managers seeking financial protection for future care needs. This long-term care insurance agency helps clients understand coverage options that can preserve savings and provide access to essential support services in the home or facility setting. The agent guides families through policy details to match individual health and retirement planning goals. The office also serves residents in the greater Wichita metro area, including nearby communities such as Haysville and Rose Hill.
Based in Derby, Kansas, Farmers Insurance - Julie Olmsted provides long-term care insurance, helping clients plan for future needs related to aging or chronic illness. The agency also offers guidance on policy options for home care, assisted living, and nursing facility expenses. This work supports individuals in preserving their savings against the high cost of extended care. As winter approaches and the risk of falls for elderly residents increases, the agent can assist local families in securing coverage to address potential recovery or long-term support needs.
Serving Derby, Kansas, and the greater Wichita area, Wheat State Insurance Group handles long-term care insurance needs for local residents. The agency helps clients evaluate coverage options that address potential future care costs in a variety of settings. It works with individuals to understand policy features, waiting periods, and benefit structures. For a typical job, it begins by reviewing a client’s personal circumstances and then compares applicable plans to recommend a suitable coverage path.
Shelter Insurance - Lindsay Dearduff in Derby, KS helps clients differentiate between one-time policy purchases and recurring premium payments for long-term care coverage. The firm assists individuals in selecting policies that pay for care in various settings, such as at home or in a facility, when daily assistance becomes necessary. Plans are designed to protect assets from the high costs of extended care. Service runs on a scheduled basis, typically during annual reviews for existing clients or upon initial policy setup for new ones.
Farm Bureau Financial Services: Michelle Basgall provides local guidance for those seeking long-term care insurance. As a dedicated insurance agent, the company assists clients in planning for future medical and personal care needs, offering policy options that help protect assets and ensure access to quality care. The agent serves individuals and businesses in Derby, Kansas, including commercial accounts for offices, warehouses, and food service operations.
As Derby families plan for future care needs, Spachek Agency LLC American Family Insurance provides guidance on long-term care insurance options. They help residents assess coverage that can protect savings from the rising costs of extended support services. The agency explains policy features, benefit triggers, and elimination periods tailored to individual situations. Clients in the local area appreciate support with navigating plan choices that address potential home or facility care expenses. An initial consultation reviews financial goals and coverage needs to identify a suitable policy.
Shelter Insurance - Tim Hicks is a long-term care insurance agent based in Derby, KS, known for helping individuals and families plan for future care needs. This agency offers guidance on policies that cover assisted living, nursing home stays, and in-home care services. Clients receive assistance in comparing coverage options designed to protect savings from high long-term care costs. As a local specialist, it can add on a consultation for coordinating long-term care benefits with existing retirement or health insurance plans.
What Does a a Long-Term Care Insurance Agent in Derby Cost?
Long-term care insurance premiums in Kansas vary by age, health, and coverage level. For a 55 year old, a policy with 165,000 dollars in benefits may cost 1,500 to 3,000 dollars per year. Costs are higher for older applicants or those with health issues. This is general information, not insurance advice.
About long-term care insurance agents in Derby
Long-term care insurance agents in Derby, Kansas help residents plan for future care costs. Kansas offers a state partnership program that allows policyholders to protect assets equal to the benefits paid. Agents can explain how this program works with your financial plan.
Frequently Asked Questions
What does a long-term care insurance agent in Derby do?
An agent helps you compare policies from different insurers and explains coverage options. They guide you through Kansas specific rules like the Partnership Program and tax deductions for premiums.
Are long-term care insurance premiums tax deductible in Kansas?
Yes, Kansas allows a state income tax deduction for long-term care insurance premiums. The deduction amount depends on your age and follows federal limits. An agent can help you calculate the benefit.
What is the Kansas Long-Term Care Partnership Program?
This program lets you keep assets equal to the benefits your policy pays out. For example, if your policy pays 100,000 dollars in claims, you can protect that amount from Medicaid estate recovery.
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