The top-rated long-term care insurance agent in Manhattan, Kansas is Copeland Insurance Agency, rated 4.9 stars across 218 reviews. Other highly rated options include Pray Family Agency: Allstate Insurance, Shelter Insurance - Joe McCarthy, Bankers Life. This directory lists 19 long-term care insurance agents serving Manhattan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Copeland Insurance Agency | 601 S 5th St STE B | (785) 776-0089 |
| 2 | Pray Family Agency: Allstate Insurance | 409 Poyntz Ave Ste A | (785) 537-4101 |
| 3 | Shelter Insurance - Joe McCarthy | 2048 Tuttle Creek Blvd Ste B1 | (785) 537-1122 |
| 4 | Bankers Life | 1115 Westport Dr Ste B | (785) 587-8173 |
| 5 | Kramer Agency & Associates LLC American Family Insurance | 5410 Ledge Stone Dr #110 | (785) 776-4518 |
| 6 | Wild & Associates LLC American Family Insurance | 1601 Poyntz Ave | (785) 560-3004 |
| 7 | Complete Health Benefit Solutions, Inc | 1010 Claflin Rd | (888) 467-4638 |
| 8 | Holmes Agency LLC | 422 N Juliette Ave | (785) 539-0225 |
| 9 | Legacy Solutions Insurance LLC | 2401 Seth Child Rd #140 | (785) 789-3441 |
| 10 | Dillon Schwerdt American Family Insurance | 201 Seth Child Rd | (785) 539-6949 |
Copeland Insurance Agency serves the Manhattan, Kansas area as a long-term care insurance agent. This firm helps clients plan for future care needs, including coverage for nursing home stays, assisted living facilities, and home health care services. Understanding the financial risks of later-life care, the agency guides individuals through policy options that protect assets and provide access to quality support. Its main focus is on offering personalized guidance for policy selection and enrollment. The agency specifically handles Medicare-related long-term care planning and individual policy applications in this region.
Pray Family Agency: Allstate Insurance provides long-term care insurance planning services to individuals in Manhattan, KS. Its representatives assist clients in evaluating policy options and coordinating coverage that addresses potential future needs. The agency offers support in understanding policy terms and discussing how to adapt coverage as circumstances change. Regular policy reviews help ensure that plans continue to meet an evolving care landscape. This approach helps clients navigate complex insurance decisions across multiple property types, including single-family homes, apartments, retail locations, and restaurants.
Shelter Insurance - Joe McCarthy serves homeowners, families, and individuals in Manhattan, Kansas, who are planning for future healthcare and asset protection needs. This agency provides long-term care insurance policies that help cover the costs of assisted living, nursing home care, or in-home support services. Such coverage is designed to safeguard savings and provide peace of mind as clients age. The agency also works with residents in the neighboring community of Junction City to meet their long-term care planning needs.
Bankers Life serves the Manhattan, Kansas area and surrounding communities, handling long-term care insurance needs for local residents. The agency works with individuals to understand their potential future care requirements and financial considerations. It typically arranges policies designed to help cover costs of assisted living, nursing homes, or home health services. For a typical client, the agency first discusses personal goals and budget, then presents suitable coverage options that fit their long-term planning.
Kramer Agency & Associates LLC American Family Insurance in Manhattan, KS distinguishes between one-time policy reviews and recurring long-term care planning services, guiding clients through coverage options for future care needs. Having an early plan helps preserve assets while allowing flexibility in selecting home health or facility-based support. Comprehensive policies generally cover assistance with daily activities, such as bathing and meal preparation, plus specialized memory care. These long-term care insurance consultations and policy adjustments run on an as-needed basis, depending on each client’s changing situation or life event.
Wild & Associates LLC American Family Insurance in Manhattan, KS, specializes in creating personalized strategies for long-term care insurance, offering coverage that helps protect assets and provide for future care needs. The firm also works with clients to review their broader insurance portfolio, ensuring all coverage aligns with their goals. Many individuals seek guidance on how to afford care without draining savings or burdening family. As winter approaches, the agency helps evaluate policies to cover potential recovery needs after seasonal slips or illnesses, offering particular support before the holiday season.
As Kansas residents begin planning for the next tax season, securing financial protection for future healthcare needs becomes a priority. Complete Health Benefit Solutions, Inc in Manhattan, KS specializes in long-term care insurance, helping clients navigate policy options that cover extended nursing or home-based support. The agent works closely with individuals to assess how a plan manages the rising costs of assisted living without draining retirement savings. A comprehensive initial assessment of each client’s assets and health goals begins the process.
Holmes Agency LLC operates as a long-term care insurance agent, helping individuals plan for future care needs. It specializes in providing policies that cover extended personal or medical assistance, supplements to standard health coverage. The agency tailors plans to meet diverse requirements in Manhattan, KS. It serves commercial sectors including local offices, warehouses, and food service establishments, offering guidance on employee benefit options and business continuity strategies related to long-term care costs.
Legacy Solutions Insurance LLC serves Manhattan, Kansas, residents needing guidance through long-term care insurance options. The agency also assists local businesses with commercial coverage while extending its service across the surrounding region. Policies help protect assets and plan for future care needs, often integrating with other retirement strategies. Clients frequently return between regular biennial reviews to update policies after life changes or new health developments.
Dillon Schwerdt American Family Insurance is known for providing long-term care insurance coverage to residents in the Manhattan, KS area. The agency helps clients plan for future medical and personal care needs that are often not covered by standard health insurance. Its service range includes evaluating individual risk factors and explaining policy options for care at home or in a facility. For added support, this agency can offer guidance on combining long-term care policies with life insurance for broader financial protection.
What Does a a Long-Term Care Insurance Agent in Manhattan Cost?
Long-term care insurance premiums in Kansas vary widely based on your age, health, benefit amount, and policy features. A typical policy for a healthy 55-year-old might cost between 150 and 300 dollars per month. Older applicants or those with health issues may pay more. This is general information and not insurance advice.
About long-term care insurance agents in Manhattan
A long-term care insurance agent in Manhattan Kansas helps you understand policy choices and state-specific rules. Kansas offers the Partnership Program which allows policyholders to protect assets equal to the benefits paid. Agents in Manhattan can explain how this program works with your financial plan.
Frequently Asked Questions
What does a long-term care insurance agent in Manhattan do?
An agent helps you compare policies from different carriers and explains coverage details. They can show you how Kansas law affects your policy, including the Partnership Program and inflation protection options. The agent does not provide legal advice but guides your insurance choices.
How does the Kansas Partnership Program affect my policy?
The Kansas Partnership Program lets you keep assets equal to the amount your policy pays out if you later need Medicaid. This means your policy can help protect your savings. Your Manhattan agent can tell you if a Partnership-qualified policy fits your situation.
Are there Kansas rules about rate increases for long-term care insurance?
Yes, Kansas law requires insurers to get approval from the Kansas Insurance Department before raising rates on existing policies. Insurers must also show that rate increases are justified. Your agent can review a carriers rate history before you buy a policy.
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