The top-rated long-term care insurance agent in Parker, Colorado is ALINK Insurance Services - Parker, CO, rated 5.0 stars across 330 reviews. Other highly rated options include Chad Carlisle - State Farm Insurance Agent, Jennifer Matthews: Allstate Insurance, Siegfried Insurance Group. This directory lists 19 long-term care insurance agents serving Parker.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ALINK Insurance Services - Parker, CO | 10851 S Crossroads Dr Unit A | (303) 752-6479 |
| 2 | Chad Carlisle - State Farm Insurance Agent | 10264 Dransfeldt Pl Ste 133 | (303) 600-8902 |
| 3 | Jennifer Matthews: Allstate Insurance | 10290 S Progress Way #204 | (303) 680-8100 |
| 4 | Siegfried Insurance Group | 10233 S Parker Rd Suite 300 | (303) 459-2269 |
| 5 | Alex Kaufman: Allstate Insurance | 11020 S Pikes Peak Dr Suite 250 | (303) 841-1955 |
| 6 | Shane Jensen Agency LLC American Family Insurance | 19600 E Parker Square Dr Ste 225 | (303) 935-1577 |
| 7 | Thomas Wohrley: Allstate Insurance | 9825 S Parker Rd | (303) 840-6979 |
| 8 | New Aspect Insurance | 18425 Pony Express Dr Suite 103 | (720) 379-3197 |
| 9 | McKean Insurance Agency | 12900 Stroh Ranch Pl #225 | (303) 646-1885 |
| 10 | Dana Simmons US Health Advisors Insurance | 6632 Fonder Villa Dr | (720) 628-3931 |
ALINK Insurance Services serves the Parker, Colorado area, specializing in long-term care insurance solutions. The agency assists local individuals in evaluating and selecting policies that address future care needs within the community. These plans help protect assets while covering expenses for in-home assistance or facility-based care. ALINK Insurance Services regularly facilitates comparisons of policy benefits and premium structures for clients in Parker.
Chad Carlisle - State Farm Insurance Agent in Parker, Colorado, assists homeowners and families seeking to protect their assets from the high costs of extended care. The agency provides guidance on long-term care insurance policies that help cover nursing home, assisted living, or in-home care services. Each client’s situation is reviewed carefully to recommend appropriate coverage options. The office also serves residents in the neighboring Castle Rock area and other south Denver metro communities.
Jennifer Matthews: Allstate Insurance offers guidance on long-term care insurance options for residents of Parker, Colorado. The practice assists clients in evaluating coverage plans that can help manage future care needs while protecting assets. Service includes policy selection support and periodic reviews to adjust coverage as circumstances change. Maintenance involves regular consultations to ensure policies remain aligned with evolving health and financial goals. The agency serves individual homeowners, apartment residents, and those managing local retail or restaurant properties.
Siegfried Insurance Group offers prospective clients a clear choice between a one-time policy consultation and ongoing service options for their long-term care coverage needs. They help individuals evaluate plans that address future expenses for assisted living or in-home support in the Parker area. By reviewing policy details and available benefits, they assist with selecting coverage that fits a client’s financial situation. This service runs on either a scheduled basis for regular reviews or an as-needed basis for immediate questions.
Serving Parker, Colorado, and the surrounding Douglas County communities, Alex Kaufman: Allstate Insurance handles long-term care insurance policies designed to help protect clients from the high costs of extended care. The agency works with individuals and families to explore options that cover services like in-home care or assisted living expenses. Kaufman’s approach typically involves meeting with clients to review their current assets and health circumstances, then tailoring a plan according to their specific needs and financial priorities.
Shane Jensen Agency LLC American Family Insurance specializes in long-term care insurance agent services, assisting individuals in Parker with planning for future care needs. The agency works to help clients understand policy options for covering extended care expenses, including home health aides or facility stays. Aging residents often face complex decisions about preserving savings from high care costs, and this agent provides guidance on insurance solutions for such scenarios. As winter approaches, families may seek coverage to manage potential recovery or nursing needs after seasonal illnesses or falls.
As families in Parker begin planning for retirement or face aging parents, the financial toll of extended care can seem daunting. Thomas Wohrley: Allstate Insurance helps local residents explore long-term care insurance as a way to protect their savings from high future nursing or home health costs. The agency focuses on clarifying policy options like daily benefit amounts and coverage periods to fit individual budgets. An initial assessment of current assets and health history starts the conversation toward tailored protection.
New Aspect Insurance provides long-term care insurance guidance to residents of Parker, Colorado. The agency specializes in helping clients plan for future health needs while protecting personal assets. Their work focuses on policies that cover nursing home, assisted living, and home health care expenses. They assist individuals in evaluating different coverage options to meet specific financial situations. Their services are available for a range of commercial sectors, including offices, warehouses, and food service establishments.
Dana Simmons US Health Advisors Insurance serves residents in Parker, Colorado, and the surrounding area with long-term care insurance agent services. This local agency assists individuals in the community with coverage designed to help protect assets while planning for future care needs. Commercial clients in the region receive guidance on group-related long-term care insurance options as well. Regular appointments and policy reviews between scheduled visits allow clients to revisit their coverage as their circumstances evolve, ensuring ongoing support from the agency throughout their planning journey.
What Does a a Long-Term Care Insurance Agent in Parker Cost?
Long-term care insurance premiums in Colorado vary widely based on your age health and the benefit amount you choose. For a 55 year old a policy with a 165 dollar daily benefit and a 3 year benefit period might cost between 1 500 and 3 000 per year. Costs increase significantly with age and for richer benefits. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
About long-term care insurance agents in Parker
A long-term care insurance agent in Parker Colorado can help you understand policy options that cover home care assisted living and nursing home costs. Colorado offers a Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. Working with a local agent ensures you receive guidance tailored to Parker area providers and Colorado insurance laws.
Frequently Asked Questions
What does a long-term care insurance agent in Parker do?
A long-term care insurance agent helps you compare policies from multiple carriers and explains coverage details for services like in-home care and facility stays. They also inform you about Colorado specific rules such as the Long-Term Care Partnership Program which provides asset protection. The agent does not sell a single product but helps you find a policy that fits your budget and needs.
How does the Colorado Long-Term Care Partnership Program work?
The Colorado Long-Term Care Partnership Program allows you to protect a dollar amount of assets equal to the benefits paid by your policy if you later need Medicaid. This means you can keep more of your savings while still qualifying for Medicaid assistance. A Parker agent can explain how this program interacts with your specific financial situation.
Are there tax benefits for long-term care insurance in Colorado?
Colorado offers a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and the type of policy you purchase. Your agent can help you understand how this tax benefit applies to your Colorado state tax return.
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