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Find Long-Term Care Insurance Agents in Highlands Ranch, CO

Directory of long-term care insurance agents in Highlands Ranch, Colorado. Verify credentials with the state department of insurance before hiring.

12 agents listed
Updated May 2026
Highlands Ranch, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 12 long-term care insurance agents in Highlands Ranch, CO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Big 65 Medicare Insurance Brokers
6761 Millstone Pl, Highlands Ranch, CO 80130
(877) 850-0211 thebig65.com
Farmers Insurance - Julia Bryant
549 W Highlands Ranch Pkwy #106, Highlands Ranch, CO 80129
(303) 421-4550 agents.farmers.com
Jim McInnes: Allstate Insurance
9090 Ridgeline Blvd Ste 240, Highlands Ranch, CO 80129
(303) 471-2999 agents.allstate.com
TPG Insurance
1745 Shea Center Dr, Highlands Ranch, CO 80129
(720) 607-0007 insuretpg.com
Ricia Rosendahl American Family Insurance
7120 E County Line Rd #201, Highlands Ranch, CO 80126
(303) 222-7172 amfam.com
Randy E Johnson Ins Agcy Inc
8925 Ridgeline Blvd STE 101, Highlands Ranch, CO 80129
(303) 791-8883 randyejohnson.com
Scott Cohen Agency, Inc.
1745 Shea Center Dr ste 400, Highlands Ranch, CO 80129
(303) 471-4565 scottcohenagency.com
Scott Gallagher American Family Insurance
66 Springer Dr # 309, Highlands Ranch, CO 80129
(303) 471-9626 amfam.com
Insurance Service CO
9557 S University Blvd, Highlands Ranch, CO 80126
(719) 304-8360
SeniorPerk
1745 Shea Center Dr 4th Floor, Highlands Ranch, CO 80129
(970) 557-7103
Benchmark Insurance Agency, LLC
66 Springer Dr # 215, Highlands Ranch, CO 80129
(303) 730-2852 benchmarkinsuranceagency.com
Meshell 4Life, insurance Matters
8875 Michelle Cir #108, Highlands Ranch, CO 80129
(720) 238-1814 meshell4lifeinsurancesmatter.com

A long-term care insurance agent in Highlands Ranch Colorado can help you navigate policies that cover nursing home care home health care and assisted living. Colorado offers the Partnership for Long-Term Care program which allows policyholders to protect assets equal to the benefits paid out. Working with a local agent ensures you understand state-specific rules and available tax incentives.

What Does a Long-Term Care Insurance Agent in Highlands Ranch Cost?

Long-term care insurance premiums in Colorado vary based on age health benefit amount and inflation options. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. For a 65-year-old costs often range from $2,500 to $5,000 annually. Couples may receive discounts. These are general estimates and your actual cost will depend on your specific case. This information is for educational purposes only and does not constitute insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Highlands Ranch do?
An agent helps you compare policies from multiple carriers to find coverage that fits your budget and health needs. They explain benefit triggers elimination periods and inflation protection options. They also guide you through Colorado Partnership plan requirements if you want asset protection.
Does Colorado have special rules for long-term care insurance?
Yes Colorado has a Partnership for Long-Term Care program that lets policyholders keep assets equal to the amount of benefits paid. Colorado also requires a 30-day free look period after you buy a policy. Agents must follow state regulations when recommending coverage.