The top-rated long-term care insurance agent in Boulder, Colorado is Professor Medicare, rated 5.0 stars across 262 reviews. Other highly rated options include Lezlie Leier - State Farm Insurance Agent, John Lazas, Your Health Insurance Specialist, Kelly Eyen - State Farm Insurance Agent. This directory lists 18 long-term care insurance agents serving Boulder.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Professor Medicare | 1660 30th St | (858) 689-7445 |
| 2 | Lezlie Leier - State Farm Insurance Agent | 2701 Iris Ave ste n | (303) 939-9693 |
| 3 | John Lazas, Your Health Insurance Specialist | 2860 32nd St | (303) 817-3526 |
| 4 | Kelly Eyen - State Farm Insurance Agent | 2961 Broadway | (303) 444-5646 |
| 5 | AAA Boulder | 2425 Canyon Blvd Suite P | (303) 442-0242 |
| 6 | Acrisure Boulder, CO (Taggart Insurance) | 1680 38th St | (303) 442-1484 |
| 7 | RoseHealth | 2480 Kittredge Loop Dr Unit 913 | (303) 285-4473 |
| 8 | Tad Smith Health Insurance | 4710 Table Mesa Dr a | (303) 579-6397 |
| 9 | Michelle Welsh American Family Insurance | 5412 Idylwild Trail #130 | (303) 444-0990 |
| 10 | Affordable Health Inc Colorado | 970 Aurora Ave | (303) 732-8854 |
Professor Medicare serves the Boulder, Colorado metro area as a local long-term care insurance agent. The firm guides clients through the complexities of planning for extended care needs. It assists residents with comparing policy options that cover services such as nursing homes or home health aides. Every recommendation is tailored to individual health considerations and financial goals. The agency handles policy renewals and claims assistance for long-term care coverage.
As a long-term care insurance agent in Boulder, Colorado, Lezlie Leier - State Farm Insurance Agent provides policies designed to help clients cover the costs of extended care services such as in-home assistance or nursing facility stays. Policyholders can review their coverage options with the agent and adjust plans as their personal circumstances change over time. The agent serves individual homeowners, apartment renters, retail shop owners, and restaurant operators in the local area.
Boulder homeowners and families considering their future financial security rely on John Lazas, Your Health Insurance Specialist for expert guidance on long-term care insurance. The agency helps clients understand policy options that protect assets while covering assisted living, nursing care, or home health services. Personalized consultations evaluate individual needs and risk factors to recommend suitable coverage plans from reputable insurance providers. John Lazas, Your Health Insurance Specialist also serves residents across surrounding communities in Boulder County, including Louisville and superior.
Serving Boulder, Colorado, and the surrounding communities, Kelly Eyen - State Farm Insurance Agent handles long-term care insurance policies for individuals planning for future care needs. This includes helping clients navigate coverage options that can assist with expenses from assisted living or in-home care services. The office also coordinates with clients to review how such plans fit within broader financial strategies. For a typical job, it begins with an assessment of the client's current health and financial situation before explaining policy terms and potential benefit structures clearly.
AAA Boulder helps clients distinguish between one-time policy reviews that assess current coverage needs and recurring service options for ongoing strategy adjustments. As a long-term care insurance agent in Boulder, CO, this company addresses both immediate care cost projections and future asset protection through tailored plan presentations. The standard service offering provides a structured approach to planning, with appointments running on a one-time, scheduled, or as-needed basis according to client preference.
Acrisure Boulder, CO (Taggart Insurance) specializes in long-term care insurance coverage tailored for Colorado residents, helping clients plan for future health needs while managing risk. The agency provides general guidance on policy options, including benefit periods, inflation protection, and elimination periods, to match individual situations. In the Boulder region, it assists families enrolled in local retirement communities or planning for home care. As older adults prepare for high-altitude winters when seasonal help is often needed, this agency helps review existing policies against rising in-home care costs for that period.
As Colorado’s snowbirds begin planning their seasonal moves, many Boulder residents start evaluating how medical costs might rise later in life. RoseHealth responds by focusing exclusively on long-term care insurance, helping clients design a plan that keeps their assets protected while allowing access to quality home health or facility-based care. Every session begins with an initial assessment of the individual’s current health profile and desired future living situation, ensuring tailored policy options are explored before any recommendations are made.
Tad Smith Health Insurance is a long-term care insurance agent in Boulder, Colorado, known for helping local residents plan for future care needs. The agency assists clients in selecting policies that cover home health aides, assisted living, and nursing home stays. Advising on these plans involves evaluating each individual’s health history, financial situation, and family goals. Coverage typically addresses the risks of chronic illness in older age. An add-on service the agency provides is guidance on pairing long-term care policies with life insurance or annuities for comprehensive protection.
Michelle Welsh American Family Insurance works with clients in Boulder, Colorado, to secure long-term care coverage that helps protect savings during extended health needs. This agency specializes in both standalone long-term care policies and hybrid solutions that combine life insurance with long-term care benefits. Clients are educated on Medicare limitations and planning strategies for future assistance at home or in nursing facilities. The company serves a wide range of commercial sectors, including offices, warehouses, and food service businesses.
Affordable Health Inc Colorado provides long-term care insurance planning for residents in and around Boulder, Colorado. The agency helps clients protect assets from the high cost of extended care in home or facility settings. Commercial long-term care policies are also available for business owners and partnership needs. Service covers the broader Boulder County area for new policy consultations and comparisons. The team follows up with policyholders between regular visits to review coverage needs and address any changes in circumstances.
What Does a a Long-Term Care Insurance Agent in Boulder Cost?
In Colorado, long-term care insurance premiums vary by age, health, and benefit amount. For a 55-year-old in Boulder, a typical policy with 3% inflation and a 3-year benefit period may cost between $1,500 and $3,000 per year. For a 65-year-old, the same coverage can range from $2,500 to $5,000 annually. Costs also depend on the daily benefit amount and elimination period chosen. This is general information, not insurance advice.
About long-term care insurance agents in Boulder
Long-term care insurance agents in Boulder Colorado help residents plan for future care needs. These agents can explain how Colorado Partnership for Long-Term Care policies work to protect assets. They also guide clients through the state specific rules for tax qualified plans and benefit triggers.
Frequently Asked Questions
What does a long-term care insurance agent in Boulder do?
A long-term care insurance agent in Boulder helps you compare policies from different carriers. They explain benefit amounts, elimination periods, and inflation protection options. They also ensure the policy meets Colorado state requirements for tax advantages.
How does Colorado law affect long-term care insurance?
Colorado requires insurers to offer inflation protection and nonforfeiture benefits on certain policies. The Colorado Partnership program allows policyholders to keep assets equal to benefits paid when applying for Medicaid. Agents must be licensed by the Colorado Division of Insurance.
What is the typical age to buy long-term care insurance in Colorado?
Most Colorado residents buy long-term care insurance between ages 50 and 65. Premiums are lower when you are younger and healthier. After age 65, premiums increase significantly and medical underwriting becomes stricter.
Long-Term Care Insurance Agents in Other Colorado Cities
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