The top-rated long-term care insurance agent in Colorado Springs, Colorado is State Farm: Dan Lewis South, rated 4.9 stars across 1,152 reviews. Other highly rated options include A Plus Insurance, Jeff Schmidt - State Farm Insurance Agent, Premier Group Insurance Karen Frausto. This directory lists 35 long-term care insurance agents serving Colorado Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm: Dan Lewis South | 1614 S Academy Blvd Suite 110 | (719) 434-3944 |
| 2 | A Plus Insurance | 121 S Tejon St UNIT 1107 | (719) 392-4000 |
| 3 | Jeff Schmidt - State Farm Insurance Agent | 1230 Tenderfoot Hill Rd STE 200 | (719) 445-0070 |
| 4 | Premier Group Insurance Karen Frausto | 2811 E Fountain Blvd | (719) 662-3895 |
| 5 | ALINK Insurance Services - Colorado Springs, CO | 2407 W Colorado Ave | (719) 473-6262 |
| 6 | Choice Enrollment Health Insurance Sign-up Center | 5390 N Academy Blvd #220 | (719) 481-1616 |
| 7 | Beneficent - Learn How to Pay for Long-term Care | 665 Southpointe Ct # 100 | (719) 645-8350 |
| 8 | Jennifer McAdams - State Farm Insurance Agent | 1485 Garden of the Gods Rd STE 164 | (719) 528-5300 |
| 9 | Inszone Insurance Services | 4905 N Union Blvd STE 202 | (719) 645-8212 |
| 10 | Westco Insurance LLC | 9235 N Union Blvd Ste 150-385 | (719) 726-0318 |
State Farm: Dan Lewis South serves the Colorado Springs, Colorado metro area, specializing in long-term care insurance planning. The agency helps clients understand how to prepare for future health needs while protecting personal assets from the high costs of extended care. Their services focus on building financial strategies that cover care provided in a range of settings, including in-home assistance and assisted living communities. The agency handles policy selection for both individual coverage and spousal protection plans.
Homeowners and individuals planning for future healthcare expenses rely on A Plus Insurance for guidance on long-term care insurance in Colorado Springs, CO. This local agency helps clients understand policies that cover nursing homes, assisted living, and in-home support. They assist with comparing coverage options and navigating the complexities of protecting retirement assets against care costs. A Plus Insurance also serves families in the surrounding areas of Fountain and Security-Widefield, ensuring broader access to essential long-term care planning resources.
Jeff Schmidt - State Farm Insurance Agent in Colorado Springs, Colorado, offers long-term care insurance policies designed to help cover expenses for assisted living, nursing home care, and in-home support services. The agency also assists clients with broader insurance needs such as auto, home, and life coverage. As people in the region plan for aging or unexpected health challenges, this agent helps them consider how to protect savings during the winter months when seasonal illnesses can lead to increased care requirements.
Premier Group Insurance Karen Frausto serves Colorado Springs and the surrounding communities, handling long-term care insurance needs for local residents. The company assists clients in understanding policy options that protect assets from the high costs of extended care services. It provides guidance on policy features such as daily benefit amounts and elimination periods. In a typical job, the agent evaluates each client's financial situation and health profile before presenting appropriate plan comparisons.
As Coloradans plan for unpredictable health needs in their later years, ALINK Insurance Services in Colorado Springs provides guidance on long-term care insurance options. An agent examines personal financial circumstances and health factors common to local retirees. The company helps clients review potential coverage for home care or assisted living expenses that are not paid by Medicare. Individuals secure policies that protect savings against future care costs. Consultation begins with an initial-assessment step to evaluate long-term care requirements.
Choice Enrollment Health Insurance Sign-up Center provides long-term care insurance services in the Colorado Springs area. The company helps clients plan for future care needs through agent-supported policy selection. It typically works with individuals seeking coverage for nursing home, assisted living, and home health care expenses. The agency serves commercial sectors such as offices, warehouses, and food service establishments that offer employee benefit packages.
Beneficent, located in Colorado Springs, Colorado, assists individuals with residential long-term care insurance needs, including policies for care at home or in assisted living facilities. The agency also addresses commercial coverage options for businesses seeking long-term care benefits for employees. Serving the Colorado Springs area and surrounding communities, the firm helps clients navigate policy choices and Medicare supplement strategies. Between regular annual policy reviews or following a change in health status, clients often return for advice on adjusting their coverage to meet evolving care requirements.
Jennifer McAdams - State Farm Insurance Agent in Colorado Springs, CO is known for offering long-term care insurance coverage. The agency helps clients plan for future needs such as home health care, assisted living, and nursing facility expenses. Policies are tailored to protect personal assets while preserving financial independence during aging. An experienced agent reviews individual health histories and budget goals to find suitable plans. A specialty service this office can add on is whole life insurance with a long-term care rider for added flexibility.
Inszone Insurance Services provides focused long-term care insurance guidance to Colorado Springs residents, helping them secure coverage for extended nursing, assisted living, or home-based personal care. The agency’s work involves assessing individual health needs and future risks to recommend appropriate policy options that preserve assets. During annual Medicare open enrollment or after a sudden diagnosis, it assists clients in understanding policy provisions for chronic conditions and dementia care to ensure timely protection.
As Coloradans plan for the often high costs of aging in El Paso County, Westco Insurance LLC provides professional guidance on long-term care coverage from its base in Colorado Springs. The company helps local families navigate policies that pay for in-home care, assisted living, or nursing home stays, which regular health insurance typically does not cover. Their agents review individual health needs and financial situations to recommend suitable policy options. An initial consultation is offered to for clients to discuss their goals and receive a personalized coverage assessment.
What Does a a Long-Term Care Insurance Agent in Colorado Springs Cost?
Typical costs for long-term care insurance in Colorado vary widely based on age, health, and coverage level. A healthy 55-year-old might pay between $1,500 and $3,000 per year for a policy with a $150 daily benefit and a 3-year benefit period. Premiums for a 65-year-old can range from $2,500 to $5,000 annually. These are general estimates and your actual cost will depend on your specific situation and the policy features you choose. This is general information and not insurance advice.
About long-term care insurance agents in Colorado Springs
Long-term care insurance agents in Colorado Springs help residents plan for the cost of extended care services such as nursing homes, assisted living, and in-home care. Colorado offers a state-based partnership program that allows policyholders to protect a portion of their assets while qualifying for Medicaid. An agent can explain how these policies work with local care options and Colorado specific regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Colorado Springs do?
An agent helps you compare policies from different insurers, explains coverage options for care in Colorado, and assists with the application process. They can also advise on how a policy interacts with Colorado Medicaid and the state partnership program.
Is long-term care insurance required in Colorado?
No, long-term care insurance is not required by Colorado law. However, it can be a valuable tool to cover care costs that Medicare and regular health insurance do not pay for.
What is the Colorado Long-Term Care Partnership Program?
This program allows you to keep a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. An agent in Colorado Springs can explain how this works and help you find a qualifying policy.
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