The top-rated long-term care insurance agent in Erie, Colorado is Baille Barbour - State Farm Insurance Agent, rated 4.9 stars across 194 reviews. Other highly rated options include Advantage Service Insurance, Front Range Insurance Solutions, MediKirk. This directory lists 15 long-term care insurance agents serving Erie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Baille Barbour - State Farm Insurance Agent | 611 Mitchell Way #106 | (303) 883-8888 |
| 2 | Advantage Service Insurance | 695 Pierce St Suite 210 | (303) 500-5020 |
| 3 | Front Range Insurance Solutions | 215 Cheesman St Suite M | (720) 389-7651 |
| 4 | MediKirk | 2134 Madison Way | (720) 260-3085 |
| 5 | Mike J Hetherington - Farmers Insurance | 671 Mitchell Way Ste 113 | (720) 605-1734 |
| 6 | Peter Stumpf Agency LLC American Family Insurance | 2831 Bonanza Dr Ste 103 | (303) 448-1900 |
| 7 | Matt Burke: Allstate Insurance | 660 Briggs St | (303) 828-3386 |
| 8 | Favor Insurance Service | 204 Wells St | (719) 247-3533 |
| 9 | Light Insurance Associates | 695 Pierce St | (720) 924-9247 |
| 10 | Farmers Insurance - Dwight Petersen | 526 Briggs St Ste B | (303) 828-0755 |
Baille Barbour - State Farm Insurance Agent serves the Erie, Colorado community as a long-term care insurance agent, helping individuals and families plan for future health and lifestyle needs. The agency provides guidance on insurance solutions designed to cover services not typically included in standard health plans. Clients often seek support in understanding policy options for in-home care or assisted living arrangements. Baille Barbour handles needs such as benefit plan comparisons and enrollment assistance for local long-term care coverage.
Advantage Service Insurance provides long-term care insurance agency services in Erie, Colorado, helping clients plan for future personal and custodial care needs. It offers initial policy consultations and benefits education, then supplies ongoing policy management support to adjust coverage as health or financial circumstances evolve. The agency works with single-family homes, apartments, retail businesses, and restaurants to tailor long-term care insurance solutions for owners, operators, and employees.
Front Range Insurance Solutions serves Colorado homeowners and families in Erie who need guidance navigating long-term care coverage options. This agency helps clients understand policy features, compare benefit structures, and select protection plans suited to their future care preferences. It focuses on explaining complex insurance terms so individuals can make informed decisions about preserving savings and securing quality care. The agency also assists residents in nearby communities along the Boulder County and Weld County corridor, including Lafayette and Firestone.
MediKirk serves the town of Erie, Colorado, along with the surrounding Front Range communities. This long-term care insurance agency handles policies designed to cover expenses for extended personal care needs. The typical job involves assessing a client’s current situation and financial goals to find appropriate coverage. MediKirk helps navigate the complex landscape of available plans, explaining benefits and policy structures clearly to each customer. It concludes each case by matching the client with a specific policy suited to their anticipated future care needs.
Mike J Hetherington - Farmers Insurance, located in Erie, CO, helps clients distinguish between one-time policy purchases and recurring premium service options for long-term care coverage. These policies typically assist with expenses for home care, assisted living, or nursing facility stays. Service is offered on an as-needed basis to review policy details, adjust coverage as circumstances change, or address claims-related questions. This approach ensures clients can access guidance when specific needs arise rather than on a fixed schedule.
Peter Stumpf Agency LLC American Family Insurance provides long-term care insurance planning for residents of Erie, Colorado, and offers general insurance services to help clients manage financial risk. The agency assists individuals in understanding coverage options for care that traditional health insurance or Medicare typically does not cover. It helps address concerns about future medical expenses that could deplete retirement savings. Its services are especially relevant for those considering how to pay for in-home care or assisted living during later life stages.
As Erie residents review their healthcare plans before Medicare open enrollment begins, Matt Burke: Allstate Insurance provides professional guidance on long-term care insurance solutions in the area. The company helps clients understand policies that can cover future needs for assisted living, nursing home care, or home-based support. Their approach focuses on matching coverage options to personal financial situations and retirement goals. Each consultation begins with an initial assessment of the client’s current health status and potential care preferences.
Favor Insurance Service serves the Erie, Colorado community by guiding residents through long-term care insurance options that protect assets and ensure access to necessary care. The agency also advises local business owners on commercial coverage needs related to employee benefits. Operating throughout the broader region, the firm simplifies policy comparisons and explains coverage limits available under various plans. Clients typically schedule annual reviews to adjust deductibles, update beneficiaries, or explore inflation protection options, which fosters ongoing relationships between the agent’s regularly scheduled account check-ins.
Light Insurance Associates in Erie, Colorado, serves as a long-term care insurance agent known for helping clients plan for future extended care needs. The agency offers consultations to assess individual health and financial situations, guiding customers through policy options for coverage. These services include comparing plan benefits from various carriers to find suitable terms. For added financial protection, the company can also assist in pairing long-term care policies with life insurance or annuity riders.
Farmers Insurance - Dwight Petersen provides personal and commercial insurance coverage for residents and businesses in Erie, Colorado. Its offerings include auto, home, and life policies, with a specialty in long-term care insurance planning. This agent assists clients in preparing for future health care expenses and preserving financial security. In addition to individual coverage, the agency serves commercial sectors such as offices, warehouses, and food service operations, tailoring policies to each business type’s specific liability and property risks.
What Does a a Long-Term Care Insurance Agent in Erie Cost?
The cost of long-term care insurance in Colorado typically ranges from 100 to 300 dollars per month for a healthy 55-year-old. Premiums increase with age and can exceed 500 dollars per month for older applicants or those with health conditions. Colorado requires insurers to offer a 5 percent compound inflation rider for some policies, which raises the premium. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
About long-term care insurance agents in Erie
Long-term care insurance agents in Erie Colorado help residents plan for future care costs not covered by standard health insurance. Colorado offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Agents in Erie can explain how these state-specific plans work and compare policies from multiple carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Erie do?
An agent in Erie helps you compare policies from different insurance companies. They explain coverage options like home care, assisted living, and nursing home benefits. They also guide you through Colorado Partnership plan rules to help protect your assets.
How does the Colorado Partnership program affect my policy?
The Colorado Partnership for Long-Term Care program lets you keep a portion of your assets if you later need Medicaid. Your agent can help you choose a qualified Partnership policy that meets state requirements. This program is unique to Colorado and can reduce your financial risk.
What factors influence the cost of long-term care insurance in Erie?
Costs depend on your age, health, benefit amount, and policy features like inflation protection. Colorado law requires insurers to offer a 5 percent compound inflation option for certain policies. Premiums also vary by carrier, so comparing multiple quotes is important.
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