The top-rated landlord insurance agent in Smyrna, Tennessee is Emerson Williams - State Farm Insurance Agent, rated 5.0 stars across 865 reviews. Other highly rated options include Farmers Insurance - Marc Lewis, Joel Laird - State Farm Insurance Agent, Monte King - State Farm Insurance Agent. This directory lists 19 landlord insurance agents serving Smyrna.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Emerson Williams - State Farm Insurance Agent | 199 Enon Springs Rd W #300 | (615) 459-2683 |
| 2 | Farmers Insurance - Marc Lewis | 1241 Rock Springs Rd | (615) 625-7070 |
| 3 | Joel Laird - State Farm Insurance Agent | 11 N Lowry St | (615) 696-7170 |
| 4 | Monte King - State Farm Insurance Agent | 721 President Pl STE 200 | (615) 220-2210 |
| 5 | Cover My Assets Insurance Group, LLC | 661 Fitzhugh Blvd Ste 117 | (615) 345-0411 |
| 6 | Acceptance Insurance | 273 N Lowry St Ste L | (615) 434-7138 |
| 7 | Providence Insurance Agency, LLC | 214 N Lowry St | (615) 625-0165 |
| 8 | Farm Bureau Insurance | 810 Nissan Dr #130 | (615) 984-7949 |
| 9 | Ronald Steed: Allstate Insurance | 429 Nissan Dr Ste 101 | (615) 751-0971 |
| 10 | Fred Parrow, Farmers Insurance | 240 Mayfield Dr #205 | (615) 459-0703 |
Emerson Williams - State Farm Insurance Agent serves Smyrna, TN, and surrounding Rutherford County, specializing in landlord insurance coverage for residential rental properties. This agency offers policies designed to protect property owners against common risks such as fire damage, liability claims, and loss of rental income during repairs. Tailored plans can cover single-family homes or multi-unit dwellings, addressing the specific needs of Smyrna’s growing rental market. The agency also provides guidance on bundling landlord insurance with personal policies for potential discounts.
Farmers Insurance - Marc Lewis in Smyrna, TN provides a range of landlord insurance services, including property coverage and liability protection for rental investments. The agency offers standard maintenance plans to help landlords address routine upkeep and unexpected repairs. Policies are designed to safeguard income properties from common risks such as fire damage, liability claims, and vandalism. Marc Lewis services single-family homes, apartments, retail spaces, and restaurants.
Joel Laird - State Farm Insurance Agent serves Smyrna, Tennessee, and the surrounding communities with landlord insurance solutions. This agency handles policies designed to protect rental properties, covering structures and liability for property owners. It works with both single-family homes and multi-unit dwellings commonly found in the area. When managing a typical job, the agent reviews the specific property details and the owner’s coverage needs to tailor a policy that safeguards their investment.
Monte King - State Farm Insurance Agent in Smyrna, TN provides landlord insurance for homeowners, businesses, and property managers who rent out residential or commercial dwellings. These policies help shield rental income and cover property damage, liability claims, and loss of rent from unforeseen events. Offering personalized coverage reviews, the agency helps landlords in the area choose appropriate deductibles and policy limits. Its expertise extends to serving clients in nearby La Vergne as well.
Cover My Assets Insurance Group, LLC in Smyrna, TN distinguishes between one-time policy placements for new property acquisitions and recurring service arrangements for existing rental portfolios. Their coverage options address landlord-specific risks for residential and commercial income properties. General liability and property damage protections form the core of their landlord insurance agent services, with additional endorsements available for loss of rent. Service runs on either a one-time basis for single placements or an as-needed schedule when policy reviews or claims arise.
Acceptance Insurance offers dedicated landlord insurance policies tailored to protect rental properties in Smyrna, Tennessee. Its work includes helping property owners secure coverage for dwelling damage, liability claims, and potential loss of rental income. The agency serves local landlords by assessing risks specific to residential rental units and finding appropriate policy limits. It assists with concerns such as sudden tenant vacancies, which can leave a property exposed to vandalism or weather-related harm during the unpredictable spring storm season in Middle Tennessee.
Providence Insurance Agency, LLC, located in Smyrna, Tennessee, specializes in landlord insurance policies tailored to protect rental properties. The agency works to help property owners secure coverage for residential buildings and associated liability exposures. It provides guidance in navigating policy options suited to local real estate markets and regulatory requirements. As seasonal storms pass through the region, it supports landlords in reviewing their policies for adequate wind and hail damage protections that safeguard their investments.
Smyrna landlords often face seasonal challenges from sudden storms or maintenance disputes, and Farm Bureau Insurance in Smyrna, Tennessee, steps in to help property owners manage these specific risks. As a landlord insurance agent, the company provides coverage that addresses property damage, liability concerns, and lost rental income from tenant issues or weather events. Policies are customized to fit local rental properties, including single-family homes or small multifamily units. The process begins with a thorough on-site inspection of the property to assess its current condition and determine appropriate coverage.
As the transition between tenant turnovers often increases in Smyrna during summer months, Ronald Steed Allstate Insurance provides landlord insurance coverage designed to protect rental property owners against liability and property damage. Policies address common concerns such as fire, theft, and weather-related claims that can disrupt rental income. The agency works with local landlords to understand the specific risks tied to different property types. An initial consultation typically includes an inspection of the rental unit to identify exposures and customize the coverage options.
Fred Parrow, Farmers Insurance in Smyrna, TN provides general property insurance services for area property owners while also offering specialized landlord insurance coverage tailored to rental property needs. Their policies can address risks specific to residential rental units, including liability protection and income loss provisions. This agency is well-suited to serve a variety of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Landlord Insurance Agent in Smyrna Cost?
The cost of landlord insurance in Tennessee typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Smyrna you might pay 800 to 1,500 dollars per year. Factors include property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Smyrna
A landlord insurance agent in Smyrna Tennessee helps property owners protect their rental investments. Tennessee law does not require landlord insurance but most mortgage lenders do. An agent can explain how local ordinances and state tenant laws affect your policy needs.
Frequently Asked Questions
What does a landlord insurance agent in Smyrna do?
A landlord insurance agent helps you find a policy that covers property damage liability and loss of rental income. They explain how Tennessee landlord tenant laws affect your coverage. They also help you compare quotes from different insurers.
Is landlord insurance required in Tennessee?
Tennessee state law does not require landlord insurance. However your mortgage lender may require a dwelling fire or landlord policy. An agent can help you meet lender requirements while getting adequate protection.
How do I choose a landlord insurance agent in Smyrna?
Look for an agent licensed in Tennessee who has experience with rental properties. Ask about their knowledge of local Smyrna building codes and Tennessee landlord tenant laws. Check their reviews and confirm they represent multiple insurance companies.
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