The top-rated landlord insurance agent in Clarksville, Tennessee is Legacy Insurance, rated 4.9 stars across 722 reviews. Other highly rated options include Daniel Ingram - GEICO Insurance Agent, Augustine Insurance, Farm Bureau Insurance. This directory lists 20 landlord insurance agents serving Clarksville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Legacy Insurance | 2017 Wilma Rudolph Blvd | (931) 538-1655 |
| 2 | Daniel Ingram - GEICO Insurance Agent | 1767 Wilma Rudolph Blvd Suite D | (931) 263-5390 |
| 3 | Augustine Insurance | 111 N Riverside Dr | (931) 503-0015 |
| 4 | Farm Bureau Insurance | 2197 Madison St #101 | (931) 645-2124 |
| 5 | BFS Insurance Group | 1820 Madison St G | (931) 503-1533 |
| 6 | Clarksville Insurance Agency | 2859 Fort Campbell Blvd | (931) 431-4551 |
| 7 | Farmers Insurance - Katrice Butler | 970 Tiny Town Rd K | (931) 281-8536 |
| 8 | Morford Agency: Allstate Insurance | 2053 Wilma Rudolph Blvd Ste A | (931) 645-2727 |
| 9 | Scott Bryant - State Farm Insurance Agent | 1810 Madison St | (931) 648-3071 |
| 10 | Freeway Insurance | 2335 Madison St | (931) 219-4021 |
Legacy Insurance serves property owners throughout the Clarksville, Tennessee area as a landlord insurance agent. It assists clients with obtaining coverage tailored for rental dwellings, addressing the unique risks associated with leasing residential or commercial spaces to tenants. The agency helps landlords protect their investments by securing policies that cover structural damage and liability concerns. As a local provider, it handles specialized services such as loss-of-rent coverage and policies for both single-family and multi-unit rental properties, ensuring comprehensive protection for property owners in the region.
Daniel Ingram - GEICO Insurance Agent in Clarksville, TN offers a full range of landlord insurance services, including property damage coverage and liability protection. Maintenance plans are available to assist with routine property upkeep and emergency repairs. Their landlord insurance products cover financial losses from tenant defaults and structural risks. The agency serves owners of single-family homes, apartments, retail spaces, and restaurants.
Augustine Insurance serves Clarksville, Tennessee, and the surrounding communities, handling landlord insurance policies for residential and small commercial rental properties. It focuses on protecting property owners from common risks such as fire, water damage, liability claims, and loss of rental income. The agency carefully reviews each landlord’s specific property needs to select appropriate coverage limits and deductibles. For a typical job, it begins by assessing the property's age and condition, then presents several policy options that balance adequate protection with manageable premiums.
Farm Bureau Insurance in Clarksville, Tennessee offers both one-time landlord insurance consultations and ongoing policy management services for property owners seeking coverage for rental dwellings. Their policies typically protect against property damage, liability claims, and rental income loss. Landlord insurance options secure residential investment properties against common risks such as fire, theft, or tenant-related issues. Service operates on either a scheduled basis for policy reviews and updates or as-needed when claims arise or new properties are added.
BFS Insurance Group offers specialized coverage tailored for residential and commercial rental properties in Clarksville, TN. The agency works with property owners to secure policies that address liability protection and property damage claims. Claims management assistance is provided to streamline the recovery process after unforeseen incidents. It helps landlords manage the financial risks associated with tenant turnover, vacancy periods, and severe weather events like hailstorms or flash flooding common to the region.
Clarksville Insurance Agency in Clarksville, TN assists property owners by differentiating between one-time policies for short-term rentals and recurring annual coverage for long-term leasing, ensuring each client’s unique situation is properly addressed. Their landlord insurance typically includes protection for dwelling damage, liability claims, and potential loss of rental income. Service arrangements are flexible and available on an as-needed basis, allowing clients to request policy adjustments or file claims whenever a specific circumstance arises without committing to a fixed schedule.
Farmers Insurance - Katrice Butler provides landlord insurance solutions in Clarksville, Tennessee. This agency helps property owners protect rental dwellings by offering tailored policies that cover structures and liability. As a specialized agent, Katrice Butler can customize coverage with additional endorsements, such as protection against loss of rental income from tenant issues or property damage. The agency works with residential landlords and also serves commercial property owners. Client sectors it can assist include offices, warehouses, and food service establishments.
As properties in Clarksville face seasonal weather shifts, securing appropriate coverage becomes essential for local landlords. The Morford Agency: Allstate Insurance offers landlord insurance agent services to protect rental investments in the region. Clients can discuss policy options tailored to property type and liability concerns. The agency understands the specific needs of those leasing residential or commercial spaces. To begin the process, an initial assessment of the property and current coverage is scheduled to identify any gaps.
Scott Bryant - State Farm Insurance Agent in Clarksville, Tennessee offers specialized landlord insurance coverage for property owners renting residential units. The agency assists with policies that protect against property damage, liability claims, and loss of rental income. Landlords in the Clarksville area benefit from guidance on specific risks such as tenant property damage or weather-related issues. During the heavy spring storm season, the agency helps local landlords review their policies to ensure adequate coverage for potential wind or hail damage to rental structures.
As winter approaches in Clarksville, rental property owners face increased risks from freezing pipes and storm damage, making reliable landlord insurance a practical necessity. Freeway Insurance supports local landlords by offering policies designed to cover property structures, liability, and potential loss of rental income. Serving the Clarksville area, this agency helps property owners review coverage limits and deductibles specific to the local housing market. An initial assessment with an agent typically begins with a review of the property's current value and existing lease terms.
What Does a a Landlord Insurance Agent in Clarksville Cost?
In Tennessee landlord insurance typically costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental in Clarksville you might pay 800 to 1500 dollars per year depending on property value and coverage limits. Costs vary based on location property age and deductible amounts. This is general information not insurance advice.
About landlord insurance agents in Clarksville
Landlord insurance agents in Clarksville Tennessee help rental property owners protect their investments with policies tailored to local risks. Tennessee law does not require landlord insurance but mortgage lenders often mandate it for financed properties. Clarksville agents can guide you on coverage for fire liability and loss of rental income specific to the area.
Frequently Asked Questions
What does landlord insurance cover in Tennessee?
Landlord insurance typically covers property damage liability and loss of rental income. In Tennessee policies may also include coverage for vandalism or tenant injury claims. You should discuss specific risks like weather damage with your agent.
Is landlord insurance required by Tennessee law?
Tennessee state law does not require landlord insurance. However your mortgage lender will likely require a policy that covers the property structure. It is a good idea to carry liability coverage even if not legally mandated.
How do I choose a landlord insurance agent in Clarksville?
Look for agents who specialize in rental properties and know Tennessee landlord tenant laws. Ask about coverage for vacant units and liability limits. Compare quotes from multiple local agents to find a policy that fits your needs.
Landlord Insurance Agents in Other Tennessee Cities
Bartlett · Brentwood · Bristol · Chattanooga · Cleveland · Collierville · Columbia · Cookeville · Franklin · Gallatin · Germantown · Hendersonville · Jackson · Johnson City · Kingsport