The top-rated landlord insurance agent in Jackson, Tennessee is Acceptance Insurance, rated 4.9 stars across 298 reviews. Other highly rated options include Haven Insurance Partners, LLC, Able Agency Inc., Carl Fergie - Fergie & Associates Insurance. This directory lists 20 landlord insurance agents serving Jackson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 605 Carriage House Dr Ste Q | (731) 859-7059 |
| 2 | Haven Insurance Partners, LLC | 40 Murray Guard Dr | (731) 577-4300 |
| 3 | Able Agency Inc. | 529 Old Hickory Blvd | (731) 660-2111 |
| 4 | Carl Fergie - Fergie & Associates Insurance | 566 Wallace Rd | (731) 431-2270 |
| 5 | Farm Bureau Insurance | 285 North Pkwy | (731) 661-0102 |
| 6 | Guiding Star Insurance | 36 Sandstone Cir STE E | (731) 318-7827 |
| 7 | McDonald Insurance & Financial Services | 15 Old Humboldt Rd Ste C | (731) 668-8054 |
| 8 | Ebbco Insurance Agency | 2797 N Highland Ave | (731) 984-7372 |
| 9 | THOMPSON & SMITH | 380 Carriage House Dr | (731) 664-4750 |
| 10 | Joe Cooper Insurance Agency | 2935 N Highland Ave | (731) 661-0706 |
As the spring storm season approaches in Jackson, Tennessee, property owners face increased risk of damage to their rental units. Acceptance Insurance addresses this need by offering landlord-specific policies that cover structures, liability, and potential loss of rental income. Their agents understand the unique challenges of managing residential or small commercial properties in the local market. An initial consultation typically involves a walkthrough of the premises and a review of the current lease agreement to determine appropriate coverage limits.
Haven Insurance Partners, LLC provides landlord insurance agent services in Jackson, TN, covering risks such as property damage, liability, and loss of rental income. The company assists local property owners with policy maintenance, including annual coverage reviews and updates for changing tenant situations. It routinely handles claims support and offers guidance on landlord-tenant legal requirements in Tennessee. Property types serviced include single-family homes, apartment buildings, small retail spaces, and restaurants, with dedicated policies for each.
Able Agency Inc. serves landlords throughout the Jackson, TN area by offering specialized insurance for residential and commercial rental properties. Their policies help property owners manage risks related to tenant damage, liability claims, and loss of rental income. In a region where rental demand is steady, proper coverage ensures financial protection against common issues like fire or water damage. The agency handles both single-family rental coverage and multi-unit dwelling policies, addressing the distinct needs of small-scale and larger property investors.
Carl Fergie - Fergie & Associates Insurance provides landlord insurance policies for property owners and investors in the Jackson, Tennessee area. These policies protect rental properties from risks such as fire damage, liability claims, and lost rental income. The agency helps clients secure coverage suited for single-family homes and multi-unit buildings. Routine services include updating policy limits and advising on necessary deductibles for investment properties. Their service area also extends to properties in the neighboring community of Humboldt.
Farm Bureau Insurance in Jackson, Tennessee provides property coverage for rental dwellings, with optional endorsements available for specific landlord exposures. Policies are tailored to protect investment properties and their revenue streams. The company offers liability protection and loss settlement options appropriate for residential landlords in the local market. This agency serves commercial sectors including office buildings, warehouses, and food service establishments requiring specialized coverage for their unique operational risks.
Guiding Star Insurance serves Jackson, Tennessee, and the surrounding Madison County communities, handling comprehensive landlord insurance policies. Coverage includes property damage, liability protection, and loss of rental income for residential and commercial rental properties. The agency tailors each policy to match the specific needs of the property owner and local market conditions. For a typical rental property, it begins by assessing the building’s exposure and the landlord’s financial risk, then structures a policy with appropriate deductibles and coverage limits.
McDonald Insurance & Financial Services in Jackson, TN assists landlords with distinguishing between one-time policy needs, such as covering a vacant property, and recurring coverage for leased rental units. Their landlord insurance policies typically protect against property damage, liability claims, and lost rental income. Service for new policies or policy reviews may be scheduled as a single appointment, while ongoing management needs are handled on an as-needed basis upon client request.
Ebbco Insurance Agency in Jackson, TN provides property coverage tailored for landlords who rent out residential units. Its services protect vacancy periods, liability, and dwelling damage that standard homeowners policies do not cover. The agency handles policy customization for single-family rentals or multi-unit buildings. It stays involved with local regional risks. Ebbco assists landlords specifically with coverage concerns that arise when a leased property faces prolonged snow or ice accumulation on walkways during winter.
Thompson & Smith provides property owners in Jackson, Tennessee with landlord insurance agent services tailored to the needs of rental property holders. They offer policies covering dwelling protection, liability coverage, and loss of rental income for residential and commercial portfolios. Their specialized add-ons include protection against vandalism, weather-related damage, and equipment breakdown. These solutions serve diverse commercial sectors such as professional offices, warehouses, and food service establishments requiring customized risk management for leased spaces.
What Does a a Landlord Insurance Agent in Jackson Cost?
In Tennessee, landlord insurance premiums typically range from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Jackson, annual costs often fall between 800 and 1,500 dollars, depending on property age, location, and coverage limits. Higher liability limits and additional endorsements increase the premium. This is general information and not insurance advice.
About landlord insurance agents in Jackson
Landlord insurance agents in Jackson Tennessee help rental property owners secure coverage for dwelling damage, liability, and lost rental income. Tennessee law does not require landlord insurance, but mortgage lenders often mandate it for rental properties. A local agent can explain how Tennessee landlord tenant laws affect your policy needs.
Frequently Asked Questions
What does landlord insurance cover in Jackson Tennessee?
Landlord insurance typically covers the dwelling structure, liability for injuries on the property, and loss of rental income if the unit becomes uninhabitable. It does not cover tenant personal belongings or intentional damage by the tenant.
Is landlord insurance required by law in Tennessee?
Tennessee state law does not require landlord insurance. However, your mortgage lender may require it if you rent out the property. A local agent can help you meet lender requirements while avoiding unnecessary coverage.
How do I choose a landlord insurance agent in Jackson?
Look for an agent licensed in Tennessee who specializes in rental property coverage. Ask about policy exclusions for older properties and whether the policy covers fair rental value. Compare quotes from multiple agents to find suitable terms.
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