The top-rated landlord insurance agent in Gallatin, Tennessee is Jeannie Gregory - State Farm Insurance Agent, rated 4.9 stars across 732 reviews. Other highly rated options include Farm Bureau Insurance, Gaffney Insurance Agency & Financial Services LLC, Johnson Family Insurance. This directory lists 20 landlord insurance agents serving Gallatin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeannie Gregory - State Farm Insurance Agent | 180 Belvedere Dr N Suite 2 | (615) 452-7133 |
| 2 | Farm Bureau Insurance | 400 N Boyers Ave | (615) 452-3130 |
| 3 | Gaffney Insurance Agency & Financial Services LLC | 180 Belvedere Dr N STE 11 | (615) 452-5588 |
| 4 | Johnson Family Insurance | 1517 Hunt Club Blvd Suite 100 | (615) 420-6410 |
| 5 | Farmers Insurance - Elizabeth Hobdy Jones | 402 Maple St | (615) 452-7037 |
| 6 | Larry Maynard: Allstate Insurance | 208 N Locust Ave | (615) 452-1500 |
| 7 | Lee Raines Insurance Agency | 819 N Water Ave | (615) 452-5833 |
| 8 | Vandenbergh Insurance Agency | 124 Goodview Way suite c | (615) 824-8899 |
| 9 | Defender Insurance LLC | 170 W Franklin St | (615) 490-4932 |
| 10 | Shelter Insurance - Jacob Long | 341 Hancock St Ste 2 | (615) 461-7352 |
Jeannie Gregory - State Farm Insurance Agent serves Gallatin and surrounding Sumner County, Tennessee, offering landlord insurance solutions for property owners. This agency helps local landlords secure policies that protect residential rental dwellings, including single-family homes and small multi-unit properties. Coverage options typically address property damage, liability risks, and loss of rental income. In this area, Jeannie Gregory handles insurance for both long-term rental properties and occasional short-term vacation rentals requiring specialized protection.
Farm Bureau Insurance in Gallatin, Tennessee provides landlord insurance with a distinction between one-time coverage for a single rental transaction and ongoing policies that protect a portfolio of properties. Coverage typically includes property damage, liability protection, and loss-of-rental-income safeguards specific to landlords in the Gallatin area. Service options for landlord insurance clients are available on an as-needed basis, allowing property owners to purchase policies when a new rental unit is acquired.
Gaffney Insurance Agency & Financial Services LLC provides landlord insurance and related financial services to property investors throughout the Gallatin, TN area. It offers tailored coverage options and assistance with risk management strategies for rental properties. The agency supports its clients with routine policy reviews and adjustments to meet changing property needs. Its service plans focus on protecting investment income and property assets. The company services a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Johnson Family Insurance serves landlords and property managers in the Gallatin, TN area who need coverage for rental homes and investment properties. It provides liability protection, dwelling coverage, and policies for loss of rental income. These plans help owners safeguard financial returns from their real estate holdings. The agency understands the specific risks that come with leasing residential units in middle Tennessee. It also offers its landlord insurance services to clients in nearby Hendersonville and throughout Sumner County.
Farmers Insurance - Elizabeth Hobdy Jones serves Gallatin, Tennessee, and the surrounding communities in Sumner County. It handles landlord insurance policies for property owners renting out residential homes, duplexes, and multifamily units. The agency helps clients secure coverage that typically includes dwelling protection, liability against tenant injuries, and loss of rental income due to covered damages. To determine appropriate policy limits for each property, it generally reviews the replacement cost, local rental market conditions, and the landlord's specific risk exposure during an initial consultation.
Larry Maynard: Allstate Insurance offers landlord coverage tailored for one-time lease agreements or recurring policies that renew with the rental term. The agency helps property owners protect against liability, property damage, and loss of rental income. Located in Gallatin, TN, this service addresses the specific risks of insuring residential rental properties in the area. Coverage options vary based on the type and frequency of tenancy. Service operates on a one-time basis for single leases or as scheduled for multiple renewals.
Lee Raines Insurance Agency specializes in helping property owners secure landlord-specific insurance policies, protecting rental investments in the Gallatin area. The agency guides clients through coverage options tailored to residential and commercial rental properties, advising on liability protection, property damage, and loss of rental income. It works with local landlords to understand policy details, ensuring appropriate coverage for each unique property. As seasonal turnovers arise, it assists owners with updating policies to cover vacancy periods or new tenants moving in.
When autumn rains transition into winter freezes, Gallatin rental property owners face increased risks from frozen pipes and weather-related damage. Vandenbergh Insurance Agency, serving Gallatin and surrounding areas, offers landlord insurance policies designed to protect against these seasonal perils. Their coverage addresses property damage, liability from tenant injuries, and potential loss of rental income following covered losses. Claims support is available directly through the agency during business hours. Every policy begins with a thorough inspection of the property and an initial assessment of the landlord’s specific risk exposures.
Defender Insurance LLC operates in Gallatin, Tennessee, helping residential and commercial property owners manage liability and property damage risks. The agency specializes in landlord insurance, offering add-on coverage for lost rental income and vandalism. Policies are designed to protect landlords against tenant-related claims and weather-related losses common in the Mid-South. Commercial sectors served include office buildings, warehouses, and food service establishments, where tailored liability limits and building replacement endorsements are available to match specific operational needs.
Shelter Insurance - Jacob Long provides Gallatin property owners with specialized landlord insurance policies that address liability protections and property damage coverage for rented dwellings. In addition to these specialty services, the agency handles general insurance needs for residential rental properties throughout the local area. This includes guidance on policy options tailored to different tenant situations and building types. The office is particularly helpful when preparing for seasonal turnovers, as it can assist landlords in adjusting coverage between lease periods.
What Does a a Landlord Insurance Agent in Gallatin Cost?
The cost of landlord insurance in Tennessee typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Gallatin you might pay between 800 and 1,500 dollars per year. Factors include property value location and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in Gallatin
Landlord insurance agents in Gallatin Tennessee help rental property owners secure coverage for dwelling damage liability and loss of rental income. Tennessee law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand the risks specific to Sumner County including weather events and tenant turnover.
Frequently Asked Questions
What does landlord insurance cover in Tennessee?
Landlord insurance typically covers the dwelling structure liability protection and loss of rental income. It does not cover tenant personal property which requires renters insurance. Tennessee law does not mandate this coverage but it is strongly recommended for property owners.
Is landlord insurance required by Tennessee law?
Tennessee state law does not require landlord insurance. However most mortgage lenders require a landlord policy for rental properties. Local ordinances in Gallatin may have additional requirements so check with your lender or agent.
How do I choose a landlord insurance agent in Gallatin?
Look for an agent licensed in Tennessee who has experience with rental properties. Ask about coverage for fire weather damage and liability. Compare quotes from multiple agents to find a policy that fits your property and budget.
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