The top-rated landlord insurance agent in Germantown, Tennessee is Frank Simmons - State Farm Insurance Agent, rated 5.0 stars across 704 reviews. Other highly rated options include Caleb Hollingsworth - State Farm Insurance Agent, Alisha Dumas - State Farm Insurance Agent, Davis McCord - State Farm Insurance Agent. This directory lists 17 landlord insurance agents serving Germantown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Frank Simmons - State Farm Insurance Agent | 7730 Wolf River Blvd Suite 109 | (901) 755-7190 |
| 2 | Caleb Hollingsworth - State Farm Insurance Agent | 3059 Forest Hill Irene Rd #103 | (901) 755-3100 |
| 3 | Alisha Dumas - State Farm Insurance Agent | 2135 Merchants Row STE 5 | (901) 755-5551 |
| 4 | Davis McCord - State Farm Insurance Agent | 8608 Farmington Blvd Ste 3 | (901) 755-6110 |
| 5 | Michael Duel: Allstate Insurance | 7608 Poplar Pike | (901) 767-7131 |
| 6 | Brandon Tate - State Farm Insurance Agent | 9091 Poplar Ave # 102 | (901) 266-0070 |
| 7 | Shoemaker Insurance Solutions | 2176 West St Suite 202 | (901) 757-5757 |
| 8 | Thompson Insurance Agency | 2298 S Germantown Rd # 1 | (901) 402-0779 |
| 9 | Matt Haaga - State Farm Insurance Agent | 7871 Farmington Blvd | (901) 755-5200 |
| 10 | Laura McKay - State Farm Insurance Agent | 9056 Poplar Pike #104 | (901) 590-1929 |
Frank Simmons - State Farm Insurance Agent serves the Germantown, Tennessee metro area, specializing in landlord insurance for residential rental properties. The agency helps property owners obtain coverage that protects buildings from common perils such as fire, wind, and vandalism. Landlord insurance policies can also include liability protection for incidents occurring on the rental premises. The agency assists local Germantown clients in finding tailored policies that cover loss of rental income and seperate structures like garages or sheds.
Caleb Hollingsworth - State Farm Insurance Agent in Germantown, TN, provides a range of landlord insurance solutions designed to cover property risks. The agency offers standard coverage and assists with routine service discussions to help property owners manage their insurance needs year after year. Their team works to explain maintenance considerations that may affect policy terms. They serve owners of single-family homes, apartments, retail spaces, and restaurants in the local area.
Alisha Dumas - State Farm Insurance Agent serves homeowners and property managers in Germantown, Tennessee, by offering coverage tailored for rental properties. This agency helps clients protect income-generating dwellings from common risks like fire damage and liability claims. As a local landlord insurance provider, the company works to explain policy options for single-family rentals and multi-unit buildings. It also assists with related policies that safeguard against tenant-related losses. Beyond Germantown, the agency extends its services to property owners in neighboring Memphis and the surrounding Shelby County area.
Davis McCord - State Farm Insurance Agent serves the Germantown, Tennessee area and its surrounding communities. It handles landlord insurance needs, protecting property owners from risks like property damage and liability claims common in rental housing. The business evaluates each client's specific property type and rental arrangement to tailor coverage accordingly. Its approach emphasizes identifying potential exposures and crafting policies that address those unique vulnerabilities through a careful, step-by-step assessment process.
Michael Duel: Allstate Insurance in Germantown, TN provides landlord insurance for property owners who need either a one-time rental policy for a single tenant or recurring coverage for multiple ongoing leases. General policy differences include protection for the building structure against fire or weather damage and separate liability coverage for injuries occurring on the rented premises. Service arrangements for inspections or policy adjustments are available on a one-time, scheduled, or as-needed basis.
Brandon Tate - State Farm Insurance Agent in Germantown, TN provides specialized landlord insurance policies designed to protect rental property investments. Its general services include coverage for property damage, liability protection, and lost rental income. The agency works with local property owners to tailor policies that address specific tenant risks and building structures common in the area. As winter approaches, the agent helps landlords prepare for weather-related claims such as frozen pipes or roof damage caused by ice and snow.
Shoemaker Insurance Solutions in Germantown, TN advises property owners on managing risks inherent in rental real estate. Its specialty add-ons include coverage for loss of rental income and liability protection for tenant injuries. The agency tailors policies to account for unique local weather exposures. These services effectively support commercial sectors such as offices, warehouses, and food service operations.
Property owners in Germantown, TN, navigating seasonal storms or tenant transitions often need coverage that addresses unique rental risks. Thompson Insurance Agency, a landlord insurance agent in this area, structures policies to cover liability and property damage that standard homeowners insurance may exclude. The agency considers each property’s type, location, and tenant use when tailoring coverage for short-term or long-term rentals. Their process begins with a detailed inspection of the premises and an assessment of current exposures before presenting a plan.
Matt Haaga - State Farm Insurance Agent in Germantown, TN, provides residential landlord insurance to protect rental properties from common claims. Commercial coverage is also available for small apartment buildings or multi-unit investments. The agency serves property owners throughout the Germantown and greater Memphis area. Policies are designed to address liability, building damage, and loss of rental income. Follow-up and repeat service are offered between regular policy visits to adjust coverage as tenant situations or property needs evolve.
Laura McKay - State Farm Insurance Agent in Germantown, TN, is known for providing landlord insurance coverage tailored to property owners. Its service range includes protecting rental dwellings against common risks such as fire, theft, and liability claims. The agency helps local landlords understand policy options that safeguard their investment properties. Beyond basic coverage, the firm can add on loss of rental income protection to help offset revenue gaps during property repairs.
What Does a a Landlord Insurance Agent in Germantown Cost?
The cost of landlord insurance in Tennessee typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Germantown annual premiums often fall between 800 and 1500 dollars. Factors include property value location and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in Germantown
Landlord insurance agents in Germantown Tennessee help property owners protect their rental investments. Tennessee law does not require landlord insurance but mortgage lenders often do. Agents can explain how local ordinances and state liability rules affect your coverage needs.
Frequently Asked Questions
What does landlord insurance cover in Germantown Tennessee?
Landlord insurance typically covers property damage liability and loss of rental income. In Tennessee policies may exclude flood or earthquake damage so separate coverage is often needed. An agent can help you choose the right endorsements for your Germantown property.
Is landlord insurance required by Tennessee law?
Tennessee state law does not require landlord insurance. However your mortgage lender or homeowners association may require it. An agent can explain what minimum coverage is needed to satisfy those requirements.
How do I find a landlord insurance agent in Germantown?
You can search for independent insurance agents in Germantown who specialize in rental property coverage. Look for agents licensed in Tennessee with experience in landlord policies. They can compare quotes from multiple carriers to find suitable options.
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