The top-rated landlord insurance agent in Memphis, Tennessee is Fields Insurance, rated 4.9 stars across 210 reviews. Other highly rated options include Acceptance Insurance, Globe Life Liberty National Division: Terah Mims Agency, Clay & Land Insurance, Inc.. This directory lists 18 landlord insurance agents serving Memphis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fields Insurance | 3766 Ridgeway Rd | (901) 465-0011 |
| 2 | Acceptance Insurance | 4287 Summer Ave ste 102 | (865) 392-7212 |
| 3 | Globe Life Liberty National Division: Terah Mims Agency | 1255 Lynnfield Rd STE 100 | (901) 363-8234 |
| 4 | Clay & Land Insurance, Inc. | 866 Ridgeway Loop Rd | (901) 767-3600 |
| 5 | Liberty Mutual Insurance Dustin Hopkins | 6060 Poplar Ave #301 | (901) 212-1797 |
| 6 | Riskbusters Insurance | 5865 Ridgeway Center Pkwy Suite 300 | (901) 767-1890 |
| 7 | Sneed Insurance | 4515 Poplar Ave #322 | (901) 372-4580 |
| 8 | Crye-Leike Insurance Agency | 6525 N Quail Hollow Rd #400 | (901) 758-5622 |
| 9 | Financially Smart Insurance LLC | 5510 E Shelby Dr #107 | (901) 254-7655 |
| 10 | Larry E. Crum & Associates | 5165 Poplar Ave Suite 100 | (901) 767-2210 |
Fields Insurance serves the Memphis, Tennessee metro area, offering landlord insurance policies for rental property owners. It helps clients protect their real estate investments against common risks such as property damage and liability claims. The company assists with coverage tailored to both single-family rental homes and multi-unit residential buildings. Specific services include securing policies for loss of rental income and obtaining liability protection for tenant injuries.
Acceptance Insurance serves the Memphis, Tennessee metro area as a Landlord Insurance Agent. The agency helps property owners secure coverage designed for rental dwellings in this region. Policies generally address risks unique to leasing residential real estate, including protection for the building structure and liability arising from tenant activities. This agency assists landlords in obtaining policies that can cover loss of rental income when a property becomes uninhabitable. It specifically handles landlord liability coverage and property damage protection for rental homes in the Memphis vicinity.
Serving Memphis, Tennessee, and the surrounding communities, Globe Life Liberty National Division: Terah Mims Agency operates as a landlord insurance agent. The company handles coverage for rental properties, focusing on protecting owners from risks such as property damage and liability claims. To manage each client’s specific situation, the agent assesses individual rental properties and structures a personalized insurance plan based on that unique profile.
Clay & Land Insurance, Inc. serves homeowners, rental property owners, and real estate investors in Memphis, Tennessee. The agency specializes in landlord insurance policies that cover residential and commercial rental properties, protecting against property damage and liability claims common to leased premises. Their experienced team works to secure competitive coverage that addresses the unique risks of being a landlord. They also offer their insurance services to property managers and individual landlords in surrounding Shelby County communities like Germantown.
Liberty Mutual Insurance Dustin Hopkins provides a full range of coverage options for property owners in Memphis, TN, including policies for liability and property damage. Its maintenance and service plans help clients manage routine risks and navigate claims for repairs or tenant-related issues efficiently. The agency covers a diverse portfolio of properties, from single-family homes and apartment complexes to retail spaces and restaurants.
Riskbusters Insurance in Memphis, TN offers both one-time landlord policy reviews and ongoing service plans to accommodate property owners. Coverage typically protects against rental property damage, liability claims, and loss of rental income. Landlord insurance agents in this area also help clients understand local housing codes and tenant laws when structuring a policy. Common add-ons include coverage for vandalism, fire, and natural events like storms. Service runs on a one-time, scheduled, or as-needed basis depending on the landlord’s portfolio and preferences.
Sneed Insurance provides specialized landlord insurance agent services in Memphis, helping property owners secure appropriate coverage for rental dwellings. The company assists with policies that protect against common risks such as property damage and liability claims. Understanding the unique demands of the Memphis rental market, it works to match landlords with suitable plans. For instance, Sneed Insurance helps clients navigate coverage needs tied to seasonal concerns like spring storms common to the region or gaps during tenant turnover periods.
When seasonal storms roll through the Memphis area, rental property owners often discover unexpected roof or exterior damage that requires prompt insurer involvement. Crye-Leike Insurance Agency specializes in landlord insurance policies designed to cover these common regional risks while protecting long-term property investments. Their agents work directly with Memphis landlords to review coverage gaps specific to rental properties, including liability and loss-of-rent provisions. A typical engagement begins with an on-site property inspection to document current conditions and assess necessary coverage limits.
Financially Smart Insurance LLC works with property owners in Memphis to secure coverage tailored to rental dwellings. The company’s landlord insurance can further protect against loss of rental income and liability risks associated with tenants. Policies typically address structures, on-site equipment, and legal expenses from evictions. This Memphis agency assists owners of various commercial properties including offices, warehouses, and food service locations.
Larry E. Crum & Associates provides residential landlord insurance services to property owners in Memphis, TN, and also offers commercial coverage for larger rental properties in the surrounding area. Their agents work with local landlords to design policies that protect against common rental property risks. The company arranges follow-up contact between regular policy periods to discuss any changes in a client’s property portfolio or coverage needs, ensuring ongoing alignment with each landlord’s evolving situation.
What Does a a Landlord Insurance Agent in Memphis Cost?
The cost of landlord insurance in Tennessee typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental property in Memphis annual premiums often fall between 800 and 1500 dollars. Factors like property age location and coverage limits affect the price. This is general information and not insurance advice.
About landlord insurance agents in Memphis
Landlord insurance agents in Memphis Tennessee help property owners protect their rental investments. These agents understand local risks like weather events and tenant liability. Tennessee law does not require landlord insurance but most mortgage lenders do require it for rental properties.
Frequently Asked Questions
What does landlord insurance cover in Memphis Tennessee?
Landlord insurance typically covers property damage liability and loss of rental income. In Memphis policies often include protection against fire wind and water damage. It does not cover tenant personal belongings.
Is landlord insurance required by law in Tennessee?
Tennessee state law does not require landlord insurance. However most mortgage lenders and property management companies do require it. It is strongly recommended to protect against liability claims and property damage.
How do I choose a landlord insurance agent in Memphis?
Look for an agent who specializes in rental properties and understands Tennessee landlord tenant law. Ask about coverage for specific risks like vacant properties or short term rentals. Compare quotes from multiple agents to find suitable coverage.
Landlord Insurance Agents in Other Tennessee Cities
Bartlett · Brentwood · Bristol · Chattanooga · Clarksville · Cleveland · Collierville · Columbia · Cookeville · Franklin · Gallatin · Germantown · Hendersonville · Jackson · Johnson City